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How can a stay at home mom make money? |
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What are the best ways to make money online? |
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Can you deposit personal checks in the atm machine? |
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... |
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Can you buy products online with a debit card? |
What the title says XD
I'm 18 if that makes a difference Additional Details And i'm with HSBC... |
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mike d | Maxed out all my loans, no money in the bank and need to live for 6 weeks before my first paycheck, help? |
Ok, so I'm a 4th year med student, maxed out my school loans for the year, will leave with around 160k in loans. Will run out of money at the end of May right after graduation and will get my first paycheck from residency around the first week of July. I can live with my fiance but she doesn't have the money to feed me, pay for my gas, car insurance, cell phone bill etc. for those 6ish weeks. Any ideas on what to do? I can technically cancel everthing, not drive, and hunt my fiances cats for food but I don't think she'll go for it, so 0% credit cards? lines of credit? personal loans? any ideas?? thanks all who answer or even look :o)
-Mike Additional Details 160k in loans will be gone in less than 10 years...salary really jumps after residency |
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AriesJWR
 |
It sounds like you will be OK until you graduate. It's good that you're looking at this head (thinking smart!) 6 weeks is a long time, the first thing you should do is determine HOW MUCH you will need during those 6 weeks until you get your first paycheck. (It also sounds like you have a job set up already)
Ok, now:
#1) stay with the fiance (no rent money!) - subtract this!
#2) divide the amount into the remaining months that you have (oct-may) --- so say you need $1400 for food and all bills, you come up with $200 - this is the amount extra you need to SAVE each month to have the money leftover after you graduate.
#3) Plan of attack! What can you do to get an extra $200 per month?
-lower your cell phone bill - cutting minutes can lower your bill (just make sure you won't go over if you use this option!)
-"donate" your plasma - you can usually get $20-40 for this and can do it 2 to 4 times per month ($40-$160 per month!)
-can you lower your liability limits or cut coverage on your car insurance just until you get your first check? This can save you anywhere from $5-$30 per month - maybe even more!
Put aside the extra money (don't touch it!) into a high yield savings account until you NEED the money! You don't have to change your life - and you're not worried about your loans. It's totally possible!
If you get to the point in june where you need more money, consider charging it to a no (or low) interest credit card, just promise yourself you'll pay it off with your first check! |
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Dr. Deth
 |
go to work for McDonalds for a month - you'll eat at least |
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Suzy
 |
Visit your local food pantry or soup kitchen. Call Mom and ask her to send you a care package of food. Call social services. Sell your blood to a blood bank. Sell your sperm to a sperm bank. |
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mark
|
You should deliver pizzas. You'll make some cash off tips the first night. It might take a week or 2 to get your fist paycheck. But if you live with the fiance and spend your tip money wisely, you should be fine.
Good luck. |
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L M
 |
I would definitely start selling on ebay. I would offer to do side jobs and try to get something established now. I would also sell pampered chef or a side business while waiting.
I wouldnt do personal loans etc.. Maybe a zero % cc will help. but dont over extend yourself. Try an online business and make money at home.. personal question-- how long will it take you to pay back the 160k in loans? |
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Gerald
 |
Why are you so worried about the student loan 160k. Just like a mortage on a home-- except you spent yours on cars--dates -- parties and fun...
Call mom and dad if you need cash... |
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WhoMe?
|
How about getting a loan from your family??? That would be the first place I would check. I'm sure that they, more than anyone, understand what you've been going through putting yourself through med school, plus I'm sure that they are very proud of you. I'll bet they would be happy to help you. |
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fluke
|
call dept of social services. |
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Sergio R
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OK so your a college guy right. I am sure you have been to a bar or ten :-) try bartending, the tips are better then you think, I know 2 bartenders that bring home several hundreds a night. Plus it will be fun, and you get free drinks if you play your cards right. |
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mrrosema
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you got an extra kidney don't you. as a future Dr you should know you can do with out one and some guy in India will pay you well for yours.
But seriously, go to a bank and do a personal loan or burn a credit card for fuel. Your problem is relatively small,. All your fiance needs to do is loan you enough to pay your minimum cc bill for 1 or 2 months which could be a few hundred bucks. Or you could suck it up and get a temp job. |
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saturns22
 |
Well I suggested you go and see a financial advisor. He will help you plan and save for that time. They helped me. Also where I am we a a Money Mart where the lend you money until you get your pay check. |
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Mr Lizard
 |
Barter medical services for the food and other stuff you need. |
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MARTA R
 |
Try this out. It is free and the money is great. Basically free money for doing hardly nothing with no money out of pocket. Go to the web site and then go to open links. This money is true believe me. Comments are on the web site for fast response.
http://www.freedollars4u.net |
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James F
 |
People-to-People Lending. It's an old idea that's new again.
People who need money request it, and other people bid for the privilege of lending it to them. Prosper makes sure everything is safe, fair and easy.
Until now, financial institutions have controlled who is able to obtain credit and the rates people pay, over time, this one-sided control has bred inefficiencies and excessive margins – leading to higher rates for borrowers, and restricting people who have money to lend from entering and generating income from this vital and lucrative market.
Prosper gives people the opportunity to take back the marketplace for consumer credit, Prosper aims to make consumer lending more financially and socially rewarding for everyone by letting the borrowers set the maximum rate they are willing to pay a lender, which prevents the loan from being funded at a rate higher than the borrower wants to pay.
http://www.prosper.com/join/GlobalFundingSource |
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