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 Why can't I get a credit card?
I have been living in the UK for over 10 years - half of it in school/university campus and I have not been in 1 address for more than 3 years. I earn a steady income, have no credit histories (...


 If you saw someone drop 20.00 would you tell them?
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 What are some good money saving tips?
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 Could you live on $30 bucks a month? ?
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 I received a letter from my former employer asking for money..what should I do??
Here's what happened. I received a payout on my "pension" and apparently they are just now realizing they "overpayed" me....by almost $600! This happened back in 2004. The ...


 Save or spend?
I just got my redudndancy payment through from my last job (about £8k) but I am not sure what to do with it. Some people say blow it all on holidays, clothes, nights out etc whilst others say save ...


 How do i get lots of money?
...


 What's the quickest way to make money?
without hurting anyone, and doing it in an ethically sound way?...


 Is 10 million dollars a lot to live in new york, houston or atlanta?
can i do a lot with 10 million dollars in these states? am i considered rich having 10 million dollars there??...


 How much cash is in your wallet / purse at the moment?
I've only got £10 in mine at the moment....


 I am in debt for 10,000 dollars and i need oto get out of it fast.. any suggestions on what to do?

Additional Details
may be a debt managent program???...


 Can i have two bank accounts to two different bank companys?

Additional Details
Ok great i feel dumb lolz THANK YOU ALL FOR ANSWERING YOU ROCK =D and if i could i would give you all a thumbs up lolz damn lv1...


 How do I make money if ...?
I'm under the age of 16;
Am not allowed to get a job(parents have issues);
Don't want to get into prostitution;
&+ don't have a boyfriend(a rich one at that).
PL...


 I need a loan for $1250 and don't have great credit but can pay it back in a few weeks. Suggestions?
I need a loan for $1250.00 for a security deposit on a new apartment. I don't have great credit right now but I am able to pay the loan back in September and can use my 2005 car as collateral. ...


 How much would you pay?
for this 1969 camaro, http://www.musclepriceca , this laptop http://www.musclepriceca and this dog http://...


 Hey i need to make $60 soon. Any tips on getting rich fast?
i'm 13 and i need to get a new straitner cuz my other 1 broke. i am definitely a spender and buy the dumbest things. my parents are setting up a savings account for me soon. AnYwAy, Any tips on ...


 What would you do with 20,000,000?
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 How do I transfer money between two different banks? (English people please!)?
Hey, wondering if any finantial boffins can tell me a way to transfer money. I have an account with Natwest bank and an account with Lloyds TSB. What is the easiest way to transfer money from my N...


 What would you do if you have 1,000,000?
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 What chores could i do around the house to earn money?
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JUSEve
Is £4000 a month enough for a family of 5 to live comfortably?
My husband doesn't think so.But this is only from our combined salaries of one of my husband's jobs.He wants me to to find a job where the hours are convenient so we'll spend no money on childcare but bringing in more than £2000 on my half per month as well as be able to do more about the house.He earns an extra £600plus from a hobby
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This is my hubby's opinion not mine.I think we are supposed to be comfortable on this.Iam not against making mor money but seems as though its never enough for him
                     
 




katy1pm
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I think everyone here's comments have made it clear as you obviously know yourself, its plenty money to live on very comfortably. I also realise that the reason you have put your question here is because you know you are correct but you need to show your husband how wrong he is by showing him these answers. He sounds like a bully, pressurising you into finding a job that does not exist (if it did, wouldn't they all have been snapped up - £2,000 for part time work as it would have to be part time for no child care - NO SUCH JOB!!) <--- for your husband's benefit. And you have to do more about the house, why? If you are taking care of three children, that is a full time job as any Nanny will confirm.

I'm sorry to say but he is being completely unreasonable, and you know it. Show him all these answers, although I fear that somebody like him will just snort and still say he is right, or give you some punishment for posting the question in the first place and making him face the truth. What kind of a "partner" is he? I'm on benefits, have an overdraft etc but I would SO much rather be like this without a controlling partner, than well off and with one. Tell him to Get Real and if he doesnt, leave him and take 30% of his salary whilst you do NOTHING in his house. ;) Good luck!

Added after your last comment:- you are a partnership. Tell him quite rightly that until you see exact copies of where all his money goes, you will not consider doing anything extra. Ludicrous that he should expect you to.


Charles
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First, I gave almost every answer before mine a THUMBS up!
Now for my tuppence worth:
You may be upset at me, but honestly your husband is a Prat! Your children ought to come before money. In addition, my parents had far less than that, and we did fine. No new cars, I bought the first one in the family, but they paid off a home, I have a Dr. in front of my name, and had no student loans.
I would say hubbie needs to stop trying to have so many things and look at what is really important, your happiness and the children's happiness.
In addition, who said you must make half? He's bloody lucky you work at all. Tell him Dr. Charles James told him so!
--CJ "That Cheeky Lad!"
If he were mine there damned sure would not be a fourth child, not even the chance for him to think about it until.....


