 Should we close our major credit card account? |
| My husband and I have a plan to have all our credit card debt paid off over the next year. We only have one major credit card and we do have a solid, healthy, excellent credit history. We are ... |
|
 Do you love USAA? |
I love usaa.
Additional Details
USAA (Insurance / Financial Services)... |
|
 How do you tell people that you won't loan them money? |
| Everyone at work knows that I have more money than them. We all make the same amount, but they blow all of it every week and I put some in the bank instead. All the time they ask if they can borrow ... |
|
 Are you in control of your finances?? |
| I just spent all day going through all of our finances and have now came up with a system.. I am so pleased and feel like a weight has been lifted.. Also, just discovered we have an extra £300 a ... |
|
 What's a good way to get out of credit card debt? |
| I want to get out of credit card debt. I'm in college, but am working. I have several cards that are at their limits, and have used most of my savings trying to pay the interest each month. I ... |
|
 How do I budget and save my money? |
| I am living paycheck to paycheck and I make enough money to not do that. I don't even know what I spend my money on, as I have nothing to show for it. Please help!... |
|
 Where the hell is my card number on my debit card? |
| I've tried every single number including the one that has CARD NUMBER written beneath it and no none of them have worked, afterwards I searched the internet to see what it was tried the ... |
|
 I need to make money..fast? |
| Okay, I'm not old enough to get a job, and i have tried babysitting but i only get to do it like once a month..is there ANY way i could make money WITHOUT doing things like selling stuff on ebay?... |
|
 You cant afford it.......? |
| Who thinks that if you have to put a item £20 are less on a credit card you cant really aford it,... |
|
 Should i cancel and replace my debit card after finding unknown charges on my account? |
| Recently i noticed three one dollar holds from companies i've never head of. It's similiar to the hold that would be posted when you sign up for a free trial but i haven't subscribed ... |
|
 How much money a year needs to be earned to make a really good living? |
Like to buy a good house, a good car, you know just to make a good living, like not have to worry financially.
im not talking about earning 1 million a year but liike
60,000?
... |
|
 What are some of the best ways you have used to save money?? |
| What are some of the best strategies you have come up with to save money at home? We have gotten married this year, moved, and bought a house and have to pay our first years taxes on the house, plus ... |
|
|  |
MrPibb | Is there really any way to get a debt collector to stop calling me without paying them? |
|
 |
 
InfoDoc
 |
You can stop a debt collector from contacting you by writing a letter to the collector called a "Collection Agency Cease and Desist Letter". Once the collector receives your letter, they may not contact you again except to say there will be no further contact or to notify you that the debt collector or the creditor intends to take some specific action. The debt will likely be sent back to the original creditor and/or re-sold to another collection agency, at which point you send a new Cease and Desist letter to the new collector.
There is also a statute of limitations on debt collections, which varies from state to state. There is a listing of all state statutes and a sample Cease and Desist letter on the following website:
http://stopcollections.blogspot.com
___________________ |
|
OhioRob2
 |
Change your phone number and an unlisted number then dont give it to anyone you don;t want calling |
|
Anthony M
|
when they call tell them 2 f*ck off |
|
Sher
 |
You can block calls from 'blocked' numbers. Then you don't have to screen your calls as carefully. If you are in trouble deep, you could file bankruptcy and tell them to call the lawyer. |
|
jwizzo25
 |
Try using: http://DebtAnswersNow.com
I used their service a couple months back and they consolidated all my debt and lowered my total debt about 25%. |
|
Slim Fan Fiction
|
When they tell you that you haven't sent in your Last payment, you say, oh yes I have. |
|
Jennifer
|
Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate. Icame across this company on NBC News Special Edition.Check it out here:
http://redirx.com/?0g4c |
|
dizondr
|
tell them they have the wrong number, that you just got the phone yesterday. |
|
ducky
 |
Get a whistle. When they call, blow hard!! |
|
bigmikefromthewest
 |
change your phone number move out in the middle of the night and get a new identity worked for me |
|
Crazyjester9
|
InfoDoc is correct. Just be advised that sending them a C&D before the statute of limitations has expired will likely provoke a lawsuit unless the debt is small.
You can also pickup the phone and say the call is being recorded, that will usually result in the collector instantly hanging up. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 2 minutes(s) ago
| | | |
9 | 24 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
5 | 3 day(s) ago
| | | |
11 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
