 Paying cheques in? |
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 Help. My mom is in debt & can't afford to send me to school or buy food, or anythingg. PLEASE HELP!? |
My "dad" cheated on my mom & left me my brother and my mother for some other girl. He barely gives us money to support us.
My mom can no longer afford food, gas, school fees, ... |
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 Where can I exchange coins for bills without using coinstar or wrapping at the bank? |
Preferably some method that doesn't ask for a fee...
Additional Details
In Houston, TX... |
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 How can a 13 year old make quick cash? |
| I’m 13 and my family is so busy I don’t have time for a summer job. Where we live no one I mean NO ONE will buy anything. My sister tried selling cupcakes and lost more money than she earned. I’... |
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 Where is my money? |
| Some months ago I was told by a friend that I am a born money-making guy, but I am not so. It seems I don't know my potentials. Would somebody please tell me where my money is?... |
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| Some people think my wife and I are crazy for never owning a credit card and should get one. We are 22 with no debt besides our house. I guess we aren't fixated on our credit score like many ... |
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 So I've asked this question before......? READ DETAILS? |
| So I've asked this question before but I'm still trying to find a way to make money for my ipod nano, $150 - $200, I've made about $75 and now I'm stuck:::::::::::::::::::::::::<... |
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 Omg need help rasing money!!!? |
| i need to raise £50 before 12th february my parents are no help and i have no idea how to raise that much money in such a short space of time advice really needed :)... |
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 Why is that people don't get satisfied with what they have?? |
| People will never be happy no matter what... even if they are millionnaires they still want more... can somebody explain that??... |
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| What are some good ways to make money if your under 18? |
I live out in the middle of nowhere and have three neighbors
and im 16... |
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| Is it possible for someone to borrow money and not pay it back but still be a good friend? |
| Is it possible for someone to borrow money and not pay it back... but still have good intentions? This girl used me on about $1500 and didn't pay me back for a long time until I had to pretty ... |
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| I lived with my cousin for over a year. she bought me a cell phone for graduation. there was no written agreement for any type of payment but she would tell me one day im gonna have to start paying ... |
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 Can I cash a Signed Cashiers Check that I found? |
| While out riding my bike I found a signed cashiers check for $550. It was signed with a signature that was the same as the payee name on the check. I know that a signed certified check is a bearer ... |
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 Any tips on getting out of debt faster? |
| We are on a good plan (e.g., paying of high-interest loan first), saving, working more, etc... and we have consilodated most of our debt with one of our banks and are already paying a low interest ... |
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 I have won 250,000 u.s.$ in a lucky draw through net .? |
| i have won 250,000 u.s.$ in a lucky draw through net but for claiming that money i have go indonesia ,but i cant afford that what should i do?... |
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blu1cat | Info on Debt Consolidation Companies. Our Debt is getting out of control!? |
I can't seem to catch up on the bills after loosing my job. I am working now, but paying many bills "late". |
 |
 
Adam S
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DONT GO WITH ANY DEBT CONSOLIDATION COMPANY!!
Each and every one of them is a fraud. These companies do a bad job, doing something that you could do yourself. All they do is negotiate with your creditors.
You can negotiate with your creditors yourself. You will find that they are almost always willing to suspend interest charges or late fees, if you tell them the predicament you are in. Often, they will offer to settle for 50% of your balance. Sometimes more.
Every Debt consolidation company takes advantage of people who are financially ignorant. EVEN THE "NON-PROFIT" ones!!! don't be one of the victims! Negotiate with your creditors YOURSELF~ |
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Mother of Chaos
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Consolidation companies aren't the easy fix they sound like they are.
We've been where you are, and here's what worked for us: A "spending fast". We cancelled cable, dropped cell phone plans, didn't eat out, didn't buy new anything...if it didn't go on the table or into the gas tank, we didn't buy it.
It's a shockingly fast cure for the poison. We were amazed how much we spent on Stuff, equally amazed at how little we missed most of it when it was gone, and downright astonished at how fast we found ourselves getting not only caught up, but AHEAD.
And then, we added back just those things we missed - and left all the 'eh, whatever' stuff alone.
Good luck, and hang in there! |
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Kate S
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Read the following articles. They should help.
Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html
How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html
What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581 |
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Joe K
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Keep paying them. As long as you keep paying, that puts you in better standing than the deadbeat schmucks (like myself) who don't pay anything. |
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kurtbiewald
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See if you can get a loan to consolidate at some reasonable interest. If not , maybe consider bankruptcy. |
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Crockett
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Most people do not realize that they are paying 62 to 72 cents of every dollar they earn towards taxes and interest. You are focused on earning and wanting to earn more to be able to pay bills, you really should focus more on how you spend your money. The very first step you should take is to write out your budget and find ways you can cut money out of your budget. The next step is a process called debt stacking that eliminates debt within a matter of 10 years that is including your house if you own one. I can be reached at my email for the details to this program. Do not pay money to get a program or loan to get information that you could get free.shawn_crockett@yahoo.com |
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dawn18417
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When you get your check take cash for your daily expenses such as gas and grocerys.Then put the rest in bank and use for bill paying.Next cut up your credit cards but do not close the accounts until they are paid off when you make last payment inclose a notetelling them to close account and notify the proper credit agencys that account was closed and paid off by the account holder. |
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2feEThigh
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spend less and at least pay a little on each bill. |
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Bob
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Me too, the bank told me to catch up my bills for 90 days then they would give me a consolidation loan. I said "duh" if I could catch up my bills I wouldn't need a consolidation loan. They said "sorry" I said "Bite me". |
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WiseWon
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There's no question here. Contact each company and tell them why you are paying late. IF you avoid them, they will more than likely think that you are a bum...you're not a bum are you? The most powerful tool that you have is to communicate regularly with them so that they will be aware of your situation. You are more than likely to find that they are willing to cooperate with you on a repayment schedules. Good luck. |
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royal_crown78
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They are a bit iffy.....I would consider doing much research or talking to a bankrupty attorney to see if that could help you. Definately make sure you go to one that is non-profit, look what happened to Ameridebt. Some are good, some are bad, but see if you can find one that charges very little or does it for free. They can manage to help you lower interest charges and get some of your amounts down but it takes years to pay most of your bills off and you're still paying the fees to them.
I wouldn't suggest bankruptcy, the new laws are stringent, and it leaves a mark on your credit for a long time. After you don't pay a bill for 180 days, it gets written off anyway. They may not try to collect from you or they may sell your account to a bill collector that you'll have to deal with for a long time unless you hide from them.
Check out this:
buddhibbs.com
This is a really good site about bill collectors and companies that are third-party collectors. Know your rights and see if his site has any helpful hints about debt consolidation. I promise, this site is very informative. |
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