 Anyone have a bank account with Halifax? |
| I put some money, in cash, in my bank friday and my balance is still saying i have nothing. Does anyone know how long cash takes to clear? I put a cheque in yesterday and it said it will clear ... |
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 If you try to withdraw money from an ATM when your account doesn't have sufficient funds, will it overdraft? |
| With Bank of America in particular. Will it give you the money and say you overdrafted, or just refuse the funds?... |
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 We live paycheck to paycheck, what is an easy way to make fast money? |
| We live paycheck to paycheck, luckily I am really good with money but we never have any extra money to do what we want every now and then, any advice? Is there a quick way to make some fast money ... |
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 I need to learn how to save money? |
| I know it's a stupid thing to have to ask people but my husband switched jobs because of my medical problems and took a pay cut of almost 15k a year. I'm buying generic foods already but my ... |
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 Money making ideas for girls raising money for our church? |
We are collecting money to redecorate our youth group room so it doesn't look like death. We need as much money as we can get. What are some ways to earn money? Aside from:
raking leaves
... |
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 In debt and looking to get out the right way. Please help with personal advice.? |
Total Debt: $37,163
Interest Rates: 8%-25%
Total Credit Cards: 6 (2 are Care Credit Cards)
Car Loans: 2 (probably getting rid of 1)
We're really serious about ... |
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 If you owed £1500.....? |
| i have a loan with this outstanding.i have also saved £5000.should i pay the loan off?and leave me an extra £145 a month better off or keep paying £145 a month and keep my £5000 in the bank?... |
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 What happens if u ignor ur debts, not responding to letters or calls, and also not going bankrupt?. ? |
| I have a collective debt of about 120,000. For about 2 years now, i have totally ignored all calls and mails. All my creditors have been doing is threaten me with court action and ccjs and what not. ... |
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 Anyone know how i can make some cash? |
| im only 13 so i can't really get a job :( HELP!!... |
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 Which bank can you recommend? |
I am moving to the UK in March.
Which bank can you recommend? A nice savings rate would be great.... |
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 What is the best/easiest credit card to get if you have bad credit and are trying to improve it? |
I'm sure some people might say having no credit card is best..but to build up credit you have to start somewhere!
My friends credit is ike 580 or something, and I told her i would look into ... |
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phil | Im having finacial troubles need advice is bankruptcy a good option? |
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 |
 
old biker dude
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no |
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.
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nope bankruptcy is a bad option. It screws up your credit really bad. I dont know what you can do but I hope somebody can help you because bankruptcy is not an option. |
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CliffClaven
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Only if it's a last resort. Don't forget if you declare bankruptcy, it will permanently be on your credit record and you'll be denied a lot of things for 7 odd years. |
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ny2fl
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"financial troubles" is far to general a statement. you should consult with a nonprofit credit counseling agency and have your situation evaluated by a professional. bankruptcy may be an option if there is no other way. it is not as bad as it sounds, in fact, the hardest part is deciding to do it. |
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monkeysac
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http://loans.mamayek.com/creditreporting.html |
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tazzz6413
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not all financial trouble is so bad you have to go that route. Call your creditors, most of the time they will work with you, it will hurt your credit, but you will still have it when you straighten your problems out. |
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BM
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No bankruptcy isn't a good option.It will effect your credit for 10year. US Financial Group,LLC. has some options that can help your situation. |
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interstate_101
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Bankruptcy is not a wrong option if you have no plan to apply for loan/mortgage or need a high limit credit card in the near future. Your credit report will be screwed and nobody will lend you money or credit after that. Beyond that, nothing will happen. But who cares about a credit report other than your lenders or credit card company? They already know your financials are in bad shape.
Bankruptcy does not elimiate your debt, (no) thanks to the recent law enacted by GOP. It defers the debt. It may eliminate the interest owned on the debt. Eliminating debt through bankruptcy requires a more tedious process for which you might need an attorney consultation. To emerge out of bankruptcy you tell the BK judge that you are now ready to pay back the dues and that you have a steady income. Then you must pay it fully before you may be found qualified for other credit/loan.
Just remember, no outsider needs to know you filed for BK, if you are concerned about your image. |
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Glenda M
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Start your own business, part time or in the evening. I will show you how. |
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Finney
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Debt is probably one of the worst things you can be in, as your creditors OWN a part of you. You need to make every effort to get out of it. If you have more than one credit card, drop all the rest. If you're still young (like 20s), bankruptcy is NOT good. Then again, it's never good. |
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Mi Mo
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I would talk to a Bankruptcy attorney first. The law has changed and it is harder to get CH. 7 now. It was worth it to me when I owned a home already, or owed a lot on all my pricey assets, couldn't pay the bills and had no joint accounts. Read between the lines. If you are married, only if all your accounts are separate, including plastic, can you keep one spouse's credit clean. It was an option for me and I was able to get cheap credit within 2 years. Different states also have different laws on keeping one's home too. |
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