Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 How 2 earn money quick??
besides ...


 What whould you do if someone gave you a million pounds or a million dollars?
...


 Need Money FAST- How can I do this LEGALLY?
...


 Is pay pal safe?
im plannin on signin up for an account but im not sure if its really safe...it is better than using a credit card?....


 If I don't pay credit card payments, what can the card company do to me?
Card company lowered my payments and intrest rate for a year for a help program. They indicated that rate would stay same low rate if I did good. I did good but when year was up, they more than ...


 What to do for money?
Ok, well I only make $10 a week for doing chores at my own home, and, I am only 13, but that just isn't doing it for me.

I could do more chores and maybe get $15 a week but thats alot ...


 Poll- How much do you think you have to make per hour to live independently?
How much do you think you'd have to make per hour, to be able to live on your own, and not be in debt?...


 Is 10 to 15 percent of your monthly income a good amount to save?
...


 Should you give up on your dreams just because you cannot afford them?
Just need some inspiration folks....


 Does anyone know what kind of jobs a 15 year old can do to earn money?
I help around the house but get no pocket money i was wondering if anyone knew places where they take on ...


 I just opened an checking account,but now I d like to start to build my credit. Can I apply for a credit card?
since I never have credit,how can I apply for a first credit card in my bank,I heard that you can deposit some money and they give you credit......


 If you won 100,000,000 million dollars how much would you give to charity? Or wouldn't you?
100,000,000 dollars is a lot of do....
I'm curious to know as to how much the average person would give?
BE HONEST with yourself
Or would you not give any money at all?

...


 Is it possible to deposit a check that is not made out in your name?
I'm getting paid under the table for one of my freelance jobs because I'm still on unemployment while I'm looking for a permanent job (and my benefits would be canceled because ...


 Help! My checkbook won't balance!?
I am usually really good about balancing my checkbook, but it has been over a month since I did anything with it. I just spent the last 2 hours going through everything, and there is a large ...


 Should I pay off my mortgage?
I am aged 30 and in a position to pay off my mortgage. My current mortgage deal is due for renewal at the end of Feb and I am wondering if it is worth either paying off the exisitng amount, so my ...


 OK! Flat out! I have been F--ked over by my sisters!?
I have been taking for a ride! By my GREEDY *** SISTERS, that's all there is to it! I have been trying to get some help and can not get sh-t from anyone! I just do not know what I can do. And I ...


 Would anyone like one million pounds?
I don't want it....


 Someone told me that bank charges where illegal?
and that you can write to the bank and ask for the charges to be refunded. Is this true?...


 Best thing to do with Money?
I got a raise of pay, feel intimidated to spend unwisely, what do i do?...


 If you had lots of money what would you do with it?
...



Jaxon
My mom stole from my bank account!?
im 17 and opened an account 2 years ago at bank of america. iv been saving money and i just got a job too. i went to the bank to withdraw $700 to fix my car and they told me that i only had 200$ in my account. i went home and asked my mom what happened and she said well u know u wanted to help with the vet bills and hospital bills for my grandma and i was like what! she took my money without even asking or telling me! how can i get my money back? can i get a printout from the bank of when money was taken from my account? what can i do, can i get my mom in trouble so she learns a lesson, she doesnt think that she did anything wrong! iv been saving and now i cant fix my car and she doesnt help me with anything ever! help pls?
oh btw im going to the bank today and deleting my account and just keeping my money in my safe at home, when im 18 ill make a new one that she cant touch.
                     
 




Syntax
Rating
you sure can get her in trouble but the best way would probably be to get the print outs from the bank and take her civil court for your money


hihello4435
oh man i'm sorry to hear that! what's up with your mom? that's messed up. good idea about your own account when you are 18.

sorry you can't trust your mom


curiosity_killed_the_cat_1977
Rating
I'm a little confused. I'm assuming her name was on the account since you are still a minor. If that's the case, then legally there is nothing you can do since she has the right to take money from the account.

If she's not on the account, that is theft, and there is a lot you can do. Contact the police.

Either way, I think it's deplorable for your mother to do that. I'm sorry you caught such a tough break. I think your plan for the future sounds good. Just stick with it and make sure she doesn't get the numbers to your safe. Don't let her do any fancy talking to try to get her hands on your money. Good luck.


Marmalade
Rating
dude, what a B***H.


greg k
Rating
there is nothing you can do sadly, she is your legal guardian for the time being, she has full access to your account the wise thing to do would be cancel it until your 18, until then i guess rough lesson learned, trust no1 with your money.


Solarbird
Rating
Thats a felony actually since she took 500$ from you without your permission.

