 I need money, and I'm only 13? |
| I'm thirteen and I have no clue how to make money. I'm too young for a job. My dad doesn't give me money. No one gives me money. But, I need money. I don't know what to do. S... |
|
 Can I acomplish these things in the next two years? |
I am 25 years old. I have been thinking of the future and here are some of the things I would like to do.
-Get buff
-Travel to Japan
-Buy a house
-Get married
-Honeymoon in D... |
|
 You can't file bankruptcy on student loans,what way is there to get Reid of them? |
| I have 5 kid's and there's never a nuff money around to even think of making a payment,and here pretty soon thier going to be on my wages and then won't even be able to ... |
|
 Did anybody else had a bad day today>? |
| Today I had a bad day at work.. I work as leasing consultant, is very stressfull ... I came home bursting into tears.. If I dont make the 60 k quota from the month.. im fired.. I need this by the ... |
|
 I'm 14, how do I earn $200 in 8 week holidays? |
It sucks.
I'm in the time were you're too young to get a real job but too old to do stupid jobs (cleang cars etc.) for parents.
I need to earn $200 in 8 weeks. I'm fit, ... |
|
 Credit card debt problem, Help? |
| I am very embarrassed to say once again, that I have fallen into credit debt to the tune of £35,000! Two years ago I took out a loan with my mortgage company to clear one set of CC debts. Two years ... |
|
 Ways for 13-year olds to make money ($300)? |
| Other than selling stuff on ebay? It is for the parents, so it can't be from the parents (can't work for parents, etc.)... |
|
 Honest ways to make extra money? |
| I am at home a lot because I am disabled. I do bake breads and sell them on occasion, but I need something that will create more money for gas, shopping, and bills. Any good ideas?... |
|
 How old do you have to be to get a mortgage? |
Additional Details
(in UK)
i am 18 in 2 months and im in a secure job but only earn £150 a week. would i be able to get a mortgage?... |
|
 How do I get out of debt? |
| I am about $200 in debt to my bank and then I have about a $700 rent that needs to be paid, before the end of the next week or I'll get evicted. I have to pay a lady $220 because we were ... |
|
 Have you ever been scammed? |
| If so, how did it happened?... |
|
| Im looking to get a personal loan? |
| i need a loan of about $7,000 i have bad credit and i have been looking for a while and i have seen the scams out there so i dont want nothing where there asking for money up front.... |
|
 How many of you would stay at a job that doesn't pay much instead of finding bigger and better money and why? |
| also this job may only pay minumum wage but you get along great with everyone there,they work with you with no hassel when you need them to,and you actually love the work you do,would you still go ... |
|
|  |
Bunny | Is is ok to cash my husband's paycheck without his signature on the back? |
I have always had him sign it. Would it be ok if I just signed it? We have a joint checking account.
Additional Details
I am depositing it, moron! I have enough nice shoes! |
 |
 
MissDeviance
 |
Banks hardly even look at signatures any more. I endorse my husband's checks all the time and it's never been an issue. But I don't "cash" them. I just deposit them.
If you're a joint holder on the account, you can legally endorse the check for deposit purposes only, but you won't immediate cash for it unless you already have cash in the account.
To get the cash immediately, then yes, HE would need to sign it, show ID, and go to the bank that is shown on the face of the check.
But you can endorse it for deposit purposes. Then it will still have to clear (a couple of days wait) before you can withdraw that cash.
You can withdraw other cash in your account though, since it's a joint account.
Banks don't really rely on signatures as much any more for deposits because many people use signature stamps or scribble their signatures. Since it's a deposit and they hold it for clearance purposes anyway, and as long as it's going into the account for the person it is made out to, they couldn't care less if you signed it Daffy Duck.
I've even accidentally deposited checks made out to my husband without a signature altogether. And the bank teller just told me to sign it, since I'm a joint account holder. So it's not illegal... FOR DEPOSIT purposes.
CASHING it for immediate cash is a different matter though. |
|
niitewalker
 |
its 100%illegel to cash a check with out proper signature... |
|
becca9892003
 |
technically not right still forgery..but married couples do this all the time..just ask your husband first if he minds..if not then go ahead.. |
|
jdkilp
 |
Don't sign it .. go the "for deposit only" route. |
|
STEVEN F
|
Unless he has signed a power of attorney, it is illegal for anyone other than the payee to endorse the check.
