 Is my credit score good enough to get a personal loan? UK only please? |
| I have just found out that my experian credit score is 744. I am a self employed tenent earning £3500 a month which I bank on my hsbc account. I have had my hsbc account for 10 months and am told ... |
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 If you had a degree in accounts and finance what would your title be ? |
| I would like to buy some business cards for my son for Xmas as a surprise present but I am not sure of his title and what to put on the card ! can anyone help ....Thank you in advance if you can .... |
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 Any real tips on how to get 200 bucks in like 2 days? ? |
My truck loan is due and I'm about 170 bucks short. I will have the money in two weeks and but just not right now.
I don't have anything I can pawn for a little bit or sell and I... |
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 How long does it take you to become settled after a big change? |
| Say you move and leave a lot of mates behind, how long does it take to get over and become content with your new life?... |
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 What would you tell my stepson about the advantages of a checking account vs. doing everything with cash? |
| He is 21 years old, and he does have a checking account and credit card with a very solid credit union, which also offers electronic banking & bill-paying. However, he prefers to get cash for ... |
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 Is 200,000 a good salary for being 30 years old? |
Additional Details
Im going to be a doctor, and my husband is an Air traffic ... |
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 Should I Open a ROTH IRA or a Traditional Roth? |
Considering inflation -- dollar will be worth less in the long term.. its probably better to have tax cuts on the interest instead of the principal what do u think?
Additional Details
B... |
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 Help! i need $120 before June 20th!? |
| Ok i posted this question before, but i wasnt that specific. I am 12. I already am painting a house for 8 dollars an hour, But it only will take like 3hours. Babysitting wont work at the time being.... |
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 I am receiving $2,000 at the end of this month in one lump sum and it's cash. I've been pondering whether I |
| should loan some of it to family members who can't pay it back or invest it but I just can't come up with any ideas of how to do that without getting ripped off. Are there any agencies out ... |
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 Should I pay debt off if I have the cash? |
We have the following scenerio:
$13,177 - Car Loan - @5.95%
$21,950 - Student Loan - @4.95%
$4,000 - Student Loan - Wife - @3.75%
We pay off credit card balances ... |
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 How many people think that the banks overdrafts fees and policies are unfair? |
| at $25-$35 a pop are the banks making there money off our mistakes. I had an over site off an ebay purchase that charged my account 15 consecutive charges of $1.89. I didnt make my deposit on time (... |
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 What are my options for a bad credit car loan? |
ok i need a car bad!!! my current car is old (16 years)
my credit is poor (almost 600)
and i am a nanny bringing in 2000 a month (cash only) so i have no proof of income except for ... |
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 Do i need a will? ? |
| Me and my missus are not married but have children? I have saved up enough to by a house soon, now if i die before the house is bought what will happen to the money, and after the house is bought ... |
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 Does debt consolidation affect credit history and score? |
| I am thinking about consolidate my bills, but I am afraid that it is going to be reported on my credit history or affect my credit score somehow.... |
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 Banking Question? |
| I am -74.00 and i get my check direct deposited on the 1st.. will the bank automatically take it out or what?... |
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woody10467 | Not happy with the car i brought has gone wrong 3 times in 2 months can i take it back will i lose my deposit? |
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wizjp
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Google your state and "lemon law"; should be specifics there. |
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regerugged
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It depends. If you are in the US and if it is a new car, you are protected by the "lemon law."
If it was a used car, you may be stuck with it. If you bought from a car dealer, check to see if you were given a warranty. The dealer might have to fix it but won't have to take the car back. |
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letschallengethesebusinesses...
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Gone wrong? As in three major faults, tell the garage you want it sorting or a new one, under the sales of goods act you could state that it is not fit for the purpose for which it was sold.
Just lay down the law, that you want it sorting, once and for all, or a new vehicle or money back. It should be under warranty. |
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CLIVE H
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In UK you have legal rights and if you are not happy with goods purchased, including a car, you can send or take it back and get your money back. No if or buts and no arguments. If anyone tries to deny you your rights get a lawyer and screw them in court.
Good luck...I have done this plenty of times you will win your argument hands down. You have rights.
Also, the police and local authorities would like to hear from you concerning any unscrupulous dealers. If they belong to the local chamber of commerce, they could get thrown out. |
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Francesca Thomas
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We brought a second hand car last year - and ended up paying twice what we paid (for the car) in repair costs. I am so mad that we were duped. The car runs fine now that it has been repaired, but we had to use ALL our savings to cover them.
Its Buyer beware out there - no matter if its a private or a dealer sale. |
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trish s
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Anything you buy should be fit for the purpose it was bought,if it isn't then you can take it back.. With a car however,it depends how or what you bought...If it came with a warranty you can keep taking it back until the problems are sorted..If you bought a second hand car "sold as seen", you can do nowt... |
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bert
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a few years ago(in U.K.) I bought a brand new car,I paid 75% of the cost up front,the rest I got from a finance company,in 12 months the car was in the garage 15 times,I got in touch with the finance company as they legally own the car until you have paid the debt off,they stepped in and got the garage to give me a replacement car as the one that they supplied me was "evidently substandard"(their words) .This is well worth a try,good luck! |
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andy_williams82
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it would always depend on what country your in. it would also depend on your contract, i would think that considering that you have only had the car two months then it would be covered under the sales of goods act (uk). your best bet would be to talk to the garage tha you bought the car from i would think that most main dealerships would repair the fault or give you your money back (although not 100% sure about the deposit) if you are not entirely happy (or at least satisfied) with there response i would consider getting legal advice and chase them through the small claims court. most ompanies pay up as soon as they are faced with any form of legal action, they don't want the bad publicity. |
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SPIFIMAN1
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Depends, if it is a used car and you are in the United States and did not purchase a service contract when you bought the vehicle you are stuck with it. If it is new it will be covered by the factory warranty.
If it is used, you have no recourse. With the exception of California there is no lemon law for used vehicles and once you drive it off the lot you own it.
The only exception to this is whats called the right of refusal law. This works as follows; if you sign the paperwork at the dealership, they have 72-hours to back out of the deal. If you sign the paperwork anywhere other than the dealership, you have 72-hours to back out of the deal. |
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beerybummy
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assuming you bought it from a reputable car dealer then you should have some sort of warranty on it and be able to return it for repair. under the sale of goods (implied terms) act goods must be of merchantable quality and fit for the purpose reasonably intended. if you bought the car from a private person then i think you may have some problems convincing them to carry out repairs on the vehicle
good luck |
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FRANK W
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sorry your not giving any circumstances about your loan or g,tee or the car ! |
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turbo
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bought a vauxhall corsa for my daughter, bit suspect about the clutch, the salesman told me it had just had a new clutch fitted, was given a 3 month warranty, but is it worth the paper its written on ? |
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