 Who can I contact to receive a personal loan not a payday loan with bad credit? |
I am a married person, my husband gets paid by the hour, lately he has been out work due to illness. I just need a loan of at least
$3000.00 - $5000.00. Any one out there can help or can ... |
|
 Pay off debt or save? |
| ok so my boyfriend and i have a disagreement. i have a student loan of 26,000 and he has a car loan of 13,000. he wants to pay off all our debts and then save for our house. or whatever. i say. we ... |
|
 I WON THE LOTTERY!!!!!!!!!!!!!!!!!!... What should I do with the money? |
I WON THE LOTTERY!!!!!!!!!!!!!!!!!!!! What should I do with the money?
This past week my dad won the Pennsylvania Lottery! It added up to about $28 million dollars! I guess I'm never going ... |
|
 Need to earn some spending cash? |
| Im a student and currently have no job, I am going to California next week and need to make as much spending money as I can my goal is a little over 200.00 whats the best way I can do this? I cannot ... |
|
 I always hear on radio about people working from home and making lots of money.? |
| What kind of jobs do people do? And these infomercials about people making lots of money from home, are they reliable?... |
|
 $500 Income? |
| What kind lifestyle can someone live making $500 a day with there online business?... |
|
 Im 16! and NEED Your Help? |
Im soon to be 16 and would like to buy of Ebay!
Are you able to use a debit card? if so how do i obtain one?... |
|
 Is my dad rich? |
if someone has 2 houses, one apartment
-2200 sq. ft.
-4000 sq. ft
-2000 sq. ft.
4 cars, 2 bmw's, 1 nissan,1 chrysler.
my friends call me rich and its ... |
|
 How could i make money when im only 14!!? |
| Well i cant get a job and i turn 15 in the fall but i've been definaltey trying to find ways to make money especially with summer around the corner i mean i gotta buy and need so much stuff! i�... |
|
 I just currently own a $250,000 home and have a 30 year mortgage fixed at 6.25%. Can I pay off all of it now? |
| I am in my fourth year of the mortgage, but have just received a lump sum of money through a will of my late grandfather. It is enough to pay off the house in full right now, and I want to do this ... |
|
 Making money fast? |
| hello does anyone have any suggestions on how to make $200 quickly. We already have jobs, we just need 200 now, not every month, just currently. does anyone have any ideas. my husband is very good ... |
|
 What will you cut back on, due to Fuel cost so high? |
| Will you cut back on entertainment,or electronic,food,medical,or travel?... |
|
|  |
Jeremy S | Just inherted 600,000 USD, what do I do now ? |
I have inherited 600,000 USD. I have the opportunity to put them in a secure 5 year term account at 5.75%. What would you do ? Invest in Bonds . Stocks or the secure account ? (If I deposit less than 600,000 then the rates will be less examples 500,000 is at 5%) |
 |
 
L T
 |
No bonds, U.S. savings bonds take 18 years to mature and only earn less than 3% (I think). No stocks, unless it's something like Microsoft, Coca Cola or Walmart, and then I would only invest about 10-20%.
If you don't want the stocks and have other income, lock it all in at the 5.75% rate. In the next 5 years the rate may go slightly higher, that's a risk you take, but it could also go a lot lower and you'll be glad you locked at this rate. Also, be sure the full amount will be FDIC insured. I think most banks and credit unions cap at 200,000 or 250,000, so you may want to talk to a financial advisor about that. We had to put a max amount in a joint acount, then split the rest between 2 individual accounts so that it would all be safe, but without it, if your bank goes poof, so does your money.
Congratulations! |
|
Buck
|
Go for the secure bonds. You won't get a better rate in the next five years. Stay away from stocks. |
|
Pope Gopher 999
 |
Did they inform you by email? |
|
Sofa King
 |
If you can lock it in at 5.75% for the next 5 years, do it. You will have just shy of 800,000 at the end of those 5 years. At that same rate you'll be just over 1m at the end of 10 years.
In the mean time, educate yourself, and pay attention to what's going on in the market.
Continue to do your thing, stay in school or keep your job, whatever, but leave this money alone until you have a clear idea about what you want to do with it. |
|
Doctor Deth
|
the stock market is almost as low as it wil go - I would put 100,000 in each of 3 different mutual funds - maybe look for one that have a lot of stocks that pay dividends, one with a lot of international stocks and one ETF type fund.
if you have have kids, put a lot into their college funds - maybe in a 529 plan-tax free when you withdraw for school expenses
100k in those cd's -
pay off all debt - maybe buy a small house with cash or large down pamt
investment property - with immediate positive cash flow |
|
John G
|
I would split it some way between the bonds and savings account. Maybe 75% bonds and 25% savings. I would stay away from stocks for another year. |
|
rieleebutta
 |
Be smart with it. I would not recommend putting a large sum of the money into stocks, as you can see if you turn on your TV, the stock market and economy has gone mad.
Save it in a bank, and get a nice littlei interest rate.
And, if you haven't heard it enough, congratulations.. And sorry if you inherited from someone passing, that's never easy! |
|
theboggart
|
It's a hefty sum that you're unlikely to see again in your life. I'd consider sticking it in a SAFE, NO risk environment. (Boring but safe).
5.75% is 34,500! If that's yearly % you're quoting, that ain't a bad little income to supplement what you already earn, AND at the end of the day, you still have your 600K.
IF you wanted to take a calculated risk (long term one) consider property. It's a buyers market right now and you could buy a LOT of real estate for that money. Rental income, on the correct properties, could exceed the 5.75% (In UK they try to get 7%+ ROI). On top of that your property should increase in value too, so you gain 2 ways. Property though IS a longer term investment (especially at the moment).
My final suggestion is to deposit the whole lot into MY bank account. The number is ... ;).
Congratulations on your windfall. Whatever you do, don't take great risks, and DO get professional advice. |
|
Jeff
|
Spend it all.
The economy needs you. |
|
___flatline__>>
|
I'd give some to charity, invest some....and with the rest go live life. That's a lot of money to have in one hit. |
|
Yahoo!! President
 |
share some with me. i'm kinda broke right now. =D |
|
Help
 |
Hi. Wanna be Best Friends? |
|
Ralph S
|
you lucky fuuck. go live life dude. u just won. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 34 minutes(s) ago
| | | |
13 | 46 minutes(s) ago
| | | |
13 | 2 hour(s) ago
| | | |
13 | 4 hour(s) ago
| | | |
13 | 5 hour(s) ago
| | | |
13 | 6 hour(s) ago
| | | |
13 | 9 hour(s) ago
| | | |
13 | 11 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
12 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
