 How to earn money online quick? |
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 What's a good way for a 16 yr old girl to spend $1000.00 ?? |
i worked my *** off doin min wage. what's the best way to spend it?
plz don't say invest or save. and im not planning to buy a car, i prefer to save the environment.
A... |
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 If i have missed 2 last payment on credit card, can the credit card company just take it from my bank??? |
| I bank with a certain bank and have one of there credit cards, i have been having problem last 2 payments, they have just helped themselves to 2 months payment out of my bank account, i do not have a ... |
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 How to make money? |
| Do u have any ideas how to make money??? :) Be creative....... |
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| it has to be safe and protect my identity. i'm 14. please help i need the money.... |
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 Advice about doing a balance transfer on a credit card? |
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 I earn £150,000 per week &cant be bothered to do my work? |
anyone else feel the same
Additional Details
oh well i had a meeting this morning, ive been sacked. never mind no harm done !... |
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 Im in big trouble..? |
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 Does a strudent loan get written off eventually? |
and if so after how long?.
I am starting my first job next month earning £18k, on which i will repay £270 per year of my £10k loan, and considering interest was £350 last year i wont ... |
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 Help my boyfriend owes me money!!!? |
| ok well my boyfriend owes me 4 hundred dollars i had no problem letting him borrow it because well he's my boyfriend and he said i would get it the next day well now it's been over a month ... |
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So i accidentally saw my parents bills...and this is essentially what I saw...these are NOT real figures...
They have $30 credit. They have $25 in the bank. Is that good or bad? I just ... |
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 I am 47 and just found out I am going to inherit two million dollars in 13 years.? |
| My question is how should I live my life NOW. Should I still bother about saving for my future, try to pay off my 300 thousand dollar mortgage, or just enjoy the money I have from my paycheck now, ... |
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 How can an 11 year old make money online legally in the UK? |
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| I think we're going into a recession. Why do people keep saying "Don't say that!"? |
| Do they not like the truth? Do they think that avoiding the obvious will somehow change something? Do they think that if they just don't think about it it will go away?... |
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Bapboy | Is it illegal for a lender to charge a punitive amount for an early repayment of mortgage? |
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kikibug
 |
I think it depends on the original contract. If you repay early, they are going to get less money (the interest over the original period, it may actually double the amount). So the punitive amount is actually the price for loaning you money when you needed it, but your not giving them all the money they planned on.
I.e. If you signed the contract, then it's legal. |
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DELETE THIS ACCOUNT
 |
Not at all. |
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homeschoolmom
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No, it's not illegal - it's called a pre-payment penalty and if it's in the loan contract you signed, they can (and will) charge it. Try to re-fi, without the penalty, then pay it off. |
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lupering
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Yes, it is... although you don't want to think that. Interest lost due to an early repayment can hurt revenue margin they would have made off of you. If the penalty is less than the interest you would have paid, having paid it on time, then it's worth making the early repayment. Save yourself some money regardless of a penalty. |
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JohnnyStonehaven
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You have to read your agreement with the lender, some lenders charge a "prepayment penalty" others do not. That is a big thing to look at when you are deciding on a lender, they might have a low rate but they make their money over the long haul. |
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tonyflair2002
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Sorry friend, it is NOT illegal. You should read the "small print" in your contract. However, you could approach your Company in a friendly way and "reach an acceptable figure". This is particularly so if you are dealing with a small lender. If you are with a larger B.S. go to Head Office........NOT the Branch......they are just puppets.
GOOD LUCK. I would like to know how you get on. |
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goldstarsm
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no |
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wizjp
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No |
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headchefnick
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don't think it's illegal, but certainly immoral or un-ethical and watch dogs have tried to curb this in recent years but not sure how far they have got! |
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leowin1948
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You have to see the Agreement and Terms and Conditions of Loans and find out whether you have agreed for it.Internationally for premature closure of loan "commitment charges"are levied |
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wildinstinct
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Read your contract |
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gm1957
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No it is not illegal. Payment of the mortgage loan before the scheduled due date; may be Subject to a prepayment penalty. You need to check the details of your mortgage. |
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Kutekymmee
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no, as long as it is stated in the mortgage documents you signed. |
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man_of_clay@sbcglobal.net
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No, but it must be stated in the lending documents. Its called a "prepayment penalty".
It's a common practice. |
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MOVING
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Not if it's in the paperwork always read the fine print before signing. |
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jd
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Not unless it's stated that there is no prepayment penalty. |
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morgan
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no, it is not |
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