 How can i make money online? |
i could use some extra cash. what are some simple ways to make money online?
NOT AMAZON. i am NOT going to sell things on amazon. that's not a simple way.... |
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 How do I get my "Paypal" money into my bank account? |
| How do I get my money from my Paypal account into my natwest bank account?... |
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 How can a 13 year old make money? |
| I recently posted the question, "How can a 13 year old make an online business?" because I want to start making my own money and lessen my family's debt. We've been counting ... |
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 I think my Debit Card info was stolen? |
I tried to buy something online. Gave them my name, card number, and expiration date.
It's a legit site but the shady part is that the lady mumbled something after I gave her my name ... |
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 If I clear $1500 per week- Is that good MONEY? |
| Im the sole bread winner with a wife and one child. I clear on average $1500 per week. Our rent is $1800 per mo. and we have a couple car payments. would you say Im doing well?... |
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 What is a SMA, I saw it on a bank statement? |
| I was in my parents' study and I saw a paper they printed from a Charles Schwab account and it had something called a SMA? I assume it has to do with money because there was a dollar sign and a ... |
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| £39,902 a year.. not yourself personally i just mean is it a good wage. Around the age of 30 years of age?... |
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 I need to make big money to pay something off. I'm 15. Help? |
| So I go to a high school were we get laptops. Well, they're loaned to us because we have to return them at the end of senior year. Anyway, my laptop got stolen and I have to pay roughly 1000 ... |
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 How can I make $100 in a week?! literally!? |
| Hey everyone! Could you help me solve my problem.... I NEEEEEEEEED to make 100 dollars in at least 7-8 days. I'm thirteen if that makes a difference... I don't want to use any online money-... |
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 How do i make money NOT ONLINE? |
| Well im 14 and there is a shotgun im buying well its $380 then i have to pay $25 shipping $30 for the ffl dealer to have it shipped there and $45 for ammo i only have $270..saved from my ... |
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 Have you ever thought how much stuff is enough for you? |
| Have you ever thought how much is "enough" for you? I've been thinking about this the past couple of weeks. For some people they never reach the point of "enough" and go into ... |
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 Am I able to get a heloc while unemployed? |
| I am currently unemployed and in a bad financial situation. I currently own my home with no mortgage, or loan on the deed. Is it possible for me to get a home equity line of credit on my home in ... |
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 Will my credit score ever get better....? |
| Ok, I'm current on all my crediters (car loan, credit card, and my student loan deferrment is just about done). I have slipped up a few times due to job losses and it affected my credit score ... |
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 Unemployment Benefits? |
| I am soon to be unemployed and I will be being let go for lack of work. As I understand it, this makes me eligible for unemployment. My base period if I file in July would be from April 2009 to March ... |
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 How to Make Summer Money? I'm 14? |
| Starting July 1st through August 1st, my family is going on Vacation to the beach(to see other family, of course) and this is my summer before High School begins. I want to make a really good amount ... |
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 ebay, pay-pal question. I purchased a couple of things off ebay and have no money in my paypal account,? |
| ebay, paypal question. I purchased a couple of things off ebay and have no money in my paypal account, so the money is supposed to be withdrawn from my checking account. However, when i check to see ... |
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 How much money should I bring for a two-day trip to Nashville? |
| I'm going to Nashville with my best friend for two days in July. I've already given her my portion of the hotel cost and now I just need to figure out how much money I'll need for food ... |
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Nyx | Is retirement in the future impossible? |
I'm 27 and I just started to think about retirement planning, it seems to me that saving for retirement will be impossible, you need so much money, I feel overwhelmed at how much money we need to save to retire comfortably. :-/ |
 |
 
Steph in NYC
 |
Look online for a "retirement calculator".
Many website offer them, like Money.com.
I also found one that gave you a ball park figure.
I hope that you have access to 401k savings, and if you don't, that you try a Roth IRA.
I am older than you, and I have never had a job that offers 401k, nor have I been able to make an significant savings efforts. I live paycheck to paycheck.
Anyway, I have heard that trying the "one third" approach is a great way to save money. Take your monthly wages, after taxes, and you should be spending 1/3 on housing, 1/3 on living expenses, and 1/3 on savings.
I live above my means, in that I pay about 1/2 to rent. Then maybe I can do about 1/4 for living expenses, and 1/4 to savings. However, I have been out of work for almost a year, getting some unemployment, but it was not enough compared to what I was making. So I was probably paying almost 2/3 for my rent....
What little I had saved up (5k) helped cover any shortfalls from the unemployment, and I am now at about 1k in savings. I recently gotten some temp work, but my first 2 paychecks went to repairing my car--that I needed in order to work!
Check out the calculators and see what they recommend for you. Really try to cut back on the extra stuff, and keep in mind that you will be rewarded for your frugality in the future. |
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David M
 |
Work hard, get paid reasonably well, live well within your means and save. Find a company with a 401K plan and or a defined contribution pension plan. You're young so invest at least somewhat aggressively. Participate to the max. It will take time and you'll have to do reasonably well in your occupation, but you can get there. Good luck. |
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James
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all you need is 2 million, it's not that bad. in fact its great that you're starting much earlier than what most people do! if you're interested, start looking into stocks or more conservative-bonds and mutual funds. you need to study them a bit, but with reading a few good books (even the dummies series) and studying some stock trends you can do excellent.
invest in an IRA or 401K
they both include investing in stocks/bonds etc. but they are well worth it for the future.
401K invests money directly from your paycheck and taxes are taken out after you take the money out, but I like the idea of roth IRA's better because you invest money into assets AFTER you pay taxes so when you go to take the money out of your IRA, you dont have to pay taxes on it!
keep in mind that these methods are for the conservative, there are many other ways to make money, creating a website, teaching people a skill, or even writing a book, do some research and find out how you can help ppl with what you like doing, you will get paid back somehow!
Cheers! to your future! |
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SoccerRefToo
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Nyx
It will be impossible for you if you don't plan for it! Start now. That day will come.... sooner than you think.
Six to ten percent in a matching 401k should do it if you put in a large cap stock fund.
Soccerreff |
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rpg
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No, not impossible because you are thinking about it at the right time of your life. If you didn't start saving for retirement until you were in your 40s or 50s you'd be in trouble. But if you start saving now you should be okay.
If you start saving now and put only $50 per week (or $10/day for each work day) into retirement savings, assuming you are able to earn 8% interest on your retirement savings (a fairly conservative investing goal, over time), you will have more than $1 million saved by the time you turn 67 (your "full" retirement age). Compound interest works to your advantage when you start saving at a relatively young age. |
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