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 What's the fastest way to make money legal besides working the 8 hour shift ?
I have worked most of my life since I was 21. Now I'm unemployed for about 2 weeks now, and I want to find a new way of making money instead of making money for somebody else?...


 How do I get money for sitting around doing nothing?
...


 How much credit card debt do you have????
please state your age with your answer/...


 Who has a paypal account?
i just sold my apple iphone on eBay but the buyer insisit on paying by paypal, i no i screwed up cos i don't have one, i'll give you 20% if you can help me to accept the funds. Am in B...


 How do I get out of working from paycheck to paycheck?
Both my husband and I work, (with good paying jobs) but we cannot get ahead. I have two jobs....


 I have 120 bucks what should i buy with it?
...


 My husband and I just found out we are having our third child. We are 20 and broke. how can we make extra $?.?
We were doing well but suprises happen. Some one stole my husbands Id and we are in a very deep whole. If anyone has been here and knows what we are going through please let me know what can help. T...


 Can a retired person be approved for a bank loan?
Could someone with perfect credit be approved for a 20k loan if retired? (To be repaid over 4 years). Receiving good pension and house almost paid off....


 Does anyone know how long a debt lasts for is it 5 or 7 years?
...


 Truth fully! who earns the most money on here anyone worth more than a million?
uk question!
Additional Details
To the person who said I am poor, a truly poor person cannot afford to own a computer in my opinion. Poor to my mind is someone who is starving. Desperate ...


 How can one make money online?
Are there any sites like Y!A in which you get money for asnwering?...


 How can i make $200 in 5 days?
long story but basically im in the process of getting a job and my parents are in the middle of a divorce so i have ZERO money and my car payment is due in a week....


 Question about writing checks????
i get paid today and my check will be deposited into my checking account. If i go to a store and write a check how long before the store actually deposits it and takes the money out of my account?
...


 Post -dated cheques!?
If I send someone a series of post dated cheques (only £3.00) can they bank the lot before the date? What happens if they do, if they can? I'm with Natwest. Thanks!!...


 What have you bought with your stimulus check?
...


 Can someone please tell me if Paypal charges you to move money from your Paypal account to your bank account?
If so, is it a fixed charge or does it depend on the amount transferred. Thank you ...


 What should I go to college for?
So many things I want to be! Crime Scene Investigation, Anthropology, Archeology, Hair Design, Business Management, and Graphic Design. I have no idea what to choose. And I'd like to start ...


 I am in UK for the past one year with my family and living cost is is quite high here, planning to back india?
I have 4 year old son and I personaly think it would be diffucult to buy a decent house here and what is the point of spending more time in UK, sooner I go back is the best for me and m family, I am ...


 How can i get out of debt?
...


 Money, money, money???? What about me?
I hate the rut I'm in! I can't get ahead! All my money goes to rent, insurance, gas and so on. I don't owe anything or anyone, I never or hardley go out, I have the smallest food ...



Stacey
Need car loan/refi advice??? Can I get a lower rate?
When I bought my 2006 corolla about a year ago, my credit score was 700+ with no major purchases on my record (other than a few $2k limit each credit crds), and my financing rate on the car was at 12.9%.

Now that I'm in good standing on the car and my other credit crds for over a year, would it be possible to lower my interest rate if I refi the car? I also usually pay about $20-50 more than my min pmnt on my credit crds bec I heard it will improve my credit score.

I had the cards for at least a few years though, so don't be confused and think I only had the cards for a year also.

What do you think I can get approx for my credit score? I'm also a senior in college if that matters and currently pull in about $3k/ month, but that will significantly increase after I graduate?

Is it worth it to refi?

Realistically, what do you think my rate will be?
                     
 




charlie m
Rating
It's pretty hard to refinance a car. Your credit may be better but your car is older and has more miles on it and that's the key with a car refi. Still, going to the bank where you have the loan and talking to them would not hurt! Credit Unions are a bit easier to deal with on a car refi.


Worldly25
You will have to search for a car loan with a lower rate. Since the credit crunch not many banks are even making loans. Check with the company currently holding your car loan.


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