 If you try to withdraw money from an ATM when your account doesn't have sufficient funds, will it overdraft? |
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 We live paycheck to paycheck, what is an easy way to make fast money? |
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We are collecting money to redecorate our youth group room so it doesn't look like death. We need as much money as we can get. What are some ways to earn money? Aside from:
raking leaves
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 In debt and looking to get out the right way. Please help with personal advice.? |
Total Debt: $37,163
Interest Rates: 8%-25%
Total Credit Cards: 6 (2 are Care Credit Cards)
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We're really serious about ... |
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 If you owed £1500.....? |
| i have a loan with this outstanding.i have also saved £5000.should i pay the loan off?and leave me an extra £145 a month better off or keep paying £145 a month and keep my £5000 in the bank?... |
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| I have a collective debt of about 120,000. For about 2 years now, i have totally ignored all calls and mails. All my creditors have been doing is threaten me with court action and ccjs and what not. ... |
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 Which bank can you recommend? |
I am moving to the UK in March.
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 What is the best/easiest credit card to get if you have bad credit and are trying to improve it? |
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Blue | Money saving tips...? |
Can you suggest anything please?
I have a savings account with my bank, but it's just so easy to transfer money, so that i can withdraw it, and i don't seem to have the willpower to resist removing money from my account.
Anything that helps you, please share it !!!
Thanks so much <3
xo |
 |
 
ORC
|
You must be a woman.
After an email from the asker-
If you really want to save some money invest in fixed term savings plans or short term endowment policies [3 to 5 years]
If you do not want to do anything like that then you will have to use willpower.
You can search around for saving schemes [on the web or see your bank] some building society saving accounts have a 30 withdrawal condition.
BASICALLY THOUGH YOU NEED TO MAKE AN EFFORT. |
|
Little Madam
 |
Freeze credit cards in a big bowl of ice so that should you want to use them you have to wait until they thaw... gives you a cooling off period / time to think 'do I really want to use this?' |
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pinkpoochie
|
cut your card up and then you have to go into the bank to get money out. |
|
melas
 |
use internet banking and watch your savings grow |
|
Vince M
 |
Talk to one of your bankers and ask them about opening something like a CD account.
These accounts earn you more interest because one of the conditions of the account is that you can't take any money out of it for a specific length of time, such as six months, a year, or, even longer. You don't have to put ALL your money into that account, just a specfied amount.
When the time is up, on the CDs, you can pull it out, or roll it over into another. It helps keep your hands off the money while it earns a good intrest rate. Talk to your banker about you options. |
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bud
 |
Get an account that you can only draw on it twice a year, you get more interest too |
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stephenweinstein
|
Have them switch it to a CD. That makes it harder to withdraw. |
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jjo
 |
There are lots of online savings accounts (HSBC, Vanguard money market funds, etc.) that typically have much higher interest rates than your bank (many come close to 5%). They also make it easy to transfer money between them and your checking account, but for the most part, there is a 3 day delay in receipt of funds as a trade-off for the high interest rate. So, if instant access is your problem, perhaps this can help you curb your transferring and also get you more interest on your savings. |
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totalpartyangel
 |
cut up the card that you are using to transfer the money. then if you will always have to go into the bank to get the money and you will think twice. Or put the money in an account that you cant touch fro 1 year |
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taz man
|
Please do not look at a short term endowment these are just awful at the moment. Try and save in an Investment ISA (stocks and Shares) remember these do not have to invest in the stock market and can hold the money in many different asset classes. The benefit of these is that if you want the money it may take up to 2 weeks for it to get to you. Get advice do a budget planner start saving and stick with it. This is what I did 12 years ago and I am now mortgage free at the age of 35. good luck |
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Sahara
|
If you can, open up CDs. You can withdraw but with a penalty. That might deter you. |
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