 Can i get a debit card at 13? |
| im 13 and i have a bank account with like 700 dollars in ... |
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 How Do I Make Money? |
I have no $$$ and I need 300$ by x-mas. I'm 12, I can't get a job, my parents have no $$$. I can't babysit, I can't do manuel labour, and I don't have anything to sell.
... |
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 Mobile Bills? |
| How much do you spend on average on you mobile phone either on pay as you go, or on contract per month ?... |
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 How to make money fast? |
ok i need to make $200 in 4 months...
i cant get a job because in too young
i cant mow lawns because its the end of winter--same for shoveling
dont say lemonade stand.... |
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| I put up an ad on e-bay to sell my phone and recd a mail from a stranger saying that he wants to buy my phone and he asked me to send him my bank account details,so that he can transfer the money.D... |
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 What would be the best credit card to apply to after bankruptcy case clears? |
Additional Details
for those who keep assuming i declared bankruptcy because of credit card debt-u're wrong!! i've never even had one credit card.. my bankruptcy case was ... |
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 Need tips on saving money..? |
| I am only 17 and I get paid every two weeks. Whenever I get paid I always say I'm going to not blow it but I always do. I always want to spend everything I have then I go a week with no money ... |
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| I was recently terminated from my job in July and am having difficulty finding a new one, but in the meantime I have about $25K in credit card debt and not able to make payments. A credit counselor ... |
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 What is the best way to earn money? |
I'm 14 years old,
I currently babysit, and that's all
But I need more money!!
I am planning to go to Florida this summer with my team and my parents say I need to pay ... |
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 If you had THREE bills to pay and only had enough to pay one of them,? |
| Would you divide your money between the three (and risk defaulting on all of them) or pay the main one and leave the other two till next week - ?... |
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 How can I become a millonaire without cheating? |
Buying shares is an option but I have no clue on how it works.
Writing a book........but where am I going to get the money to publish it?
I can marry a millionaire but the problem is I am ... |
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 How much do you have to live on? |
| After the rent/mortgage has been paid, the bills have been sorted and any debts have gone out of the bank, how much money do you have to live on per week? Do you have to spread this money over a ... |
|
 What are good fund raising ideas? |
| I'm in my program's Y.L.C. (youth leadership council) and our homework is to come up with ideas for a fund raiser. We are already doing a bake sale in two weeks... what are some good ideas. ... |
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baseball4life0786 | Is $35,000 to $40,000 in the bank account a lot for a 21 year old college student? |
I am a 21 year old State college student who has been working in retail for a few years. I have $35-$40 thousand in my bank account combined (checking and savings)...I was wondering was that a lot, average, or way below a 21 year old should have...please let me know thanks! |
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CupCake
 |
I would say that you are definitely above average |
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A.Mercer
|
That is probably a lot more than 99% of college students have. Heck, that is more than probably 50% of people in the US.
Take care of that money. Don't do anything stupid with it (I am betting you won't if you were able to accumulate that much). Carefully invest it and keep it growing. |
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XoxoxoxoX
|
I think you are doing awesome for a 21 years old. But in the case that you do NOT owe ANY debts at all. I mean no student loan, no auto loan, no credit card debts, and any other personal loans. If you do, you need to pay those off first. How do you pay for your tuitions? Your parents? If you can save up so much money and NO debts at all, I would suggest you to start retirement account. It not too early...Need to look at bigger financial picture than just savings in the bank. |
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Kris D
 |
Its good for your age. You must either live with parents that didnt charge you rent or something to save that much working in retail. And college must be paid for by someone else too. Goodjob now go out and make their money spent mean something. |
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x.__.Phy.__.x
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Alot! It is good though to always have some extra cash... since you are still young dont blow it all out having fun but consider the future! |
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Samantha1029
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yea that's a lot most ppl dont have anything and if they do not that much. GOOD JOB! |
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quickinstinct
 |
Um that is amazing. I'm a college student and I have about 200 dollars in my account and over 100k in loans for my education so far.
So yes that is pretty good, although if you weren't a college student that might be around average for someone your age. Congrats. |
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006
|
I assume your tuition is taken care of? There is no amount anyone _should_ have. Although i question what the interest rate you're earning on these bank accounts is. You should be earning around 5% on cash you don't immediately need. If not, I suggest some money market investing. It is safe and your savings will not be eroded due to inflation.
Have you been investing in your Roth IRA? Since you can afford to and you have taxable income, you should be investing the max every year.
Edit: Most college students are heavily saddled with student loans, as much as 100k in debt. |
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darkdiva
|
It's a good amount and if you keep it up, you will have a wonderful retirement when you get that age. |
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teresathegreat
|
That's plenty! That's at least a year's salary for the average adult. Good for you!
You need to start investing this money a little more wisely, though.
-First, have 15% of your paycheck automatically deducted into a 401k or IRA retirement fund. The more you invest now, the less you'll have to invest overall, and for less time. It may sound like a hefty percentage now, bu trust me, the miracle of compound interest will make you a millionaire when you retire.
-Next, put 3-6 months of living expenses (what you would pay if you weren't living at home and no one else was contributing to any of your expenses) into a money market account (not a money markey deposit account at a bank, this is different). This is your emergency stash.
Also, get down to your local library tonight and start checking out personal finance books - they can be wonderfully empowering and inspiring, and most are written in simple, easy-to-understand terms.
Some good, easy reads:
-The Complete Idiot's Guide to Personal Finance in your 20s and 30s
-The Complete Idiot's Guide to Managing Your Money
-“Smart Women Finish Rich” or “The Automatic Millionaire”, by David Bach
-any Suze Orman books |
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Lou
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I think thats a lot for a 21 yr old. good job |
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Donna C
 |
Some one is tooting their own horn, which is OK, but I am pretty sure that you had a little help putting that much money away. Again that is OK. If you have that much money, you should be smart enough to know that it is not average for a 21 year old to have that much money. Most kids are busy trying to buy a car, pay rent, and just live.
I think that you should be counting your blessing, and remember not to rub your good fortune in someone else's face. |
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Amy K
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Heck no, not if you have to pay tuition with it |
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Cristal
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I think that is outstandingly good and may I just say I wish that I had that much at 26! |
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SLF
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that sounds a hell of a lot to me! How did you manage to save that from working in a shop? |
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Eagiusti
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That is very good. Good luck! |
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::mÃi::
 |
i think it's average. |
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Dr. Deth
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that's a lot for a 40 year old |
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Ben H
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Woah that's brutal. I had over 1 million when I was only 19 and in college. Maybe you should work a little harder and switch fields to something that earns a higher dollar. |
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