Responding to your 'Additional Information: Your question asked about CASHING the check. Calling someone a 'Moron' for not reading your mind about DEPOSITING the check is uncalled for. |
|
rlloydevans
|
If it is for a deposit, you can just write "For Deposit Only Acct#XXXXXXXXXXXXX" and that is fine.
However if it is for cash that can be a problem. The bank may not catch it, but it is forgery. no problem if you and your husband are on good terms. But if he has a problem with it, or you start to have relationship problems, you are setting yourself up for situsations you don't want. |
|
Wifey of an amazing guy &hearts
 |
No he still needs to endorse it over to you regardless that u both have a joint checking account ..hope it helps |
|
strayeagle5501
|
No, its not. Thats considered Fraud. |
|
fortitudinousskeptic
|
Technically, no.
You can probably get by with it, though (we've done it before).
One way out is to just put "For Deposit Only" on the signature line. They will usually (or our bank always lets us do this) deposit it. If it's his paycheck, going into HIS account, then it's OK. I don't know if that's accepted bank protocol, but our bank does this.
Another thing you can do is just fill out the deposit slip, forge his signature, and deposit it. I've forged my wife's signature to do paperwork for her lots of times. I can forge hers easily but she can't forge mine. If you arrive with the check already signed the teller will never know and it will never be questioned. If there's not foul play and it's just going into your checking then no one will complain or check. I'm sure it's a crime, but no one's even going to check it out. They might question it if they suspect foul play, but if it's his check going into his account they'll never check that out.
We've never done this before, but I had a friend where she would sign HER name on HIS check and deposit it in THEIR joint account and they always let her do this. Why, I don't know, that just seems messed up, but they did it every week for years. |
|
mino
|
if you are depositing it then just write "for deposit only" on the back of it. if your at a bank and you have a joint bank account then just sign your name, its not like hes going to press charges or anything. but if you want to cash it at a check cashing place then you need his signature |
|
Chuck T
|
You mean forge his signature , if it is for deposit , why not , no one really checks anyway.... |
|
Bill Q
 |
I agree that bunnyhol83 is being a bunghole. First she says she wants to cash the check, then she says she wants to deposit it. Then she insults people when they are confused by her poor terminology. |
|
Quigley
 |
If not, can you get one of those rubber stamp signatures like some businesses have? |
|
Stanky Stank
|
treading on thin ice. don't go there. give the man his money and step away from the checkbook. Those pair of shoes can wait another month. |
|
Patches6
|
This question reminds me of all the times I signed his check before direct deposit.
I always bought his cigarettes and used a personal check. One day I either refused to fetch or something happened and he had to get his cigarettes from the local store. They would not cash the check. I felt so bad because he earned the money! They even called me so the check could clear. He thought it was slightly funny...Then
I was at a neighboring town small branch of our bank and made out the deposit slip and signed his name and mine on the back. The one teller started to give me trouble and I just fired it right back politely. The other teller was howling with laughter as the discussion went on...I explained to her that it goes in the same account and to please please deposit it! It got deposited.
With atms and direct deposit you make the decision... |
|
Chelsea P
|
If you have the joint account, and want to deposit the check, then it's perfectly legal to endorse the check with your name.
It is not legal, however, to endorse the check with your name to cash it. Your name isn't on the paycheck, I'm sure.
If you choose to forge your husband's name, you certainly shouldn't do it in front of the teller. If it's an emergency, and your husband agrees to you signing for him, then that's spousal privelage, I suppose. |
|
Thaddeus E
|
No one will ever Know. Just don't sign it in the bank. |
|
Mustbe
|
Just sign it you should not have a problem....... |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
18 | 22 minutes(s) ago
| | | |
18 | 37 minutes(s) ago
| | | |
18 | 53 minutes(s) ago
| | | |
18 | 54 minutes(s) ago
| | | |
18 | 57 minutes(s) ago
| | | |
17 | 2 hour(s) ago
| | | |
18 | 5 hour(s) ago
| | | |
18 | 8 hour(s) ago
| | | |
18 | 2 day(s) ago
| | | |
17 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
