Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 Is $140,000 a year (AUD) a good amount of money to earn?
Or is it just average?
Additional Details
Piss off Heather I don't earn that. I'm like 16 you cow....


 I'm 23, on welfare. I got a DUI when I was driving my 7 year old and now I'm really broke because of it.
How do I get money fast without having to get a job?
Additional Details
mvmatt, those are both jobs....


 How long does bad credit say on a credit report?
...


 I need sugestions for extra cash?
i am a 16 yr old college student , have to pay my own tution and most of my expenses , have a partime minimum wage job , but barealy enough , any body ahve any idea to help me make more moeny , plz ...


 Money saving problem?
i just can't save my money. my parents keep giving me a pound or two twice every week. but i tend to just spend it away, usually n a snack shop or something. even though i have my own packed ...


 Do you prefer to spend 100$ on clothes or dvds?
...


 How should I spend my wages
I'm 16 and starting my new job tomorrow. (It's an apprentiship). With all my pay outs I'm left with around £100 a week. How should I spend it carefully and what on? I don't ...


 My bank account closed again? help?
I have had 3 bank accounts. one with chase, one with washington mutual and now one with wells fargo. Chase got closed & I own $70, Washington Mutual got closed & I owe $300, Wells fargo just ...


 Why when your already in debt...?
Do banks offer you a over draft and your credit card people up your limit when you are already struggling and why do they think a loan is the answer!...


 How can i make some fast and easy money without paying for it?online i mean?
...


 Advice on splitting up?
My partner and I are talking about splitting up. We have a joint mortagage and have lived in our house for 2 years. He put the deposit down on the house. He said if we do split then we will share the ...


 What should I do with the money?
My paycheck was direct deposited twice today. It was a mistake with my employer. A lot of people had the same issue, but on most of their accounts the extra deposit was reversed. But both of the ...


 Why does d sun go on shining? why does the sea rush to shore?
...


 How many years in the military would it take me to earn $700,000?
If I didn't spend anything and I saved it all in the bank. I plan to be in the regular U.S. army and want that money to buy a ranch.
Additional Details
Come on y'all! Some ...


 Poor Jimmy?
Why do the rich get richer and the poor get poorer?...


 How do i become rich with lots of money?
...


 How to get rich?
...


 QUICK!!!!!!! Does anyone know where I can get a FREE laptop computer?
I can't afford to buy one so I need a FREE laptop. Please help me.
I live with my grandma and we dont have alot of money. Please Help Me....


 What can a person do with my S.I.N. number and my bank card?
1.If i lose my Social insurince card what can a thief do with it?

2. if a person has my health card what can he do with it?

3.Id a person has my bank card what can he do with it?...


 Has anyone done online surveys for cash?
just want to check it out ,see if you can actually make any money at it,or if it is just a big farce........thanks R...



Kamila
Joint bank account or separate with your husband, what is better?
                     
 




mrs.diva25
I honestly think it is between you and your spouse to decide. Every marraige is different. I do recommend keeping some time of seperate account for yourself (especially for spending and or emergencies) however it does not matter. As long as the two of you agree how the bills will be paid and who is going to pay them. For example, my husband pays all of the major stuff like the rent, cell phones bills etc, and I pay the small stuff like our electricty bill since we stay in an apt and it is really cheap. I use my account for the bills I pay (for the house or my personal bills) and he uses his account for his personal bills and house bills. As long as we both know that the bills are getting taken care of, it does not matter.


Doctor J
The money guru Suze Orman recommends THREE accounts: one for your common expenses (e.g. mortgage, utilities, insurances, etc.), and one for each of you for your personal expenses (clothes, personal items, personal car, etc.).

Her recommendation makes a lot of sense.

Best wishes.


hirebookkeeper
If one person hates doing the bookkeeping associated with the household, then I think the other person should be in charge of the checkbook and all the money pooled together.
Each person should get an allowance.
All large purchases should be considered together.
I like the Suze Orman way, calculate how much % each of you contributes to the total and that's how much each person should pay into the household expense pot.
All of these things require honesty from both husband and wife.


kita
Both are. I had a joint bank account with my exhusband and I had my own. Both checks went to paying bills together. What we used as spending money I save my share for a raining day. Thank god for that. He turned out to be a big cheat and a drunk!


glamour04111
Rating
separate


crizdad
Rating
Depending on your ages and history it can really vary. I have a joint account with my wife for bills and we each have a separate account for our "allowance" money. It has worked out really well for us.


Great Days
Both, have a joint account with your spouse
and have a personal account for your self.

Its hard to control a joint account. With
a personal account, you know the funds
available.

You can transfer funds from the personal
account to the joint account.

Have a nice day !


joburgslim
I suggest you have as many accounts as you like to divide up the pie, so to speak. This is not really important and does not impact you much. The only cost is the possible bank charges, reduced interest because 3 balances are lower than one and may not meet minimum requirements, and if you have a will you will have to make sure it lists all your accounts.

My wife and I have only one account, but that is a personal choice, and it is likely because we only have one income, and she is the one who pays all the bills.

Here is one suggestion: If you go with separte accounts for purposes of dividing cash piles, at least actually open the accounts in joint names. This will help a GREAT deal if either of you die suddenly. The remaining spouse will be able to continue to access all accounts with no interuption. Otherwise, access has to wait for probate proceedings.


jasmine d
Rating
seperate.


einochi
We prefer to have both, a joint account to manage the bills and general finances and seperate accounts so we don't have to answer to each other for every bunch of flowers/gift we buy each other.


Steve R
Rating
A joint account is easier to keep track of, assuming you are married. If live-in, then keep separate accounts.


Ben S
Always seperate


shellanswerman
Rating
Both.

Have a joint account to pay the bills .. you both contribute to it. Then have separate accounts for your own spending as well, so you don't have to worry about coming up short if he spends too much, and he doesn't have to worry about it either.

It's far too easy to end up in hot water when both of you have atm cards and check writing privileges on an account you're using every day. When the bank charges you $40 for an NSF, they don't CARE if you thought there was enough but your hubby, stopping for the innocent fill-up or oil change, took out just $1 more than was needed to cover the check. Yes, there has to be some communication and unity between the two of you, but having to check in with each other before doing ANY spending is taking things too far - - that's counterproductive.

Good luck.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.004
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy