boomn4x4
 |
It is safe to trust Paypal with a credit card number... but NEVER, NEVER, NEVER use a debit card for online purchases.
Debit cards are not legally secured. If a bad transaction takes place and you use a debit card... once the transaction is made, there is nothing to protect you to get your money back.... its just like if you handed over cash, once its gone, there is no way to get it back.
Credit cards are different, the credit card company is responsible for bad transactions and you are not held liable.
Some banks will voluntarily assist you get your money back, but they are not bound to it... Same holds true with Paypal. Paypal has a great reputation of making good on bad transactions, but there is no gurantee.
A few years back my wife pruchased a Luis Vutton handbag through ebay and paid through Paypal. She paid with a debit card. When the bag showed up it was an obvious counterfit. We contacted ebay and Paypal, and the money had already been transferred, the suspened the account and told us to work with our bank. Our bank was not willing to work with us, and we lost our money.
ALWAYS use a credit card, NEVER use a debit card online.
Here are a few other articles explaining why using Debit Cards online is dangerous
http://abcnews.go.com/GMA/MellodyHobson/story?id=127938&page=3
http://www.essortment.com/all/usingcreditcar_ttja.htm |
|
Dr.Kole
 |
yes its the safest |
|
kixfan
 |
They've had mine for several years and I've never had a problem. I use paypal all the time. |
|
pls GOD help me out in this one!
|
yep |
|
carpediemmaster
 |
as long as you are NOT linking to it from within a suspicious email |
|
Judy
 |
Yes, paypal has been around since 1999.
|
|
wisegirl74
 |
Yes of course, I make purchases and even send money to my mom thru paypal. |
|
Old Fat Bald Guy
|
As long as you make sure to protect your paypal password, it should be safe.
I've used my debit card with paypal for years and have never had a problem. |
|
jojo
|
yes as long as you actually are on the real pay pal page , my daughter recently lost her lap top because she thought she was on pay pals real page , it looked real but it was not . so just pay close attention to details |
|
Nina
|
Yes, PayPal is like a financial intermediary and you can hold them accountable in case of any trouble. But I use it all the time without any problem. |
|
Hot God
|
YES its very safe! thier a Huge thing! |
|
slickmickeygal
|
i feel it is. i have been using paypal with my debit card/checking account for about 10 years now, and i have never had any problems with them |
|
Abbey H
|
yeah but if you're doing it to use eBay, just know that they'll charge you a dollar every month, which i did not know so i deleted my bank info... ha |
|
info
|
I have it and I never had any problems |
|
BarefootSinger
|
Yes, its good your cautious though...i was to at first |
|
PyRoFyRe
|
It is 100% safe, I've been using pay pals for 3 months now and buying all sorts of random stuff off ebay!
Its an awesome service. |
|
Megan M
|
yes pay pal is the worlds best online credit company |
|
Gunner PAD
|
yes. it is a secure service used by millions. your only concern is from hackers if you have a wireless conection but it is no less safe than going to an ATM, there are devices that some people put on ATMs to get your card and pin details.
so in other words its fine. |
|
iluv2tradestks
|
I had a nightmare with Pay Pal. I bought an item off ebay with Pay Pal, and my credit card got hit for over two different purchases in Europe for over $1000 each. I had to cancel my card, had to fill out a fraud claim, it took months to resolve. I was able to contact the individuals in Europe, and they had a similar experience. They shipped their goods, but the pay pal hadn't paid them. They lost on both ends. Most people swear by Pay Pal, I have talked to several people with nightmare stories like me. I always send a money order or cashiers check now. |
|
star
|
yes |
|
daleschmalz
|
no not trust anyone |
|
Call me MISTER PRESIDENT!
|
NO! They will steal your money like Enron! |
|
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
