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 What should i buy with my money?
Hi i am 14 years old and i have managed to save £300 pounds. it all in my bank account at the minute just i don't know what to spend it on. I only got my laptop last year.phone 6 months ago and ...


 How much should you have in a vehicle emergency fund?
...


 Is claiming bankruptcy really a bad choice to make?
I have debt from 1999 about 22,000 to 25,000. i have tried the consolidation and it takes forever. I can not get anything. So I was thinking of claiming and remove all debt in one shot. I want to get ...


 Is transferring money to a different bank account free? How do I do it?
As the title suggests, I was wondering i've got accounts with both Halifax and HSBC, is it possible to transfer from halifax to hsbc account and vice versa? And does it cost money? I know I can ...


 Can I deposit money into another branch of the same bank?
I know it might sound like a stupid question but I want to make absolutely sure. I have a WaMu account and the place I signed up for my debit card is really too far away (I moved) to just drive and ...


 If I have enough money, should I pay on my house and pay it off, or buy a sports car I want real bad?
I'm 43 years old and not getting any younger!...


 Im trying to brainstorm thinking of practical ways of making extra cash.?
Should I consult a temp agency? or maybe perhaps Avon is a good idea. Im not really interested in "work at home" programs, thats just bad news to me. Im looking for something thats cost ...


 How many years before a bad debt becomes void?
...


 Genuine work from home opportunites?
Hi!!

I am looking for a genuine opportunity to earn some extra cash. I am a full time uni student, a single mum and I work part time in the evenings but things are still a little tight. I ...


 I just don't know what to do anymore I am so in debt and can barely afford to feed my kids and pay the bills?
I have 3 great kids and it just can't take it anymore but I can't end things because of them
Additional Details
I already have 3 jobs and work about 50 hours a ...


 What do Americans spend 20 million dollars on during Christmas time ?
...


 Can a 58 year old woman save enough money to retire by 70?
...


 How long does it usually take for a personal loan to be approved?
My partner and I submitted the final documentation yesterday and the finance company was quite vague about how long it will take for them to find a lender and approve the loan. They have told us ...


 How can I get a home equity loan with bad credit?
I have a home worth 550,000. I owe 187,000. I only need to borrow around 20,000 to hold me over until I sell my house. I just listed it with a realestate agent. Everone I talked to wants to refinece ...


 People keep telling me I can deduct the interest from the home I just bought. what does that mean exactly?
...


 How can a 13 year old earn money?
Im a girl.
Here is how it is:
I get 5 bucks a week.
There are tons more girls my age and few little kids, babysitting wont work.
My mom will never go for a raise in allowance.
...


 I have 160 dollars im 13 and i have no idea what to do with the money.?
I have everything already.:[Help anyone? I think im going to the warped tour on july 20th but thats only 43dollars. That leaves me 117 dollars.
Any ideas?...


 I spend more than I make and my debt keeps growing, how do I get out of it ?
I've got a student loan and I've been paying my credit card off with my line of credit....I just got out of school and I'm a creative aspiring self employed person, but I'm not ...


 How can I get out of paying my ex-wife's debts?
...


 I am in a real mess with the bank and credit cards, how do I get out? can anyone help me? I am ill with worry?
...



windy_city_bear
Is a credit score of 637 horrible?
I have a bankrupcy on my report until next year. How will having that taken off my report affect my overall credit and score?
Thanks
Additional Details
Thanks everyone. I feel slightly better now!
                     
 




Courtney
My credit score is 465 thanks to my mom stealing my indenity when I was younger. I wish I could have a 637 lol


Amz
Rating
Its not great but isnt horrible


krazyladee
It's not considered good, but it's not horrible. You'll probably get a 675 when it comes off. I have a 710 with my bankruptcy on my record and mine also comes off next year. I also have a foreclosed home on mine. I've been trying to fix my credit for 7 years!


R. W
You are about average for the US.


hillcr222
Credit scores in the US are based on 300 to 850. 637 isn't bad at all.


Ashley Gee
637 is ok. between 600 and 700 is good. anything in the 500's is a little worse.


Reality Check
637 isn't horrible, but it also is not favorable in many respects either.

Having the bankruptcy off your report will affect your overall credit and score greatly, for the better....of course....


winkey_08
mine is 632, but i still have too many inquiries on my report and no positive history, so i still cant get credit,loans etc.
i think all this credit scoring is a scam


its not my time
At least its not below 500. Its workable. Its a "fair" score, you really want to be 700 and up. So just make those cc payments and it'll climb up in no time.


mystery
no it not horrible bu then it not good at the same time the credit score is usually around 500- 800 500 being at poor and 800 being at reaally good i wouldnt say that 637 was that bad compared to 500!


SomethingClever
Rating
No. My credit score is horrible.


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