I need $3000 to help my family. I can not pay it back. It is an emergency. Where can I get it?? |
Additional Details I have a full time job plus I have 2 parttime jobs. I support my 2 year old, my 6 year, my mother, my father, & myself. My mother has severe medical problems. T... |
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I need to make money fast, help me!!? |
i have no money whatsoever and i need some money fast. lots of it, does anybody have any quick money making ideas, im at the point now where im not bothered if its legal or not....... A... |
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Is anyone else in UK struggling to afford the weekly grocery shop? |
| We're a family with a ten month old baby who don't buy any luxuary items, and our food shopping bill is still so expensive. Is anyone else in the same boat and do you have any tips to save ... |
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You are married, and your wife just started a new job...your brother asks to borrow $10,000. Do you? |
| He's borrowed $5,000 and not paid you, of course you get an ok with your wife. You take an advance on a credit card to get him the money. A year and a half has gone by and no chance of ... |
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How do i save/earn money? |
hi.
i want to be able to save money for this thing i want to do. basically it would end up being a rough estimate of $2619. i also did a rough guesstimate (very rough) of how much money i would ... |
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How can i get money?? |
| im am 13 i do chores (raking, shoveling, mowing the lawn, cleaning, picking up dog.......yeah and etc) but no allowance...........I HELP ALOT I GET GOOD GRADES!!! WHAT MORE DO THEY WANT!??!?!?!?! i ... |
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I have to open my first bank account in the UK. which bank would you suggest? |
I am interested in:
1) low expenses
2) Be able to access the account and do most operations over the Internet
3) Interest rates
I am expecting to have an average deposit in the ... |
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Is my checking account routing number the same for my savings account at the same bank? |
| Filling out form for my direct deposit. Adding on savings account but don't know the routing number. Thanks.... |
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I need a loan for $10,000. Can anyone help me? |
| I need a loan by the end of the week and there has not been any good sources on getting a loan. Can anyone help me.... |
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Where can I make $600.00 fast? |
| I need $600.00 by the end of the night or I am going to let alot of people down. How can I get it?... |
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If you were given $1,000,000 to spend in one day, what would you buy? |
| Please keep in mind, you can't give the money away, gamble it or use it by investing in shares, bonds or the stockmarket.... |
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david b | Is it legal to charge 440% on a loan (UK)? |
we just had one of those christmas hamper companies put a leaflet through our door offering high street vouchers at 143% interest and 440% on cash loans. and 59% ond small loans. it's not a miss print they gave examples. |
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t o
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that doesnt sound right to me, i think you're missing the decimal point.
5.9%
44.0%
14.3%
sounds more like it. No one would ever sign up to a 440% loan therefor no one would ever do it.
I'm disagreeing with everyone else. Every financial institution has an obligation to fulfull FSA and BO standards and I very much doubt either of them would allow a 440% loan. Its just not possible. |
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jamand
 |
If people are stupid enough to sign up to them, then yes, they are legal.
These companies are predatory - they thrive on peoples bad credit ratings and get them into even more trouble.
Leave well alone people |
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scragette2000
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They can charge what they like if your stupid enough to do it. |
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Pinkle
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Well I am fairly sure that it is not illegal to charge these kinds of rates. However it is highly immoral and obscene.
I personally think these kind of companies should be put out of business.
Usually they specialise in fairly small loans and prey on the vulnerable in society.
I would like to think that no matter how desperate someone was they would keep away from these kinds of offers, but sadly some people just look at how much a week they have to pay out and do not stop and think exactly how much they are paying.
Good to bring it to people's attention. |
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psychclaire
 |
What a rip off. I think it is legal and people can charge what they want. That appears to be a dodgy loan shark, steer clear! |
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ruthelicious
 |
perfectly legal, companies charge loads for short term loans. |
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Mr Mills
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They can charge as much as they like as, you sign beforehand to accept. That's why one should read the small print very carefully first. |
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Beautiful -
 |
440% your looking at bankcrupcy with those percentages.
never heard anything like that in my life.. dont trust them. |
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cluckincom
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yes unbelievabley they can fleece you with whatever interest they like- pass info on to your local and national papers they might be interested. |
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Franco
|
Unlike most other countries, companies in UK are allowed to charge any thing they like and it is up to the borrower to look after himself. It is not for nothing that UK is called rip off Britain.
And it is for that reason that I advise foolish borrowers from such companies, to do anything they can not to pay them back. |
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Ozzy~
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Wow.
Thats one heck of a rip-off. |
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Clown
|
It is illegal to charge that kind of interest. |
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george_graham_crayford
 |
they can charge whatever they want when people are desperate because they have screwed their record by not paying bills, if people want to not pay when theyre getting charged nothing or 13% then they have to pay in other ways
you can run from debt |
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Tim R
 |
Good-day Consumer,
I am Mr. Banks, Richie. a certified, reputable, legitimate & an accredited private lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan.
Services Rendered include:
*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans
Please write back If Interested.
Upon your response you'll be provided the loan application to fill.
No social security and no credit check required, 100% Guaranteed.
I Look forward permitting me be of beneficiary service to you.
I shall await your response at your earliest convenience.
Sincerely,
Richie H. Banks
banks_loanequity1@yahoo.com |
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MHA
 |
well maybe |
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tiggy.twonk
|
wow, thats unbelievably high. i didnt think they were allowed to set their interest that high, but thats how they make their money. its really not worth signing up to though. |
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illunatic
 |
As long as all terms are outlines in the contract and agreed to by both parties, it's all good. |
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Ian A
 |
This rate is excessive but there are no English laws against usury. Nevertheless the United Kingdom is subject to European law which includes a law against unfair contracts, I suspect this would fall within that category. Do you want to take up time and money fighting it through the European Courts? Avoid such thieves! |
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