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 What amount of money would clear your debt?
stat`s in the U.K recon most people between the age of 25 to 35 have £20.000+ debt .credit cards , loans, ect.. are you one of these people . you view ...


 What would you do if you made $50,000 monthly?
what would you do if you made that kind of money?

i would buy a huge house and then splurge on some nice vacations....


 If u be a banker, do u get lots of money?
i am planning to be a banker because maths is the only thing i can do but i dunno what it would lead to so at least do u get ...


 13 yr old taking out a loan?
Can I do this? I need like a microloan, 1000$ tops for a few movies we're gonna film and sell....


 Is it safe to give social security number?
My father was ordering a phone and having a new service and they asked for the whole social security number and credit card number. is it safe?...


 Why is the U.K so expensive compared with other rich countries?
...


 Online Paid Surveys?
Do any of you take paid online surveys? Do they actually work and make you money? Im home all day, and if I can actually make money doing it i could and would take surveys all day...........Give me ...


 I need $200 by monday, and I only have $36 need some ways to get some Quick cash?
KEEP IT CLEAN!!...


 What time can you withdraw money from the bank on payday?
i am due to get paid on friday for a temporary job i did. what time will my money be in the bank on friday? someone said exactly midnignt, but someone told me not until 9am?

i want to know ...


 How can I make ten thousand dollars in 30 days, all ideas are welcome.?

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 Money, money, money?
i need to come up with $70 in 2-3 weeks. what can i do. i'm only 14. this is very important to me please help!...


 Whats the quickest way to make money. without stealing it???
can not pay my rent......


 What is the best method to earn money online?
...


 Paypal Question?
A lady is going to send me money over paypal and I set up my account like my account number and institution number all that stuff. So when she sends me the money does it go straight into my bank ...


 I want to sell my car,i have a year to go on the finance.is there a company that buys and clears the finance.?
ive tried local garages,and they offer well below the book price....


 How can i get £500,000 by tomorrow?
i have nothing at the moment....


 Im 15 year old how can i make money ?
ok well i have heard all lemonade stand , car washs, babysitter,lawn mowing,recycle allumin cans, But really how can a 15 year old make money?...


 People who don't like benefit scroungers?
I work 16.5 hours per week. I earn just over 90 pounds for that, I also get 115 in working tax credits. I get 92 pounds in housing benefit and free prescriptions. I live with my wife and we have no ...


 Is anyone on a Budget?
I was just wondering.
People talk about tightening their belts, but I was wondering if they really institute a budget and say to themselves, "I'm only spending $25 this week" or ...


 What Are Some Fast and Easy Ways for a Teen to Make Money?
I need some quick cash to buy some last - minute Christmas gifts!
But, I'm broke as a joke!
Don't tell me to get a job .
Don't tell me to start babysitting .
Don�...



♥Brown Eyed Chef in Training ♥
Is cutting up my debit card a good start to help me get on track with my money?
                     
 




Tina K
Rating
Yes. I even went as far as closing my checking account. I now deal strictly in cash. I can see it in my hand, and know exactly what I can spend.


Cabhammer
Rating
Not really. A debit card is the same thing as writing a check. It only validates if you have enough money in the account.

Regular unsecured credit cards are a love/hate thing. You need them to show good credit, but they can get you in deep bad credit. Eliminate all of them but one and use it sparingly just to show minimum activity on the account.


Darby
Well, it's a start. But a better start would be to set up a budget and allocate so much money as spending money, You should also save so much from each pay check, even if it's only $10 or $20 and if you have a 401k plan at work, put as much money into that as you can because you are saving, and maybe your employers is matching what you save, and you don't pay income taxes on this money until you take it out of your retirement plan.


Drena C
No. Cut up all credit cards first. They charge interest where as a debit card takes the money right out of your checking account.


siervocal
"Whether you get to the end of the week [or month] with enough money or not does not depend on how much money you make, but in how you spend that money"

In other words, don't spend money like you make five-thousand dollars when you only make five hundred. It's a thing about self-disciplining yourself.


Tact is highly overrated
No, credit cards are the ones that need to be cut up. Keep only 1 and use it for only 1 expense or just keep it for emergencies. When you use your debit card, keep your receipts!!! And then deduct them from your checking account. You need to balance your account to make sure that you are not going to be overdrawn. If you use your debit too often to keep track, try taking a certain amount out for all of your small purchases you make every week like coffee and such and only use your debit for larger purchases so that you can keep track of them easier.


TIMOTHY D L
Rating
We all have to learn to live with-in our budgets.


luke s
yes


Judy1
Rating
If you have any credit cards, cutting them up is a good place to start.

A debit card is just a way of having access to your bank acount, basically like writing a check. Using only a debit card, not a credit card, forces you to live within the amount of money that you have.


unlvraptor
No, just cut up the credit cards if you have any. Try saving 10% of your income, and do online banking to see where all your money is going. Keep track of what you pay for in cash too. After tracking your spending, see what you have spent, and see what you can cut out if anything. There are many ways to save money. If you have to have Starbucks every morning, try making it at home. You can buy Starbucks brand coffee grounds much cheaper than buying the ready made stuff every morning. That's just one example, but there are tons of other ways to save money like making all your errands in one trip instead of going back and forth to save gas, etc.


older woman
Rating
No. Lock it up in a safe secure place in case of an emergency. Cut up your credit cards. Set up a budget of how much you intend to spend on what and stick to it.


lenny
Yes. Then the second thing you should do is spend every extra penny you can scrape up to pay off as much as you can each month. Debt is an addiction for most people. I don't even think mortage debt is very wise.


BobTheBizGuru
Yes


tdenisem01
Rating
Yes cut it up
Both master card, and visa have these new pre paid credit cards. They only cost 10 dollars to start and 9.99 a mouth. You can only spend what you put on it. So it's like a debit because it takes the money from your account, but you can not spend over the amount. Checkout www.netspend.com


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