 Can I cash it in?!? |
Hi,
When I was in my last job I was given my payment in cheques. However I forgot to cash in one of those cheques due to a berevement going on at same time and all that. It just slipped my ... |
|
 If you borrow money from the bank, do your return payments stay the same each month? |
| If a bank offered you a loan at 5% compounded monthly, does that mean your payments grow each month?... |
|
 Pay off credit card, or open a CD? |
| My new-year's resolution for 2008 was to pay off my credit card and then save up enough money ($1000) to open up a CD. Well, I paid off my credit card (finally) in the late summer, but ... |
|
 How should I spend my birthday and christmas money? |
1. Buy a new, cheap, decent phone. Have a Motorola L7 which is doing my box in.
http://www.sonyericsson.
http://www.sonyericsson.... |
|
 What is 35% taken away from $7,000.00? |
| What is the dollar amount after the 35% has been taken away from my $7,000.00? How much will I have left?... |
|
 Make money online? |
| I need to make 4000 dollars online over the summer for school, any suggestions?... |
|
 Should I declare bankruptcy? |
| I know that for my age, the question about declaring bankruptcy seems crazy, but here's my situation.....I'm 23, single, and currently out of work. Like a lot of folks in this day and age, I... |
|
 What's the biggest rip-off you've ever come across? |
| I paid £15 today for two 1" black plastic covers to cover the roof-rack brackets on my car. I reckon they were worth 2p. Can you beat that?... |
|
 Having a problem making money...needs some advice? |
| I have hit rock bottom right now and I was wondering if someone could give me some advice on how to make some extra money to help out with bills and such. I am one of those people who will give ... |
|
 I want 2 make mo' money online!? |
| someone please tell me the easiest way to make more money online so I can pay off expensives that I have...im a hard worker i already have a job and i go to school...im 21...and ready to make some ... |
|
 How can i make money easy right now online? |
i dont want to have to buy anything or something thats spam.
a legit way to make some money online.
easy and maybe even fun if possible haha.
please and thanks =]... |
|
 Make money online help |
| i want to know of any real way to make money from home, if anyone has tried anything that works would love to know about it!... |
|
|  |
MJ | Is it possible to combine my personal loan with a mortgage? |
I have a personal loan with the bank for £15,000. I want to get a property, but I know I won't be able to get a mortgage and pay the loan at the same time. I therefore wondered if it would be possible to incorporatre the loan into the mortage, so I basically add £15000 onto the mortgage. What do you think? |
 |
 
louby loo
 |
you can get a loan to run along side it but i guess if you could remortgage and pay off the loan ask at the bank for best way to do it |
|
5yellowchips
|
some mortgages will alow underpayments and payment holidays, if the interest on the mortgage is less than on the loan skip the mortgage payment and clear the loan. |
|
robert w
 |
MJ, candid answer - Bad idea.
when u find a foolish banker to loan u more than the property is worth, u'll find Mr Murphy (Murphy's Law) moving in with u.
suggest u don't buy until u have a good down payment, extra money for problems, paid off personal loans and knowledge of how home buying is a Curse/Hex for debtors.
might a visit to daveramsey.com be in order. To learn what bankers credit slave cards pray u never ever learn . How to own ur money not be owned by it. |
|
bluebell
|
You haven't said if you have the deposit for the property. If you have, and you plan to get the mortgage from the same bank, they already know you are able to save. And they know from how you handle the existing loan, how reliable you are, so you should have no problem..
Yes, you can combine into one loan. Lower interest rate too, so you are better off overall. |
|
zioncanyon
|
of course...you just ned to borrow a bit more, besides, the mortgage interest is tax deductable, whereas interest on a credit card and bank loan is not..so go for it |
|
stevehasabigfatcat
|
I would consult an IFA to suggest a possible mortgage where you borrow so much with the property then borrow the extra to consolidate your loan.
I would suggest looking for a low price property where you do not need to borrowa lot off the mortgage provider in the first place then remortgage or take a secured loan 6mths later to consolidate your loan. |
|
disschord
|
yes when i bought my first flat. i borrowed an extra 15000 on my mortgage to pay off loans. cheapest money i ever borrowed.
speak to a independant financial adviser and not one in an estate agent's. these guys are not what they say they are. they are worse than second hand car sales men.
good luck |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 27 minutes(s) ago
| | | |
11 | 56 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
13 | 5 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
