Paul
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"Money orders are generally considered safer for payments from parties unknown to the payee, as opposed to a personal check drawn on the maker's bank account. This is mainly because money orders are unlikely to bounce due to insufficient funds, since a money order is drawn on a bank's funds rather than on an individual's bank account like a personal check is. And while an individual's checking account balance is susceptible to running out due to personal whims and incompetencies, a banking institution's funds generally are not. In recent years, partly for this reason, money orders have become a preferred method of payment by sellers of goods over the Internet, but are rapidly being replaced by electronic transfer services (such as PayPal) as the most popular method." |
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cherrygurl
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CASH |
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James S
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Send a money order or a bank (not personnal) check by registered mail with return receipt. Keep all receipts along with the original bill or request. That way you have reasonable proof that you sent the money. |
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jliusf
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always money order or certified bank check.
never accept personal check from stranger, because a lot of personal checks can be forged. |
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Deana G
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Money orders are much safer. The funds are guarenteed. |
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inevitable2277
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a money order is safer...but the BEST would be a cashiers check - which the person has to obtain from their bank. |
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buggeredmom
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Personal checks can bounce. Money orders CAN have stop payments placed on them with restriction.
Cashier check is the best. Banks issue these. The purchaser pays for these up front. The bank records the information about the purchaser, who the check is made out to, and often records the reason for the check in the memo area. It is more easily traced. |
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sha scrilla
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If its somebody you don't trust then I guess a money order would be better because it can't bounce |
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girlwhoknowsitstrue
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it is so easy to forge a money order it's not even funny.
If you get a personal check, you can go to that bank, and they can tell you immediately if the check is valid and if there are funds - do NOT deposit the check, cash it, because if it turns out that it's fraudulent the bank can't go after you because it's not in your bank account. If you deposit it, then the bank will just withdraw that (and a $15 fee for a bad check) from your account. If you go to the bank the check is drawn on, by law they have to honor it, even if you do not have an account with that bank. |
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redandme1997
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a money order is always better |
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AsianPersuasion :)
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yes, definitely a money order. They cannot bounce, a check can. |
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MissSarah
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Money orders are not insured and not guaranteed funds... cashiers checks are. |
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rebecca
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Yes, a money order is always the safest way to receive money. People can always cancel checks or not have sufficient funds to cover the check given to you, which would cause your bank to charge you. |
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Michelle
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Definitely a money order. They have to give the cash to someone to get the money order or cashier check. |
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mr. Bob
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I would think that a money order would be safer |
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iansgirl
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money order is safer |
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Tryin2chill
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Money order definitely |
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scooba
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Money order for sure.
Take it to the post office to cash if you're concerned it's a fake- although I've never heard of that. |
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peg
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Money order would be your best bet. It is so hard to forge or make one up unless you have the machine to do it. There are certain ways that money order is printed and with all the serial numbers and all it'll be hard. Have them get one from a bank or post office. Checks can be stolen or faked. Accept cash or money order and you'll be better off. |
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Gone fishin'
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Money order because it is purchased with money. A check can bounce or be stopped . |
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