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litl_sweetz | Is there anywhere that will give me a personal loan? I dont have the best credit.? |
Im a full time student and my boyfriend got laid off. We still have income, but we have a 2 yr old daughter also... I we sure dont have the best of credit, considering we're getting further and further behind on bills... We make enough to pay back, but, still no one wants two people w/bad credit...HELP! its making our credit worse! |
 |
 
six
|
No, nobody will give you a personal loan if nobody is working. You have to prove that you can pay back a personal loan. Besides that a institution will only loan minimum $1,000.00 or up to $5,000.00 on a collateral, like a payed off car, a boat, a motor home or something of value. If you can prove , ( with tidal) you may be able to get a loan approved on that item, other than that your out of luck. Please try a government sponsored program in your area for your situation. There just might be something for you. |
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luckyangel108
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Since you are a full-time student, have you tried getting a student loan yet?
https://www.wellsfargo.com/student/undergrad/
Even if you already have existing student loans, you might qualify to borrow a federal consolidation loan to consolidate your student loans. With this, you might be able to improve your cash flow depending on the repayment terms that you choose and the amount of debt consolidating.
https://www.wellsfargo.com/student/repay/fed_consolidation
If you already have both student loans and personal loans, then you might want to try borrowing a private consolidation loan. You can consolidate all your debt and possibly lowering your monthly payments with a lower interest rate. Info about this here:
https://www.wellsfargo.com/student/repay/private_consolidation/
If you need guidance on choosing a loan, theres an online advisor:
https://wfefs.wellsfargo.com/advisor/
Or step by step guide:
https://www.wellsfargo.com/student/planning/steps/
Hope the information is useful, good luck!! |
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ΓΆβ„ΆΒ¥ Pawya!
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Wells fargo but they will charge you a lot of intrest |
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chris b
 |
welcome finance in bolton greater manchester ,they should be able, my credit is probably twice as bad as yours,and they got me car finance and a loan so dont worry |
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kjv
 |
Your local library has books on how you can fix your credit for free? There is a free consumer credit counseling agency(non profit) that can give you advice for free. Many consumer credit counseling agencies belong to the United Way agency in your area. Do not pay for free help or advice. If you are religious Crown Financial Ministries provides free guidance |
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Wicked Flamef
 |
If your talking about $ less than $20k or so, I would approach each of your current lenders and try to negotiate a slow down in payment to each of these. If that does not work, consider going 'part 9' in tax language (one step before bankruptcy and better as the lenders see it) - use a company like 'Debt Rescue' - see yellow pages, they will help out with this kind of thing. |
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INACTIVE
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You don't need a personal loan... you need to increase your income and/or reduce your expenses. You will never get ahead by continuing to take loans to pay loans. Debt is debt. |
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Thomas
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If you over 18 thats good. Westpac offers a Personal Loan all you need is a Job any one will Part Time etc. Just check out the westpac website http://westpac.com.au/internet/publish.nsf/Content/PBTSYC+Youth+Students+and+20s |
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LJ
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1-877-860-cash. need a bank account, up to 1000.it may be 1-870-866-cash, one of those. Or you could just hit up the rents. Hey, are you trying to get us to send you money???? |
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