 Need cash help? |
| My parents just got a pay cut and i think i need to help out but i'm still in school. I spend alot of time on the net so i figured i'd use the net to make me some money to help out. all the ... |
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 Can a person get car finance whilst bankrupt? |
| ive been bankrupt but i did not declare my car was not paid for to courts because it was on finance i manage to pay for it after been declared bankrupt. iam now ready for a new second hand car will i ... |
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 Can you have +money in a credit card account? |
Can you use a credit card like a current account and keep money in it or can you only be in debt with one?
For example could I have a balance of 500 pounds in a credit card account?... |
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 What are the requirements to obtain a debit card? |
Is it faster and easier than credit card?
Can anyone obtain it? I mean, any person, even if he or she doesn't have a steady job with a secure salary.
Is making a money deposit ... |
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 Atm Deposits? |
| Would you trust depositing money in the atm machine at the bank?... |
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 I am a 23 year old male concerned about my future financial stability,what can I do to help it? |
I have a decent job and make decent money for a H.S. grad but I really need to start preparing for my 30's and I think I am worrying way to much what should I do?
Additional Details
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 Why do people here feel the need to be so mean? Why not just answer the question politely? |
| Why make assumptions and be so rude when you have no clue about another persons situation?... |
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 I have recently become widowed and my late husband had a loan in his name only unsecured.? |
he left £800 in his bank account and the mortgage was paid off with
our life cover we had. The lenders are trying to find a way of using
the equity in my house to pay the loan back, I have ... |
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 When you die can you give all of your assets to one person and your debts to another? |
| Example Like all money in bank account, all stocks, all bonds, all material things to parents. All credit Debt, medical bills, house mortgage to ex-wife. Or do debts have to be paid before any ... |
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| Poll: People 25+ who live in HOMES (not apartments) how much credit card debt do you have? |
I'm asking this just because I would like to know with our crap economy if every other home owner who has always been responsible with money is now HURTING in credit card debt.
T... |
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 I have a lot of birthday money left, What should I spend it on? |
I like to save a lot but I dont want to use it for like going to the cinema or something,
My previous question was I need a hobby and I thought of gardening, But I dont know
Any ... |
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 How could i earn money? |
Additional Details
what kind of jobs could i do at my age?... |
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 Ok, I got fired, I didn't understand about my 401K, now it rolled over *?*, and I WANT MY MONEY!!! WHERE IS IT |
I received a letter saying a made a good choice! I didn't even know I made a choice. How can I get my 401k cash? are there penalties?
I don't care if there are, I just want my ... |
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 My Job has no 401k benefits, what should I do? |
| Its a small business it has about 75 workers. Ive been working here for almost 2 years and no 401k program introduced yet.... |
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 Who can help me with an serious online business. I need an extra income.? |
| Please not spam. There must be free type at home businees. I hardly need at home job. Please help.... |
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 If I write For Deposit Only will the bank let me deposit my boyfriends paycheck? |
And should I also include the acct. # on there?
Additional Details
It's his paycheck going into his acct but he's out of town and needs the money in there so he can use his atm ... |
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toticow1 | My bank just charged me for a failed Standing Order? |
Hi, my bank charged me £25 for a standing order that was not sent out. I admit, I did make a mistake entering the date - it should have been 2 days later, but regardless, they charged me £25 for a service they did not make. I had to re-do my standing order for it to work. Can I try and reclaim this fee?
Additional Details
Let me just add that I did not go over-drawn, as they never paid the money. All they did was take £25 out my account.
If they had paid the money, I would have been more than happy to pay the £25 - but they did not. |
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claimbankchargesback
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You can ring up the bank, and advise them that you aware that you can claim your bank charges back through the courts, but would rather save everyone time and have the bank reverse it. Be firm but polite, and if its the first time you have asked them to do this, they probably will.
Its not honestly worth going down the full claims process for £25, but if you have more bank charges from any time in the last 6 years, you could claim these back as well.
My site below has detailed step by step guides to claiming back all your charges for the last 6 years, with template letters to put your own details into and send to the bank. There is also the latest news and developments from the fight against bank charges, and forums for one to one help and support during your claim.
The site has helped people claim many thousands back from a range of banks and building societies themselves!
The site is completely free to use! |
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Paul Rules
|
yeah!
Reclaim all your banks fees... check this site:
www.penaltycharges.co.uk
I got £500 back from one bank and currently claiming a further £1k from another in charges |
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lamblittleprince
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of course you can i have just got 2 grand back.
Go to moneyexpert.com and look for bank charges. |
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nuk_su_kow
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Yes, you've got nothing to lose. |
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alex p
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You can claim it back, but it takes ages. but by law a penalty charge should be proportionate to the banks administration, and it dont cost £25 to send you a letter to tell you your over drawn. check out this site for more info http://news.bbc.co.uk/1/hi/business/6169539.stm
It even gives you a legal letter to send them |
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charterman
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It is quite simple, tell them you want the money back because the £25 charge is illegal. It exceeds the cost to the bank for refusing a payment. Don't be fobbed off. If they refuse in your branch, write to the head office. I have always got my money back within 2 days.
You made a mistake, so what, we all do including banks!. If they make a mistake on your account, send them a letter demanding £25. My bank entered my date of birth incorrectly. It took me a few phone calls to sort it out. I asked for £50 for phone calls and costs. They paid up. |
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Baz
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Reclaim your £25 back then cancel your Bank. |
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David
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Yep you can get it back. There is a growing revolt about these 'money grabbing B*******S' - sorry banks, as basically they are charging far too much for these type of errors. This has been backed up in the courts.
1st off, go and have a chat with them and ask them politely if they will right off the charge as it was an error - they know that they are on the back foot as they are caving in all the time.
If not, ask them the procedure on claiming back unfair bank charges - They will then try and fob you off with all kinds of crud 'its not possible' 'we will charge you for it' 'Our charges are fair' 'The news is wrong, people are not getting refunded'
THEN go on-line and look up sites on how to claim your cash back. Consumer sites, banking ombudsman etc In a nutshell you can claim back for 6 years AND even reclaim interest on this amount. many sites will even have template letters that you can use.
Also TELL ALL YOUR FRIENDS AND FAMILY about this procedure as they can benifit from it too.
Banks have been doing people over for years on this issues and now people are able to get their money back.
Good luck !!!! |
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dons1979
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Go to the bank and ask to see the bank manager or supervisor. Don't just let it drop. If you look as if you are prepared to fight it theres a good chance that they will just refund the charge without any hassel. Its well worth a try. |
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Thin Kaboudit
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No, because it was your mistake! |
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jim
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No. That's just one way banks make money. |
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