I say sue her *** even if she is your mother, that sh*t cant be tolerated as thats your hard earned money


Jack
Well, she has a legal right to take money from your account because she is the custodian. I totally agree and do not believe that it is right at all for what she did. What's even more interesting is that she didn't tell you that she was going to pay it back. I could see if she needed money quick and then she used it and was going to repay what she took, but to just take it and leave it at that..!

I would not try to get her in trouble and I think that your actions going forward will teach her the lesson that you want to teach her. I would keep your money in a safe until you are 18 and then open up your own checking / savings account.

Oh, I would just give her the $200 as well and tell her that she needs it more than you and you would rather just give it to her instead of her stealing it later....... It will be a matter of principle and it will really make the point that you are trying to make.

Start your own funds from scratch again and don't let mom know your financial situation.


♥Μοοgle♥♥¸.•*´`
try and talk to your mom
i know times are hard right now
say you will really appreciate if she would pay you back in the future
even if she could do monthly payments
try and be nice about it


Judith D
I am sorry that your Mom did this to you. She should have asked you and let you know how badly she needed the money. You cannot take her to court being only 17. Perhaps you can find another adult to take her to small claims court. But that is still no promise you would ever see your money again.

Putting your money in the safe at home sounds like the best way to go until you turn 18.

I am sorry that your Mom did this very rude thing to you.
Good luck.


Erica
Rating
No, there really isn't anything you can do to her. Just keep your money at home and talk to her about the problem. My mom did the same thing to me but she closed out the account and kept a hundred dollars because she said it was hers for co-signing with me! Never asked her to help me with anything since. Best of luck to you.


kate bait
Rating
take her to court


esuz
Hi,
I'm sorry to hear about what your Mom did. Of course she may think she did nothing wrong since she cared for you in your growing up years plus her reasons for the funds were legitimate. But she should have asked you first.

I think you should not want to teach your Mom a lesson or try to get her into trouble. Write off this incident as a learning experience and let it be the first and last time you be swindled of your hard earned savings.

By all means start another savings account if you wish, but remember it is always best to have beneficiaries on you account.

However, since you are wiser now, you must stipulate that you are the ONLY signee on the account and should anyone else on the account desires to withdraw funds then your signature must also be on the check.

All the best to you.


Da Man
Damn Bro you got owned...................................


tljessup
Rating
same thing happened with my son and his dad (his dad and I are divorced) see if you can take her off your account, you may not be able to till your 18 though. change your pin number on your ATM, or speak to a banking representative. They may be able to put something in place that requires BOTH of your signatures before she can withdraw money.


☼AstrologerJuliAnne☼
Rating
There is probably nothing you can do, since you are a minor, your mother is probably ON your bank account, meaning she has full access to it.

Was it wrong for her to take money and not tell you? Yes. Can she be prosecuted? Probably not.

Also, saying that she never does anything for you is a fib, you do have a roof over your head and food right?


KarmaKing
Pretty sad situation you find yourself in, even sadder some of the advice being given here. I am sorry, you must be hurting as this is your Mom we are talking about and what she did is criminal. However sometimes we must look at the larger moral picture and decide what to do. Legally the bank has listed both you and Mom as co depositors so legally the money is both of yours. Morally we know the truth is different.

So what should you do? No, legally your Mom is in no trouble for what she did. Legally it was her money as well. I think closing the account is a wise move, keep the money well hidden in a location unknown to anyone else.

You have already confronted your Mom about this issue. She knows what she did is wrong. You know you are in the right. She does not have the money to pay you back as your family is broke. Yes it hurts. I am willing to bet your Mom feels bad about this issue she probably is just trapped by her circumstances and has been beat up by life.

What you should do is follow the example laid down by Jesus and forgive your Mom. It will make you feel a lot better. Do you actually believe your mom could repay you that money? Why did she take it in the first place? Forgive her and you may find a solution.


tk
legally, until you're 18, your parents control all money you make through working but none of the money you get as gifts, so you can't really do anything unless more than $200 was birthday money or something.

so sorry! just do your best to guilt trip her


Concrete Jungle
she should have asked your right, but giving money to help instead of spending it on yourself is part of being a man, get used to it .


Nikki T
Rating
i suggest you get the money back from her and just tell her to give the money back i mean she did that with out telling you so just scream at her i mean i would


Rachel
Talk to the bank about it and see what they can do. Change your account password or whatever you have to do so that she cant EVER get into it again. Im 17 and i opened a checking and savings account with a debit card w/o my mom. If my mom ever did something like that i would be on the 9 o' clock news! You don't need your parents for a private account with bank of america.


Stephanie K
change your account password. that way she wont know your password and wont be able to get into your account. and just tell her not take money without asking


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.074
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy