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Additional Details
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Additional Details
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K-le | Is there anyway to get a £68,000 mortgage with no deposit? |
Additional Details
The house is currently on the market for £71,000. We are first time buyers.
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 |
 
Darren from Moneyfacts
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There are only a handful of mortgages left which require no deposit at all. However, they are quite restricted. One is from Northern Bank, which only lends in Northern Ireland and the other is from Tipton & Coseley Building Society, which only lends in the Midlands and requires you to have a guarantor for the mortgage.
There are still loans available for a 5% deposit, but these are few and far between and the deals for a 10% deposit are also dwindling fast. Plus the rates on these products are uncompetitive. These products are too risky for the lenders as with falling house prices you could end up near in negative equity
To get the best deals, you really need to save a 25% deposit.
If you log on to www.moneyfacts.co.uk, you can find the best mortgage deals |
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apple84
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Very unlikely- that's prob what about what I'd spend on a place but not until I've got 10% deposit at the very least. Until then I'm stuck with the oldies! U looked at rent-to-buy? |
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WelshLad
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You mean 100%, then no chance. |
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dels replies
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No ,, get about £14000 deposit first or forget it |
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kalsflick
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there was a year ago but now i am sorry no |
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MellowMan
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Not at the moment. |
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jenningsnetty
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if you do let me know
but there is nothing to buy for that money where i live
perhaps a shared equity flat
but that's a bad idea |
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k
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I hope not, hopefully we all have learned from the current crisis - you can't expect something for nothing. |
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Max Power
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Not unless you have some major collateral , |
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gal1
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no |
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david536259
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Depending on the value of the property and the equity in it and your earnings - then possibly |
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SMILEY SON OF BRAINS
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You should be able to get one if your a first time buyer, shop around the banks. |
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Hiroko
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i hav no idea how much that is in US money lol |
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