 How can I get a home equity loan with bad credit? |
| I have a home worth 550,000. I owe 187,000. I only need to borrow around 20,000 to hold me over until I sell my house. I just listed it with a realestate agent. Everone I talked to wants to refinece ... |
|
 How can a 13 year old earn money? |
Im a girl.
Here is how it is:
I get 5 bucks a week.
There are tons more girls my age and few little kids, babysitting wont work.
My mom will never go for a raise in allowance.
... |
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 I have 160 dollars im 13 and i have no idea what to do with the money.? |
I have everything already.:[Help anyone? I think im going to the warped tour on july 20th but thats only 43dollars. That leaves me 117 dollars.
Any ideas?... |
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 I spend more than I make and my debt keeps growing, how do I get out of it ? |
| I've got a student loan and I've been paying my credit card off with my line of credit....I just got out of school and I'm a creative aspiring self employed person, but I'm not ... |
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 I need $37.00 by Feb. 2nd how can I do it? |
| I'm only 10. I don't get allowence,and I can't wait because I'm going on a trip to the town where the store is and I'm only going for a day.... |
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 Check in Mail Real or Fake? |
| I got a check in mail for $4,000dls along with it came a letter saying that I won a sweepstakes sponsored by a group of multi national companies in north america the check is a bank check and is real.... |
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| Do I earn enough to live on my own? |
| I've been considering getting my own place. I recently came across an apartment that's 655 a month plus lights. I bring home 1600 every month before taxes is this enough to survive on or ... |
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 Is somebody making money on Internet from home? |
| Is somebody making money on Internet from home?If Yes ,can somebody advise me how to start.... |
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 I need to make some money, and fast!!, any suggestions? |
Short of robbing a bank or my lotto numbers coming up, has anyone got any good money making suggestions? preferably legal ones!!.
Additional Details
In response to the 'Get a job... |
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 I REALLY need to make money fast!? |
How do I do it??
I'm only 17 years old...
And I'm completely tied up babysitting ALL day long!
What do I do??
Additional Details
I can't get a nother Job..I... |
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 How can I get out of debt? |
| I am approx. $9800 in debt - $4800 of that debt is from my student loan (it has incredibly high intrest). I am behind and I can't keep up. My credit score is too low to get a loan - I've ... |
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 Parent's house? |
| my brother is moving in my parents place. Me and my sister have been making contributions to support our parents every month for the past 18 years, and my brother only started doing it in the past ... |
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 I am in debt. Should I cash in my IRA to pay if off? |
| I am 46, single. I have about $18,000 in an IRA. I own a home with probably $35,000 in equity. I have been trying to start a home business and I have credit card debt of about $20,000. I am ... |
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 Anyone who can help me on savings planning ? |
take note that I have already married & a family of 1 child .
My husband & I total $3,000.00 salary a month . How to save ?... |
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peaches7160 | Is claiming bankruptcy really a bad choice to make? |
I have debt from 1999 about 22,000 to 25,000. i have tried the consolidation and it takes forever. I can not get anything. So I was thinking of claiming and remove all debt in one shot. I want to get a house nd a car and cannot due to the debt.
So is it really bad to claim bankrupt? |
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genius
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going to be tough to get a loan for a house or car following bankruptcy |
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Flixy
|
you will probably be looking at at least 5 years after you declare bankruptcy before anyone will even consider selling you that house and car, and even then if they get wind of your bankruptcy they could still turn you down or your interest rates will be through the roof - which you are probably not worried about as you are obviously terrible with money given you are talking about getting yourself into hundreds of thousands of dollars more debt when you can't even pay off the $25k you have now....
Have you ever heard of the debt trap? You could be their poster child |
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maxhound
 |
Negotiate with your creditors. You will not be able to get a car or a house if you file bankruptcy. It takes 10 years to come off your credit report. It is not as easy to file a chapter 7 as it use to be |
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PRS
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Yes it is real bad to claim bankruptcy. Pay your damn bills! No matter how long it takes you are always better off paying your debt off rather than claiming bankruptcy. It is harder to do now anyhow and after you do it will be at least 7 years before you can get anyone to extend you credit. If, by some miracle, you find someone who will give you a loan on a car the interest rate will be outrageous - as high as 23%! |
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Pedro S
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not a good deal unless you REALLY need it. You will not get a morgage or car loan for 7 or more years if u do it. |
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hans_grubenhaus
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you really need to talk to a bankruptcy specialist. Bankruptcy from what I have been told can and is a real good option for people. My hunch is that 22000 of debt is not insurmountable and you could pay that debt off if you have a half decent job and a pretty interest rate on that debt. |
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tomthepawpaw
 |
It could be bad, and good at the same time. Right now they may threaten about collection, but you have the choice of bankruptcy, they end up loosing the money.
You are allowed one time every ten years for bankruptcy. After you declair bankruptcy, if you rack up new debt you have to pay it, no matter what. Either with money or jail. |
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BabeHeart
 |
It should be a last resort. It's crummy to feel the people you owe money to right now should just eat it, so you can buy a house and a car. Take responsibility for your bills and your life, and don't try to steal from others (because that's what you'd be doing).
Debt is a drag, but it occurs and everyone should take responsibility for their own. Claiming bankruptcy so you don't have to pay your bills and can go about your life hurts everyone...we all end up paying the price for your irresponsibility (in higher prices for services), including you...because to help lessen the loss from your bankruptcy, the business you didn't pay will just raise all their rates to make that money up from people like you, who feel they'd rather have a new house and car than pay their bills. |
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hoxyho
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Is 22,000 to 25,000 in US$?
Bankruptcy should not be an option, you are making it difficult for your creditors -(i wonder who)
Debts can always be worked off, negotiate with your creditors beseech them to permit you a longer mercy period where you can work off your debts. Understand running away will not solev the problem. You want a house and a car, work for them. Don't go for the loan, more debt trouble will only follow and haunt you for the rest of your life.
If gambling or some other vice was the cause. Drop it.
If a business failure, don't worry you can always try again.
If you were the creditor would you want your debtor to turn all your debt into a bad debt account amounting to a lower net profit/ higher net loss in the business? Think about it. Put yourself in the shoes of others.
There are many ways to earn money. There are many job opportunities. Work 3 or 4 part-time jobs, do something that can contribute to lowereing that debt.
Do something constructive instead of wasting your time on the COMPUTER. The debt has been standing for 7 YEARS, aren't you going to do something about it? And no, don't try your luck with 4D, or the lottery.
Hope this helped. |
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gabriel s
 |
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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allansc2005
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Email me |
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