 Is this legitimate or a scam? |
THE GENERAL MANAGER
CITI BANK LONDONADDRESS: PROMENADE LEVEL, CABOT
PLACE EAST , CANARY WHARF , LONDON E144QS.CONTACT PRIVATE
EMAIL: citibank_kennethdolton@yahoo.co.uk,
CONTACT... |
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 Quick money question- easy to answerr!!? |
is 24,000,000$ a lot of money?
Additional Details
so would ya'll be insanely jealous when i say that's how much money my house cost?... |
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 What would you do for £10,000 smackers....? |
| Nothing illegal...and had to do it for 30 minutes.... |
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 How do Banks become rich what do you think of them ripping off civilians i.e. tax payers/low income families? |
| Without naming names, as one has to be politically correct these days, this is a true story of how Banks can be a mere rip-off than a help. I came to the UK & went straight into study. As a ... |
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 Should i join a website tha pays you to take surveys? |
| i recently quit my job to go to school and now i am left with no extra spending money , would joing a survey website that pays you be a good idea?... |
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 Financial Help? |
Today, I have had a long think about my financial situation. I am young and have no savings since I blew them on the most abstract and useless rubbish as a teenager.
I am going to start ... |
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 If my salary is going to be $61,000 a year, about how much could I expect my paychecks to be? |
If I get paid weekly, and I get 3 weeks paid vacation and 5 weeks unpaid vacation time, and there are 52 weeks in a year, after taxes, approximately what do you think my weekly pay would be?
... |
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 Dumb question? |
| so I'm not big on banking stuff...... can I use my credit card to purchase a money order or cashier's cheque?... |
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 I have no money!!? |
| I have no money for the next week and I am starving. I wasn't able to buy any food after I paid my bills and now I don't know what to do because I already went one week without really ... |
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 Extra cash needed...any advice? |
| I have a full-time job and am a single parent, without selling my body (!!) I'd like to bring in a little extra money....any ideas? I usually have one day a weekend without my children.... |
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Carrie | Is it legal for the Halifax to keep my benefits because I'm o/d? |
They did it a year ago, keeping my money for weeks. Now they're doing it again because of my overdraft. I've been told this is illegal. If so, how can I recover my money quickly? Thanks in advance :) |
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Troubled Joe(the ghost of)
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they should really keep it until you can prove your trustworthy enough to handle your account. i would. |
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jeff k
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If you are on benefits WHY are you using the overdraft, you know you cant afford it, so why use it and then moan about having to pay it back. you are obviously living above your means, sort your self out, tell them to cancel your overdraft facility, and start using your head, instead off your card. |
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Margaret D
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When you go to the bank again offer to pay so much a month. See if they will freeze the interest. Someone I know has the same situation but she is working and all her wages were put into bank and they kept putting the interest on each month and then she went in and offered a payment plan and they have agreed to it.
The other thing is get your benefit paid into a post office if you have one. It isn't easy to cope when you are on benefits I know and when you are offered what seems an easy way out you are tempted to take it.
Have a budget plan as well and write down everything you spend your money on to see where it goes. It is hard to keep out of debt and I can sympathise. I've been there and done all that and got the t.shirt. Best of luck |
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richardwales79
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I would speak to the bank & offer them a payment plan to clear the overdraft they may then release your funds because you need access to you money to offer a payment. The bank may be more understanding than you think. Good luck & hope it works for you. |
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Flixy
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Banks have an amazing amount of terms and conditions that they get people to sign when they open their account etc, when if in fact you understood (or read) these terms you probably wouldn't sign. usually everything banks do, including withholding your money if you owe them money is totally within their rights as you have agreed to it previously.
Get hold of a copy of the terms you agreed to to make sure. |
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Bardic
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It's not illegal, they're entitled to apply any monies received into your account towards repayment of any unauthorised overdraft.
I'd go and have a chat with them with a view to setting up some sort of repayment scheme. If you make that effort, they might be more understanding. |
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burgundyod
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It isn't a case of 'is it legal...?'. The Halifax operates a banking facility for your benefit and may or may not agree an overdraft. When money, from any source, is paid in to your account if you have exceeded any overdraft limit or gone overdrawn without permission the funds received by them on your account will be applied to regularising the situation. This means that if you are outside of your agreement with them they will automatically seek to restore order on your account. My suggestion is that you go and see them and ask for a bigger overdraft limit. They will want to go through your financial 'ins and outs' because they have to by law.
The other alternative is to attempt to open a new account elsewhere and have future benefits paid in to it. At present the Post Office will accomodate you, but even that facility is closing down. Be warned though, if you are not operating a current account within your agreements with the Halifax it is unlikely, when they do the credit checks, that any other bank or building society will be interested in taking you on.
Sorry. |
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Elle J Morgan
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Its not illegal, and I don't know how you can get an overdraft if on benefits,
Open a post office account and it can go in directly,
Make an arrangement with the halifax to pay off your overdraft. |
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Roxy
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All they want is their money - they don't care where it comes from, so if your benefits are being paid directly to your account, they will keep it, regardless of whether you can afford to live or not. I suggest you open another bank account, pay off your old one and close the account. Best of luck/ |
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Michael H
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Is your overdraft pre-agreed ?
If not, I don't think its illegal. If you have an overdraft and pay money in, the money can be used. In essence, i think all they are doing is replacing money you took from them.
I'm sorry you are in a financial tight spot, but going overdrawn without permission means you are now using other peoples money, so they are entitled to claw it back.
If your overdraft is pre-arranged then they should not be clawing it back, they should be leaving the account overdrawn and charging you interest on it.
They cannot move money from one account to another if they see you have money somewhere and move it to pay off an overdraft - that would be illegal.
CAB woudl be worth a call, as would the bank, |
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tommybear45
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it should be illegal!!! bastard$ |
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