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 The End Of Free Banking ? Whats Your View ??
http://uk.news.yahoo.com
If you follow the link and post your view.

Do you agree ? Disagree ??

I strongly ...


 Obsessed with saving money?
I am obsesssed with saving money to the point that I try not to spend any at all in the UK.

I check the cost of everything and take so long making up my mind if I want something or not ...


 Please dont laugh at this question !!!! But do banks have a code of ethics/practice to adhere to?
My query is that i researched the best isa and went into my branch to withdraw money to put it into another bank that was offereing a better isa rate.
The clerkess went to speak to someone and i ...


 Do you have to have a bank account to cash a check at a bank?
...


 What is the best way to do Online paid surveys free? How do you do them?
How exactly do you do the surveys that pay you? Do you have to sign up for the product or whatever the surveys about or can you simply just take it.

Also is there other ways to make quick ...


 What is a good way to make quick cash like at least 10 bucks?
cuz dude i wanna buy something..... and u can get different amounts of it the least i can spend is $10 so ya i want to kno how to make quick cake not cuttin grass either
Additional Details<...


 How do I ask family member to repay a loan??
I lent my sister and her husband $3,000.00 back in october. They had fallen on tough times and have not repaid it yet. I overheard them talking about going on a family vacation in July that is ...


 I want to make money online so i've heard of cash crate.com and swatcash.com but i don't know if it's safe or
if it could be a scam. has anyone tried these websites or should i just not risk it?...


 Will I get in trouble ?
I signed up to a online company and I realized immediately it was a rip-off; I googled (I should have done that before signing up !) and I found a bunch of messages from people reporting the same rip-...


 How do I get rich fast before i turn 20?????????
Without doing anything .... I want everything now tell me how to get a lot of money without having to ...


 I am the beneficiary of my father's will...if he passes away, will I be responsible for his credit card debt?
...


 I have bad credit history and have been lookin at car finance have i any chance of getting car finance cheers?
...


 100k per year?
would you be upset like me if you were only getting 100k per year ???...


 I serious question with my checking account...?
In May of this year I paid all my bills as normal. Well, the money that I used to pay has not yet (nearly 5 months later) come out of my checking accounts. The payments I have made with the months ...


 Can i file bankruptcy on just one bill?

Additional Details
in a divorce agreement my ex owes for this bill ( co-signer here) and he didn't pay, It's 20,000 dollars and now their takeing out over 500 a month out of ...


 I need to get $200 in the next 12 hours, any ideas?
...


 What is the easiest way to get out of debt?
I am working on getting out of debt and am doing okay at it, but I can't do anything while doing it. There is nothing left to do fun things, and I can't even date if I don't have ...


 I got a loan for £7500,if I increased my overdraft and paid off my loan would this be cheaper?
I bank with Natwest and got the loan from them to. I have about £500c in bank at the moment and a £2.5k overdraft limit. I dont know if it would be cheaper for me to get a larger overdraft limit ...


 Does using my debt card establish credit?
When I use my debit card as a credit card (sign for it and dont enter my pin number) does that establish credit?...


 Should we take money our of our 401k to pay credit cards?
We have $20k in credit card debt. Should we take a loan from our 401k to pay them off. My wife and I are in our early 30s and have time to smooth things over...hopefully....



Belle
My 14 yo stepson has stolen by debit card and used it to buy things on line. Advice please?
                     
 




cafc2005
Rating
Have your debit card deactivied to stop the unauthorized charges. Does your stepson live with you? Try and retrieve the stolen and items and get them returned. Talk to your stepson's mother and father about his terrible behavior.


Dave
Well, cancel the debit card. Make him pay you back.

He likes having internet? Take it away until he pays you back. He needs to understand that its not OK to steal.

You can take away the internet by putting an administrative password up or using a parental control software package. Tell him that he can get as angry as he wants, but he stole from you so you have to make sure he won't steal any more money using your cards.

But make sure it was him that stole from you. Also find out WHAT he stole. Some of it might be returnable.


