 Need an unsecured loan for 7500.00 bad credit no out of country(USA)? |
| looking for a legitimate loan no up-from fees no insurance fees nothing like that will pay any ... |
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 I have been cashiers check scammed now im getting threats.? |
this guy sent me a 4,000 cahsiers check way more than i asked for now im being threatened, heres what he said.
I will never be into Illegal things..Im respectful and R... |
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 How much cash would you normally carry with you ? |
Hi, Folks,
I ask because a friend of mine is unfortunately a "Property Developer" of sorts, and always has at least £1000 in notes about him.
He is showing off ... |
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 I have $40,000 in credit card debits. what is the best way to get rid of this.? |
| I can't file chapter 7 because I am partners in a small grocery store ( that is not making money). Also I can file chapter 13 but have to pay the lawyer $2,500 up front, which I don't have ... |
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 How would an 11 year old make money? |
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 Would you donate money to charity if you won the lottery? |
| I JUST WANT TO KNOW ! I KNOW I WOULD DONATE IT TO MS RESEARCH IN SASKATCHEWAN !... |
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 What are some ways to get rich? |
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 Did I receive hoax email? Says "Yahoo sponsored on-line Int'l sweepstakes UK National Lottery" Is this true?? |
IFull email received:
UK-LOTTO Headquarters:
United Kingdom
Customer Service
Ref: UK/00002/YH/68
Batch #: 032/11/369
... |
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 Is it worth charging all monthly bills then just paying it off at the end of the month? |
| I have a credit cards that has no miles or points attached to it. Is it worth is to put all my monthly bills on it then pay it off before interest is applied? I would figure this would improve my FICO... |
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 Can anyone recommend any cheap easy meals I can make? |
Hi,
I'm a student returning to University next month. To save cash this year, I plan to be a real cheapskate. I'm just looking for recommendations of cheap and easy meals and web ... |
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 Borrowing Money? |
| My dad says he has a few bills to pay and can't take out a loan because my he's currently going through a divorce. He initially for asked $1,000 but I offered only $700. He says he'll ... |
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 Transfer credit card balance? |
| Do credit card companies offer 0% interest on EXISTING balance (instead of on new purchases)?... |
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 Have you ever uised those prepaid visa cards from walmart? |
HOw did it work out?
Additional Details
I have to use it until my bk discharges./... |
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 Is it wise to follow advice I gave myself in a dream? |
| In a dream I told myself to cash in my Premium Bonds and use the cash to go on holiday. Should I do what the dream told me, or should I be more sensible and keep the money for something less ... |
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plthaxer@yahoo.com | Inherited lump sum of money do i pay off my house or invest? |
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swenjj
|
it depends on the interest rate on the house, and what would make you feel better, for me personally even if i thought i could possibly get a higher return investing i would pay off my house, it would feel so great to be totally debt free, and free up 1k a month that i would then invest |
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babalooie21204
 |
This would depend on a few things-- how strapped you are for cash, how high your interest rate is on your home, and if you have time to look at the market on a daily basis or are you just going to hand over the cash to a broker. You should be able to get about 10% on average, if you are good higher. |
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Dana Katherine
|
If you can earn more interest on the money than the interest you are paying on your home, then you should invest.
If not, then you should pay off your house. |
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derek
|
Invest it.
A good diversified portfolio of mutual funds should provide a return of >7% (if you use good stock mutual funds, you might even earn 10%). |
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jasmine19805
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do not pay off house immediately. invest most of your money but be sure to have enough left to cover next months due for the house. |
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Dr Dave P
 |
Invest. - but invest wisely!
I would spend a little of that money on a finacial advisor - to figure out you needs, and plan on what you want for your future. For example, how much you want to keep as cash ready, and how much for IRA.
Roth IRA are particularly attractive - look into them.
Keep an eye on how your investments are doing (online), and make sure that you have the option to change % options between investments as the market charges.
You may want to use some money to refinance you house - to lower you payments, but it will cost you some of the money.
I wish I were you! |
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besthusbandever
|
if you have a reasonable interest rate say 7% or less, I would not pay off the mortgage, with investing, on average you make 10% a year in the stock market, some years more and some years you lose some money. I would spread what ever money you have over 3 or 4 good mutual funds and just try to leave it alone and pretend you don't even have the money. start a roth ira if you don't have one already. and each year put the max amount into that account. call vanguard and they will help you out. or go to your local bank and talk to their investment rep, or go and see an edward jones broker or someone like that with some ethics, don't invest in crap that you don't understand, and you don't have to invest it all at one time, put most of it in a money market account and invest a little at a time out of there. don't lend the money to your friends for their crazy business ideas because you won't ever see it again. |
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Kitty
|
Having your home owned outright is one of the best financial desicions you can make for yourself. Interest rate here makes no difference, security DOES !!
Pay it off and then with the money each month that you WERE using towards your mortgage, you can now invest in numerous ways for the future. |
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lepooche
|
Pay off your house! |
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Teacher
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Do both. Pay off the house then use the equity to invest for the future. |
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The Scorpion
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I would probably pay off the house but make sure you invest that same money you would have been paying per month. Stock market can return 10% annually, or 5 or 14, so all of life is a risk. Depends how you view the world a little bit too. Paying off the house is the ultimate protection against calamity, like a depression. But it may be also that if you have a low interest rate and fixed on the house, if you have cheap money borrowed, take it, and invest the new lump sum. Again, it really does depend on your view of risk in life. |
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upnorthbeachbum
 |
Money is only pieces of paper and metal disks. It is what we what money for is what makes money so valuable. Do you want to quit your job and travel full time or do you want to keep working and retire in 10 years in the future. First you need to decide what you want from the money. If you want to quit your job you need to invest for income. Take the money and invest into income producing investments, preferred stock, bonds, etc.
If you want to keep working take the money and invest in grow since your current income will allow you to pay your current monthly debt obligation.
I would pay down a portion of your mortage and get a line of credit on the additonal equity. You don'y pay any interest or payments until you tap the equity loan. This will reduce your current payment and give you time to truly decide what you what the money to do for you. Good Luck.
You can always take the money and invest in the market in the future. Take time and really think what this money truly means for you. |
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