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 Need tips for budget and/or money saving.?
Some important things are coming up and we need to start saving some money. Any ideas that ya'll use at home for money saving or how to start a budget.
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Wow. E...


 I need to make money fast help!!!!?
I recently had a situation with my checking account and had to use all my funds to clean it up. I've tried to find work in my small town and can't and without a vehicle cannot go any ...


 Why is it people on certain benefits get more money than alot of decent hard working folk?
my husband works long hours at minimum wage,if he had to give up his overtime he would only be £20 better off than some benefit claimers,does this sound ...


 How much money do you think Paris Hilton spends on an average day?
And how can I get her to stay home for just one day and give that spending money to me so I can pay off my student loans and credit cards?...


 Can i make money online ?
Kindly tell me about home based jobs.
If you peoples know about the right sites about home based jobs so
tell me that websites.
Thanks.
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 How can I make money If I go to school and have two kids?

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well i got to school from 12:45 to 5:45 and my kids ages are 2 nd 1...


 How can i earn money quickly?
i just quit my job of two years so i have no sourse of income right now, what can i do that s fun and easy and quick to help me make some extra money until i find a ...


 What is 10 per cent of 180.00 please xx?
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 Loan or an 18 year old!!!?
Hi can any one recommend a loan company that can loan an 18 year old i cant seem to find any company that has accepted me for one as of yet!
Its for a car loan and i would like to get one ...


 Does anyone know how to make money real fast?
I need to make an extra $200 this week so that I can buy some cheap land in cash. I do not want this opportunity to pass me up, but I am scared that I will not get the money in time. Does anyone have ...


 How much do you manage to save every month after all the bills are paid?
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 When I inherit my wealth of several... well lots, will I get new friends?
How will I know they are genuine?
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Can I add that I couldn't give twopence for wealth, and certainly won't be interested in loaning anything to make even ...


 Scared to use money ?
I'm 17 years old. I have a job, and I took out some money to go Christmas shopping. I got a 100 dollar bill. I'm scared to use it, because it would feel strange for someone as young as me ...


 How do i get money ?
i want to get money for a really good phone but i am only 13 so i can not get a job!...


 Having trouble saving money?
I really have trouble saving money does anyone have ideas that have worked for you?...


 How can a 13 year oldmake money?
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 If you make money online, then how do you do it?
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 How to make money as a kid?
I have a mate who is 12 years old and he wants to earn some money because he is saving up for a new games console. But he doesn't have any ideas on how to make money. Can some one give him some ...


 Can anyone tell me what exactly the benefits of decency are?
I ask this question out of utter contempt with the country (uk).
I have worked solidly for 5 years, paid all my taxes, paid all my child support for my son from a failed relationship and battled ...


 Can you claim back bank charges?
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Lala
Lol am i the only one whose bank account is low?
i have $13.30 in my bank account. my bank account stays low because i'm always paying rent, bills, necessities, and right now, trying to go into business for myself but sometimes i feel so ashamed that my bank account is so LOW all the time and other times i check my account and i laugh because really - who is about something who only has $13.30 in their bank account ?? its just embarrassing and funny at the same time.

but i wondered, am i the only person whose bank account stays low even when they TRY to save money?
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sometimes i see the receipts from others who have used the ATM machine right before me. their balances be in the high thousands. makes me want to HIDE i feel so ashamed
                     
 




Softball Mom
No you are not. The only time I have a high bank balance is right after I get paid and before the bills go through! I know a lot of poeple like this!


flare4103
Ha! Not a bit man. I just had to pull money for rent. I have a whopping $8 in there now!


jracer524
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Nope. You are in good company. I usually have less than $100 in my account every month because my parents help me pay for groceries and a few bills.


Mario23
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I know how you feel man. Don't feel bad, i use to be like you. Mine was always like $5. I felt like a homeless bum and stuff. Even the homeless can pandhandle for more that $13 a day. I'd see people's receipts be up to 1000s like you did, but hey it'll turn around sooner or later. Just think positive thoughts. What's more embarrasing is when I use to walk into the bank and face a teller and withdraw $20 and they'll give me a reciept back for like $5. That's hella embarrassing. But that's the reality, people can laugh all the want about your joke bank account. Things will turn out fine if you pay things off on time and etc.


alwaysroses3
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At least you have a good attitude about it and don't go in the red. I also laugh at my bank account balance sometimes. I'm a single working woman who has to pay for mortgage and other bills. But I see my home as an investment. At least we're thinking of the future. You, trying to start your own business. If you apply for a loan in the future, they will look at your bank balance and other assets so try leaving more money in your account when the time comes. My Waterloo is shopping and credit cards so I decided to take up another hobby. Now, I try to learn foreign languages because you never know what life will bring.


hnm
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actually mine used to go -ve until i got sick and tired of being broke. i decided to change my money habits and this is where i'm at now
$299.13 checking account (today my car needs 260 in repairs-sucks!)
$2000 in an emergency fund
$9600 saved for 6 months expenses (i live in the mid-west)
$1400 in credit card debts -was $13000 about 2yrs ago (next month i will pay this off i want to be debt free)
my next goal after that is to start retirement savings fund and a save for a good downpayment on a home

i credit dave ramsey. u can google for his radio show times - best advice i ever received on money.


tigglys
I TOTALLY UNDERSTAND.

The worst is when you find out a check hadn't cleared and suddenly have negative number when you THOUGHT you had $13 in the bank!!!


karenhar
You and most everyone else out there! It builds character. lol


lf
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mine has $11.10 in checkings and $0.16 in savings
**** happens hah?


slmanl
thanks for giving me company. i earn in indian rupees, and $13.3 = Rs. 555.30

the minimum balance needed to operate an account is Rs. 250, and i am loosing count of thenumber of times i have had to request the bank teller to overdraw my account, and give me 100 out of the 250.

and where does my money go: transport, taxes, electricity bills, food bills, water bills, communications, house rent, .............................. hey i need a new job. no??


say_tay
at least your's is positive! My bank never should of told me that the would cover up to 500 dollars of overdrafts as a line of credit... My balance? negitive 499.99


$m¤¤v¥ £¤¢¤
Don't feel bad at all. Let me put something in perspective for you. You may think that your bank account is low, but at least you HAVE a bank account to begin with. Be thankful that it's low, and not overdrawn, closed down, sent to collections and placed on the C.M.W (Chexsystems Most Wanted) list. Once you're there, it's like a death penalty to your finances. It's hard to get a savings account, much less a checking account. You're forced to get money orders to pay for everything, as far as getting credit? Forget it. If you compare what you're going through to what I just mentioned, it should be in a much better perspective for you.


shady_angel83182
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My bank account is low to i checked it today and i had like $20.00 in it then i bought like $10.86 worth of junk so....atleast we are not in the negative yet LOL. I tell my b/f all the time lets save but like you said we always have bills to pay or something happens to one of the vehicles it really sucks


Waiting and Wishing
Mine is like that, too, I put so much in savings in the beginning of the month and pay all of my bills at the beginning, too...by mid-month I'm crunched!!


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