My husband and I recently got married in March and he likes to spend money. He doesn't understand that there's only a set amount of money that can be used, and if you go over that limit, those fees add up. He also thought that recently it was funny that his bank let him order a new cell phone, without the sufficient funds in the bank...then gets a $140 overdraft fee, and then is upset because I'm ticked with him. He says he's getting smarter with money, but if we get nearly $800 a pay-period, and $140 of that is taken via a fee, I don't call that smart at all. He also wants to deck-out his truck, and buy new techology and anything he sees because he wants it, and just has to have it. Basically, what do I do or say to him besides "get what we/you really need first, then see if what you wanted is still worth getting." (Reminding him that needs take priority doesn't always work either.) Is there something that I can say or do that can help him to do some growing up?