 Spend £800 on clothes a month, I am 22 and female? |
Spend £800 on clothes a month, I am 22 and female?
spend £800 on clothes a month, I am 22 and female?
Is this bad? and I wash them after a ouple of wear and put them on ebay so that tey ... |
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 Bankrupt do i still have to pay them? |
| i had a call today from a company which i bought some blinds from i paid them 10pound each week.They told me they have gone bankrupt and i owe them 300pound but they will settle it at half if i pay ... |
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 Can i get a loan at 16?......? |
| once ive left school i want to start up my own business straight away...will i be able to get a loan?... |
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 Should my husband and I get IRA's? |
| My husband and I are both in our twenties and we have one child. Neither of our employers has a 401-K plan; we are considering getting an IRA. Could anyone explain to me the benefits of an IRA, how IR... |
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 I am looking for any kind of money saving tips.? |
| On trying to find any kind of money saving tips or ideas. Please help.......... |
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 I have $20,000, now what? |
| I am 19 years old and I currently have $20,000 in a CD that is almost over and I want to turn this money into a lot more money somehow, besides taking it to a casino. What should I do?... |
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 Some good tips for saving money? |
i live in aus and am trying to save to go to las vegas
im 14 and get $10 a week for cleaning 3 toilets, sinks, mirrors, shutting all the drapes, setting table.
i want to go by the time im 17... |
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 What would you do if you had $500,000 right now? |
Additional Details
Ok congrats to those of you who actually mentioned investing some of the money. It's a pity it's listed 'LAST' in most cases. Saving for ... |
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 Question about getting my SSN card... please help! |
| I don't have one, though I know my SSN by heart. I'm seventeen-years-old. Am I able to get a job without my card? Where would I be able to get one? Would I need my parents permission to get ... |
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 How do I get out of debt? |
1. I have 5 thousand dollars of credit card debt.
Compared to other 27 year olds, do you think I have an outrageous amount of credit card debt?
I live at home. I do not have a ... |
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 Scottish money? |
| My brother was given some money for his birthday sent in card but they sent scottish money my nan says that i can use it in Uk stores is this true?... |
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Alice S | My husband's name is not on any of my credit cards. If I die, is he responsible to pay the debt? |
Additional Details
OK, I understand about the estate thing; my estate would be responsible for the debt. But we do not own anything jointly except one small savings acct. So I have been planning to leave the house to my son, with a "life estate" provision for my husband. So, the house would be in my son's name, but my husband would have the right to live there until his death, and it could not be sold unless both parties agreed. I am probably going to be unable to get life insurance since I have cancer and no one in their right mind would insure me unless it was for a very hefty premium. So, the house is probably protected , but I also have other assets which I guess I would have to transfer to my husband's name before I die, so it looks like I own nothing. Is there any waiting period for something like this? In other words, can I wait until I am at death's door to transfer mutual funds etc. to his name, or is it better to do it now?
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bran
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Yes, the credit card companies will come after his estate. Since you are next of kin, his estate is yours. My dad died and my mom had to pay off his credit cards. Some of them didnt have her name on them. Since I was in charge of the paperwork, I paid them off immediately with their joint checking. My advice is to have both your names on all joint property (cards, houses, cars, boats, etc). It makes burying the deceased a whole lot easier!!! |
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kalinka
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No. In college i had an awful job working as a legal assistant for many different banks. My job was to call up the family of a person who had died (who owed substantial debt to a certain bank) and kinda hassle them for the money to pay off the late-person's debt. Little did many of these people know, If you say "I don't have the money, and so-and-so didn't leave money", then the debt incurred becomes a closed case.
Btw, i couldn't handle such a cold-hearted job and i didn't work there long. |
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mukwonago53149
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Yes and no.
No in a sense that if you die - he has no obligation to pay the debt.
Yes in a sense that if you die and you have any assets, he can't have them until your creditors are paid off. That means if you jointly own a house with him, or have a joint bank account - the creditors can force him to sell to get their money out. Even if you have no joint property, he can't touch any of your assets until the creditors are paid. |
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Pepper
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Yes, if he is in charge of the estate. All funds that go into that account would be used for the purpose of paying bills and expenses . |
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Analee
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That is a very strange question.
You must owe a lot of money to think that your property is in danger.
I get the felling since your husband's name is not on your credit cards he doesn't know about it.
And you are DANGEROUSLY desperate...
Maybe that is why you are not asking a finance advisor wish is what i think you should do.
There are so many ways to get out of debt this days. You won't believe it.
Consider this what is between life and death?
Maybe and I'm saying MAYBE. In your case is 1 uncomfortable week, more or less, after you tell the truth.
think about it. PLEASE
Hoping I'm not right. Wishing you reconsidered and ask for help if I am. |
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Dennis M
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yes |
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wizjp
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No; but your estate will be and that means all of your assets will be available to pay off the debits; cash, land, stocks, whatever is in your name will be made available. |
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cutiepie
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The best thing is to talk to a lawyer in the state in which you live. Things vary from state to state. |
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arkiemom
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No. But most credit card companies will file a claim against the estate. That means that any life insurance, bank accounts, etc. that you leave behind will be used to pay the debt. So, in essence, he and anyone else you leave money to WILL end up paying - just indirectly. |
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Cleo D
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Well, no, not by law. But if he's your husband he will inherit them. Meaning that most of the money you leave him to take care of your family will go to the debits you left behind. |
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soontobe
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This depends upon the laws in your state. Unfortunately, since I do not know where you live I can't give you specific information. |
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Charles V
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Your estate receives everything, good and bad, assets and debts. Your estate will be held for the debts, and can be sued just as if it were a person. Generally this only happens to get to court if the amounts are very substantial. You can buy life insurance policies for the purpose of paying off such debt as well. |
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Sarge1572
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If you live in a community property state then YES. Every debt you create becomes your husbands debt even if you're alive and default on the payments. He's the go to guy. And if HE dies (or defaults) and has debt in his name only, YOU become the debtor. |
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Gene
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Absolutely not! I heard a lawyer on CNN Headline News answer this very question just last month. |
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