 I have $15,000 saved, what should I do with it? |
| Other than, say, buying 15,000 easter eggs?... |
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 How do I make $30 fast? |
I'm saving up for a new ipod and I am $30 short. Could someone give me any idea's on how to make $30 and dont say babysitting, mowing lawns, car wash, and selling stuff at a store.
THAN... |
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 What is the difference between a DD and a cheque? |
| What is the difference between a Demand Draft and a cheque?... |
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 What are some GOOD money saving tips? |
| I am planning a vacation, and I am giving myself about a year (not set in stone) to save and plan. Do you have any good money saving tips? I want to open a saving account that I don't have an ATM... |
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 Am I on the right track finanically? |
Have a 401k plan at work,
Opening a savings account at a credit union. What purpose will this serve other than to save for emergencies?
When I have enough money, I will open a ... |
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 How does everyone do it? |
| I just would like to know. I live an average lifestyle, I drive older cars (1999) but they are paid off and no credit cards but one for emergencies that only has a $200 balance. I have no new debt ... |
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 Credit Cards? |
| Hi I have a questions here i lived in Singapore and i have credit problems hence all my credit cards applications was rejected. is there anyway that i can apply a credit card? as i need a card for my ... |
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| Will my check bounch ???? |
| If I was to write a check Sunday would it get to the bank before Tuesday the 3rd ???? can some one please tell ... |
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 How can I get rich?? |
| Im a 25 yr. old girl that is a bartender.....I make ok money but I need something else.... Im struggling I just bought my own house a yr. ago and its 1200 a month. Am I crazy?? I don't want a ... |
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 If I am 18 will I be able to get an auto loan for $6,000? |
| It's been about five months since I've had a job and I just now got my summer job so I will have a paystub in two weeks. I totaled my car and need a new one. My family can afford a car we ... |
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 UK: Are banks into lending peeps money at the mo? |
I've got a "Customer service review" appointment on Saterday I don't want credit but a loan!!:-)
Additional Details
No beer for me till after then!... |
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 I'm getting a new ATM debt card in the mail,it was sent out last Friday 7-20,i need to give my gym the card# |
| I need to give the gym my new card number so that I can pay my dues.I called to leave a message for the buisness manager at the gym.The person who took the message,could transfer me to the person�... |
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Angel in Captivity | Is it illegal to overdraw your bank account? What happens if you don't pay it or close that acct? |
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friendshiponfire555
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No it is not illegal, but if you do not pay it within 3 days, some banks have longer times, then they will close your account and send you a bill, and then if you don't pay that, a collection's notice. |
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Slick1
 |
The bank will charge you an overdraft fee like 27 dollars then add 5 bucks a day. I would just get this cleared and done with before it cost you more money and more pain... Your not the only one.. |
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maxmom56
 |
It's not illegal to overdraw your account although it is illegal to bounce a check and not make good. If you overdraw and don't pay it back, you will not be able to open a bank account anywhere until you pay the money back. |
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foggisan
 |
A bank account is a contract between you and the bank. There will be provisions within that contract regarding overdrafts - charges, maximun amounts, interest rates on overdrawn balances etc. If you are worried, talk to the bank. |
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Union boy
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you get an extra fee for overdraw.. its like $50 here in australia.. its not illegal it happens from time to time.... |
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ket
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If you have overdraft protection, it's like a credit card connected to your bank account. If you don't have the protection, it's completely up to the bank in terms of fees, whether they pay the charge/check, etc, etc. |
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Clive L
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In order for you to have overdrawn your account, you must have written a cheque. Your bank honoured the payment on your behalf, because they did not wish you to be embarrassed by the cheque being bounced. You should honour that facility provided by the bank and repay the amount. If you did what you suggested you still have a legal obligation to repay this amount to the bank. They can take legal action to recover the debt plus their legal fees and it will cost you more in the end. Your credit record would also be noted with this default. |
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Mike M
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you should get overdraft protection
no its not illegal but they will charge you overdraft fees
and they will prob try debt collection or garnish your check if they go through the law. |
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clabirua
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the bank will close your account automatically. then they'll send you a bill. not paying is not a crime, don't worry. or you can pay for it? |
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hang-10
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You will hear from a lot of Bill collectors |
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jeremienow
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i think the goverment will atomoticaly take the money from you and will put it on your credit
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Reeew
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Its kinda illegal, because there is no official law against, but its still stealing..It will just go on your credit report... |
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