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Itchy McFanny | Is £40 per week enough for 1 person to buy groceries and cleaning products? |
Right, I am trying to sort out my finances. What i am doing so that i dont spend all my wages the 1st 2 weeks after pay day is paying off all my bill for the month when i get paid. Then as i tend to loose track when i just hand my card over at the till, I am withdrawing an amount of money and splitting it in 4. I take 3 envelopes and put 3 equal amounts in them and keep an equal amount in my purse for food, groceries etc. Do you think £40 is enough money for a single girl to buy weekly groceries, cat food and to top up petrol if needed ( i fill tank up out of wages), also have to buycleaning products as and when i run out. I have started to shun supermarkets and go to grocers/fishmonger/butcher.
Will this be enough or should i add a bit more in?
Additional Details
Sorry i should say that with the envelopes i can only open 1each Monday to see me through that week. |
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♣Kermit the Frog♣
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I'd say its too much, but then again your shopping at grocers, so thats about right |
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D L
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its nice 2 see someone working out what they can afford for once and not living beyond their means on credit cards !!
with the attitude u got £40 will do fine
good luck with it |
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bexx
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You should be ok with that ! x |
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blapath
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In India or in Africa it will be sufficient... In England I doubt |
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Judge
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It sure is if you know how to look for bargains. |
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♥ Planet 80's ♥
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It depends what you spend on petrol
I'd say perhaps a bit more cos you dont want to go short do you?
maybe £40 & then what you spend on petrol on top |
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spegali
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Yes as long as you are not into living the high life! try to write your menu for the week ahead and that way you won't be buying food you don't get around to eating. good luck. |
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skapunkspud
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yeah i get by on about £35 a fortnight so £40 a week should be fine!! |
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Stephen K
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A bit more, owing to the petrol.
Look at what you need to buy for the week (I'm in the US, so the money conversion is a bit tough).
What do you need? Milk, yogurt, pasta, condiments, meat, personal hygiene items.
See if you can trade off (not buy an item this week and see for next week) and really hit those sale items.
It can be done, but it takes commitment |
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Polkadotty84
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When I was at Uni (3 years ago) I regularly made do on about £20 a week. Find a good, cheap local market and only buy fruit + veg that are in season, find your local Savers or other discount chemist and buy your cleaning products from there - also, despite what cleaning product manufacturers would have you believe, you DON'T need a completely separate product for every aspect of your house - get a good general purpose one and use good quality sponges/cloths rather than kitchen roll etc. Your cheapest local supermarket is best used for dry goods like pasta, rice and tinned products.
There really isn't a difference between "smartprice" "value" or "economy" products and their higher-end counterparts. Plan your menus weekly, and stick to them. Yes, it might not be spontaneous, but just plucking items off shelves will leave you with a fridge full of half-eaten stuff nearing it's sell by date. Learn to cook decent meals from scratch, or using as few "packet" goods as possible.
Make friends with your local butcher or meat counter and only buy enough meat for one person - (e.g. 1 steak, 2 sausages, 1 pork chop etc). Never buy more than you think you need "just in case" as chances are it'll just go to waste, if friends come round, bulk up dishes with pasta/rice.
Have porridge with water and raisins for breakfast, make lunch and dinner with pasta or rice. As you're catering for yourself, only buy as much as you will actually eat - "big saver" items are great value for dry produce (like pasta or rice), but a 1kg bag of potatoes is too much for 1 person, and unless you're big on sandwiches try to get a half-loaf from your supermarket/baker rather than a full one that doesn't get completely eaten. Cook in bulk, when making your evening meal, double up enough to take to work the next day, and invest in some cheap tupperware to freeze batches of food.
Learn the basics of making soup - this time of year it's the cheapest and most filling food you can make. Wean your kitty off the Sheba and replace with an own brand, and if you need alcohol, batches of sangria are the cheapest way to drink and your friends will think you're trendy and exotic too! Halve your car use - i.e. if it takes less than 10 mins to drive, walk or get the bus instead (if possible). And make your other "treats" free - a long hot bath, an afternoon walk in the park, a home manicure etc.
Try it for 6 weeks - if you're really struggling up your budget to £50.
However (as every cash-starved yet drunken student will tell you) it IS possible to live on £40 per week - good luck! |
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always right
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Defenitly enough. only buy what you go out to buy, not all the offers tempting you. Junk food is expensive so buy fresh and cook big meals , saving some for the next days lunch or evening meal
good luck |
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deni
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it should be enough, i mean you arent going to be buying somethings all the time, so one week you might find you have some to carry over, which will help if you run out of something, its a good idea, how about keeping a tad spare jsut for the car, instead of trying to take it out of £40, cos i dont see that working, but otherwise good idea |
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papyrusbtl
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Biggest issue is you need to get in the habit of not having CASH. Even split judiciously into 4 envelopes, it's just not safe in the long run to handle cash, or carry cash at all.
No worry if you're rich, but if you're budgeting it's a disaster to lose it, or have your purse robbed.
One more stress you shouldn't burden yourself with.
If you are wealthy enough to drive and buy petrol (which is a big luxury nowdays), you might look around and cut this out first. This is the biggest robbery gimmick invented---cars.
You are already paying taxes for public transport, and you should use it.
You can save infinitely on groceries---and you must---this is the black hole of finances. It takes some experimentation, but it's well worth it.
First of all, eat up everything in the house, no matter what it is.
Next, figure out the cheapest local food mart and stick with it.