Ta-Zu (&Miku)
1. Hide your debit card better. I don't have a debit card yet, but don't you need the...code or something? Or is that only getting money out of it.

2. Make him pay for all of the items and take them away.

3. If he wants them back, he'll have to make up the money again.


Dug48
Rating
Take all items he bought and return them. If you are still out money, give him jobs around the house to do at so much an hour until he makes it up to you. Make sure he knows that if he does it again, you will file a report with the police. He has to develop boundaries.


Noone i
Grab the little SOB by the ear and drag him to the police station and turn him over. Then drive home and have a nice quiet meal by yourself, knowing you did the right thing.

Change the locks and phone number while he is there.


frau_osti
Rating
Oh my goodness! Cancel the card, or report it stolen so you don't (?) have to pay for the stuff he bought. Make sure this issue is brought to light with his parent, (the mom or dad). That's theft, and there shouldn't be any kindness served to him. His is a stepson, so there's the biological 'not your child thing'. But that's still theft, and if you're people who care about your credit and your money, then this needs to be dealt with accordingly. If the biological parent wants to blow it off, STAND YOUR GROUND!! What if it was the neighbors debit card, would they just let go? I think not. If it were me, and the biological parent wanted to just let go, and was pressuring me to do the same, I'd press charges against the kid. Often hard lessons learned now are remembered in the future. Hope this helps, good luck!


mairdo51
Rating
Punish him, severely, for such audacity.


ready2go67
Call the police. Most credit cards won't credit you back the money unless you file a police report. Due to him being a minor I'm sure the penalty is light. Since he is your step son, Im sure they'll go easy on the kid.

You need to make a statement to this kid that Identity theft is a REAL crime!


JJ
I suggest you speak to your local police, see what they suggest or if they can help you. Hopefully they will have a chat to him so he can really see where his behaviour may lead. If you cant return the items then I suggest you take your stepson and the items to a local charity and get him to explain to they why they are being donated. Under no circumstances should he be allowed to keep any of the items.


Terry
Rating
Tell your bank to prevent further theft, and inform the police. Honestly, putting kids like this into the system on their first offence is usually the best way to wake them up.


Rex T
If you report it, he could be charged with theft. Under common law, minors can generally undo contracts unless he bought food and ate it. Try contacting the vendors and explaining and see if you can return things. You will still be stuck for shipping.


dc20k
woah good luck with that
if he's suicidal then you cant really do anything because he'll threaten to kill himself, if he's not then handle things reasonably an eye for an eye


Skamber
Rating
My lil sister did the same to me. What you need to do is go down to the police station yourself and sign-up for the sterred straghit program. What they do is come aresst him, process and book him, make him spend the night in a jail cell and go through a fake court case where he gets found guilty on a count of what he does. But don't worry its not for real. But you can chose how long you want him to stay. That teaches him a lesson and then at home make work and pay you back the money then have a yard sale with all the things he bought and then finally take away all off this stuff:
Computer
T.V
C.Ds/ C.D Player
Allowance
Friends coming over/going over to friends
No new clothes/shoes
Only being aloud to vist family
And any vactions/camps/partys he wants to go one over the summer


hi_iduntcyber_doyou
find everything he bought..sell it on ebay...and make him work off the money by either doing community service *church, fire department, nursing home, parks etc*, work around your house, of if you know someone that owns a business..work for them..he obviously was never taught the vaule of a dollar..and now its better then ever for him to learn


savetheday
Being a step parent myself, it's hard dealing with kids and he, more than likely, is looking for attention as it's tough when families break up. You must deal with this matter however .. contact the credit card company and the on-line internet, explain his underage and that you are not going to pay the charges . If products not received yet just REFUSE them. Also, sit down and talk with him and see if you can figure out what his REAL problem is. Good luck.


Montage
Rating
Have as many charges as possible reversed. For the rest of the things all you need to do is return them, because your son is a minor he can disaffirm any contract he enters into(includes sales contracts) and all he needs to do is return the product (will most likely work even if opened)


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