Billy
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Shyt man! How much money do you want? I'm not even going to answer your question.

Why does the word 'greed' keep springing to mind?


jim b
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we are a family of 4, and i work full time. we have less than 900 pounds a month to live on. think yourself lucky. and tell your stingy husband to calm down and get into the real world.
my wife stays home and looks after the children. The good old fashion way.


Moorglademover
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A 1000 quid a week!..
Yes, more than enough!
And i'm guessing that the reason you stay with your husband, after he's admitted affairs, is that you think it is enough too!
This man is greedy, aswell as not caring enough for his family.
His extra-marital affairs point to the man that he really is.
Money is a great forgiver, isn't it sweetheart?


silverearth1
honey if i had 4000 pounds a month.... i could life like the queen , yes that is enough for 5 to live on ! since you don't have to pay for childcare !


EMMA©
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More than enough...We have 3 kids, my hubby earns less than half of that a month!!
My sister has 5 kids and her hubby earns even less than that!!


dollydealer1
It is more than enough for a very comfortable lifestyle- the average household income in the UK is just under £1200 per month!

Like anything though it is all relative, 4k a month is plenty with a rates plus mortgage or rent commitment of 1k or less per month, kids in state schools and 1 average car to run, but not enough for a huge mortgage, 2 sports cars and boarding school!

You and your husband need to agree the lifestyle you want to have and then work out the funds you need to support it and if it is possible.


Mr. Grumpy
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Yes, we live on £1900 with 4 kids and a dog.


Tara
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Thats more than enough


me_me
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Yeah of course it is...


Norm
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Yes it is


Gone fishin&#39;
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You need to get a budget together and see if it works for you. It depends on your expenses.


kphillips2@btinternet.com
Tell him not to be soo greedy.....I wish I had that income


joe d
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it depends on your outgoings, or what you and your husband are spending & not communicating to each other about. You need to think of the kids first.spend only what you can afford. Make a list of Incomings & Outgoings, and exercise some restraint while making purchases. it is very easy to lose sight and go 'a bit overboard'. Life is too short. You could also try and do one of the following:
1- Look for a way to get some residual income. (your husband has set the ball rolling already !)
2- look for bit and pieces in the attic/cupboard,etc (everybody has something of value (toys,bric and brac,etc)
3-Open a fixed deposit/ISA /savings account for yourself and your children (a must)
4- £48k (assuming this is net) is more than enough for a family of five to live off. Save a least 10% pre annum and you will see the difference.


Colin&Yas
As the old saying goes - It's not how much you earn. It's how much you spend.

Look at your outgoings and list them as essential i.e. mortgage, utility bills etc. semi essential i.e. car cost, food shopping and luxury spending meals out, etc

You might think it's odd that I list food as semi essential but although it is needed you could look at what you spend it on. Often a shopping list or buying online is a good idea as then you only buy what you need.

Set a budget based on what you need.

Next look to see if your financial products are the best value. The website Motley Fool is really good www.fool.co.uk

The aim is to make sure that you income is higher than you outgoings and ensure that you can save / invest the remaining


The one
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what planet is he on? 4k is well more than you need, even when you have no childcare

I think he seriously needs to wake up and take stock of things, or is he a complete idiot?

You don't actually say how much your mortgage is, or your food costs, so trying to see his side of things it might be safe to say the 4k may not be enough.


rlvitte
I would say as long as you budget your money you should be able to make what you earn work for you. I know family's that work with less and still have a great life. I guess it just depends on your definition of comfortably.


rudd_linda
Wish we got that amount of money ,your husband must be a very greedy guy that all i can say .


Krish
The amount you told is more than enough. But it is about your husband who feels insecure for the future. I think you should do the thing your husband told you. I think this'll save you from boredom, and one remarkable thing clash with your hubby.


davidc
think your both earnings are gr8 .More than adequate.Depends on what you squander.


OMAR M
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That should do just good I think that will be enough.


rikyandnina
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money can be the root of evil..be like slippers?? 50x50 a working pair..ok


Jade
Thats more then enought you greedy person


wave
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Yes i'd say that was plenty, but talk about it to your man. Maybe he is just thinking whats best for you and the kids?


john r
This is the modern family way of coping with the current situation in Britain, yes I do think you should help by getting a job, all hands to the helm will give you a chance to pay off all bills and lead a better life style as a family, take some of the load of your husband as being the source of money for everything, besides you will have a chance of paying stamps and pension rights, paying off the mortgage , you will still have time to jointly enjoy the fruits of your earnings and have a little pocket money of your own,


Flippy
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NO it is not,

To live......................



Poorly- 3000




Ok- 7000-7500





Richly- 200000


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