 I may have overdraft over $.24 cents what will my bank do? |
| So, my available balance is $21.51 and I have two checks that haven't even posted yet of $2.18 and $19.57...I don't know if I have overdraft protection. I don't want to get a NSF for $2... |
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 Is it safe to give someone else your account number & routing number? |
I just opened an Account Now account and I'm wondering if it's safe for people who are going to put money on it from PayPal, or by other means, to have that information?
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 Can I get euros from a smart account in Nationwide? |
| I need some euros but I don't have any ID Can I get some out of a smart account from Nationwide?... |
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 who gets the money when dad dies with no living will? |
| My father had a basic outpatient surgery, complications followed, with a heart attack, then stroke and then life support, this left dad hospitalized for 8 months. Because he lived out of state he had ... |
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 Money earning websites? Surveys? |
| There is paybux and so many others but I don't know which ones are scams or not. I know anybody who answers this could be scamming be but really please dint. So what are some trustworthy sites ... |
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 can you open a bank account if your accunt went to collections? |
| i owe 200 to chase bank can i open an account since the account went to collections?... |
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 What happens if i dont pay these bank fees? |
| I have this old B of A Account and i owe them $3.85. For like 5 months, its stayed at that amount and i dont use that account anymore. Its just a regular savings not a checking or anything, and ... |
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 pre-retirement account...cash it out or put into a 401k? |
| i've been working for the state of california and earning retirement for about 4 years now. the money is currently in an alternate retirement program and needs to either be cashed out or ... |
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 What help is there for people who work hard? |
| My husband and I both work our bums off, but we are still at the bottom of the ladder. I have a pretty good job, but am only guaranteed 32 hours a week, but I volunteer for as many extra shifts that ... |
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 (Please Answer) Combine Gift Cards Into One Paypal? |
| I have 3 prepaid gift cards. Two are visa and one is mastercard. They are for odd amounts 3.55, 3.29, and 4.89. Can I combine them into one "account" totaling 11.73? I ask because I am ... |
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 Has anyone filed bankruptcy on University of Phoenix? |
| I just got an associate's degree from the University of Phoenix. I am interested in going to a different school and I am getting some story from my financial aid counselor stating that if I ... |
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 my mortgage is with wells fargo my credit score is 720 what are my chances of being approved for a credit? |
my credit score is 720
my husband is also on mortgage his credit are core is 715
what r the chances of us being approved for a wells fargo credit card.
should i apply for ... |
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 student paying $10,000 a year? can it be done? |
| I am currently a senior in high school and the college I would love to attend is $35,000 a year. My parents said I have to pay for the difference of the in-state school, which is about $10,000. I ... |
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 What can I do if I had a check returned while there WERE sufficient funds to cover it? |
| I made an online payment as I usually do, using my Bank of America account, with more than enough money to cover the payment. I have just received notice that the check was returned, and am being ... |
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 What are the normal penalties ( percentages please ) for withdrawing from your 401K early? |
Let's say, I terminate employment and decide to simply withdraw my funds. What are the normal penalties involved? ( I am 41 years old ).
Additional Details
...and no links, please. ... |
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 Do they pick morons to go on the Million pound drop (Channel 4) So they wont have to give any cash away.? |
Additional Details
They seem to pick people like students who,s knowledge is well emm how can I say this.. Limited.... |
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 what paid bill records do I keep? |
| after paying household bills which bills do I need to keep for my records and how long?... |
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L D | Is withdrawing all of your money from the bank the best thing to do if the worst is coming? ? |
This so called FDIC is $100,000. Does that mean you get the $100,000 when the bank is in trouble regardless of how much you have in your account? Or does it only qualify to people with more than $100K in their accounts? What about those people with amounts less than the amount? would they lose all their money if that is the case? |
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Nick_S_FINA4242
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Banks that are FDIC insured mean that you are guaranteed $100,000 of your money if the bank goes under. This does not mean that everyone gets this amount if the bank goes under. It means if you have $500,000 in the bank, you are only guaranteed to get $100,000 of that back. If you have less than $100,000 you are guaranteed to receive that full amount if the bank fails. DO NOT pull all your money out of the bank. It will only help make the situation worse. If anything, put money in a high-interest savings account so you can earn interest at this rough time. |
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La Vie Boheme
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The FDIC is what insures your money. It's a corporation..not a dollar amount. They insure your money up to the amount of $100,000. Nobody will lose savings or checking or anything else insured with the FDIC. Let's say you have $5,000 in the bank and the bank crumbles. Your money is safe. |
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Holly R
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Please do not go pull your money out of the bank. That will only contribute to the problem. The FDIC insures UP TO $100,000 per bank account. You can have $100,000 at 10 different banks and it is ALL insured. If the bank crumbles and you have $101,000, you COULD lose that last $1,000.This "bailout plan" that is being discussed will potentially increase this from the current $100,000 to $250,000.
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geturpopcrnready
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Really...everyone needs to stop even worrying about the banking conditions and your money and stuff. Nothing is going to happen tour money no matter where you bank at as long as its FDIC insured. everyone needs to stopped thinking they need to take their money out because they dont, it makes the situation worse. |
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1coolguy
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Only if you suspect that the FDIC will run out of money should you take all your frigging money out and run. |
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Michelle
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No, the FDIC will cover your insured assets at the bank UP TO $100,000 per account holder in the case of checking, savings, CDs, and money market accounts. IRA's are insured for up to $250,000, which is in addition to the $100,000 worth of insurance for your regular accounts. So as long as you don't have more than this amount in all of your insured accounts at your financial institution, you will not loose any money if the bank were to fail.
Note that mutual funds and exchange traded funds (ETFs) are not FDIC insured, so if you loose these, they're gone, even if they are tied to your IRA. |
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7
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Take all your money out, its safer in your hands, dont listen to what bankers say. |
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黒い狼 (black wolf)
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No, taking all your money will just contribute to the problem and may in fact hurt rather than help. |
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src50
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It is the upper limit that FDIC would reimburse you. |
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Flyby
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Money you have in a single account is insured up to $100,000. If you have $1,000 in the account, then that is what you get. If you have $150,000 you only get $100,000. You can only get money up to the amount of your deposit. You will also need to show proof. I don't think most Americans will have to worry about losing their money in any bank that fails. |
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J
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yes! I took all my money out of WAMU I wasn't going to chance losing it |
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