Study prices intensely-----you can buy a cookie or donut for a price you might be able to get an entire package of "house brand" cookies for. Ignore any fancy label---buy only house brands, if they have them.
Do the same with fresh vegetables---some cost a fortune, and must be ignored--some are always cheap (like carrots).
With potatoes, they come at a fancy price, but a box of potato flakes is very cheap, and will stretch over many meals.
Get the cheapest dry beans and learn to soak and cook them, don't pay extra for canned ones.
Some canned goods stretch over many meals, and are basically cheap---like peas, and chopped spinach. Cover the cans and save them in the fridge.
Never buy fancy breads or rolls---get the generic bread---ditto canned tuna.
Get cheap stick margarine, never the tub kind---you are paying double for the "whipped" variety in the tub.
Get medium eggs, not jumbo--they're also cheaper.
Never buy frozen packaged meals of any kind---get the frozen meats (chicken strips, hamburger patties, fish fingers) that are in freezer sacks, and assemble your own meals at home, using just one "meat" item per day. The savings this way are huge.
Invest in Oatmeal---use it for cereal (with margarine, not milk), and to make cookies. Don't buy dry breakfast cereals, because the milk to eat them with is too expensive.
Stay away from milk products if possible, eat the bare minimum, because they are all expensive.
Invest in tea, and use it for all your beverages---any other kinds are too expensive.
Use the minimum of fruits, except the very cheapest, once in a while. |
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T/\SHII3
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its a good idea but i would try and spend what u need to and dont get what u dont need. treat urself once in a while....!! |
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fi_m54
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yu would probably be better to put in extra because if you run out and end up digging into another envelope then you will end up taking alot more than you really need. so give yourself £50 - £55 and then you will be safe. you could always reward yourself with all the spare money at the end of the week being put in a jar for extravagances. good luck!! |
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scouse princess
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It is a tight budget but if you pull your purse strings tight I am sure you will manage. Try not to spend more than £15 per week petrol, possibly £10 if you can manage, and that leaves you with £25-£30 for groceries, cleaning products, and cat food. Supermarkets are probably cheaper for fresh produce to be honest, try Asda and Tesco,they are the cheapest. Try and buy value items like Asda's own, I know it doesn't seem nice but it is actually still produced by named brands, but priced cheaper for the stores and labelled Asda's own for example. If you buy meat and cook a dish such as bolognese or chilli con carne, make a load and freeze some of it in tubs, that should do you for a few meals. Pasta is always a cheap option too. Good luck, I am sure you will be fine, if you find you are struggling keep a close eye on what you are spending, and perhaps if it really isn't enough for you, add an extra £5 or £10 a week. Hope all goes well :) xx |
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Panos
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very tight indeed but possible if you carefull and eat mostly cheap food like soup,rice,pasta and potatoes,but still really tight amount.55- 60£ would be much more comfortable |
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MyCatty
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it will be difficult but achievable - best tip i could give is buy things that you can cook and freeze in bulk. if you make stuff like stews / casaroule / pasta sauces, you should be able to make them last ages. As far cleaning products, just buy supermarket owm brand stuff, it is just as good (except for washing powder!) No more whiskas your kitty though - buy tesco frozen value white fish fillets and just boil them for 8mins, your kitty will love them - they are only £2 for a huge bag. |
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misskitti7®
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depends on what car you drive and how far you go 40 quid would not even half fill my truck.
depends on the things you like to eat too
it is possible but you would have to live by a tight budget
i wish you look
regards x kitti x |
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momof3 soon to be granof1
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What I would do is once a month on payday go out and buy all your cleaning things for month so you know you have them as this can bulk up the bill on a weekly basis.
You can get by but need to be clever in meals like cook spag bol and freeze half so you can have that another week. A large supermarket is cheaper Asda, Lidal or an Aldi is dirt cheap and food is good.
If you have a market go and buy all your fresh stuff for week as that will be a lot cheaper.
I had a friend who goes regular to huge market at around 3-4 on saturday afternoon and gets it even cheaper.
Late night shopping is good as most reduce their fresh food at around 6 or 7.
If you eat meat then a pack of chicken can be divided up into seperate bags for meals and freeze.
Pasta and rice are cheap so write a shopping list and stick to it, plan meals for week and you should be ok.
Once a month i buy all my household things toilet rolls ect saves a lot every week then. |
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Modern Major General
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Of course it is - we regularly feed our family of four on £70 per week, and still have a well-stocked freezer.
The secret is to avoid ready meals. Don't completely shun supermarkets - take their own brands where possible, as they're cheaper! |
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cinderella
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its plenty for groceries and cleaning products but i doubt ull b able to do petrol as well... |
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scrumpy
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yes it will be always right a list before you go and plan what you are going to eat each day and never go shopping when you feel hungry |
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Auntie Cabbage
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I'd say yes- but go back to the supermarkets. I can do two people and a baby on that much so shouldn't be that hard. |
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Tammi D
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sounds like enough. if not, lose the cat.
real data is helpful for setting up any sort of budget. get a little notebook and record every expense/purchase for a full month. put the data in a spreadsheet and categorize each. |
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Happy Murcia
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It is if you keep off the packet foods and junk ond only buy fresh fruit and veg and prepare all your meals yourself,,,,but to be on the safe side why not put another £10 aside for emergencies,,,, |
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My Grain
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I spend £35-£40 a week on food alone and I'm not a big eater so the answer is NO!UK's expensive! |
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foxystorky
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I cant possibly see how unless you live on fruit and veg |
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