 I need a personal loan... Which national bank should I go to? |
I need one for about $2000-3000. I have "average" credit.
Where should I go??? Which interest rates are better? Would it be to my advantage to just go the bank where I have my ... |
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 I have $15,000 in debt. Would it be a good idea to file bankruptcy? |
| I have medical bills, 2 repos, 2 judgements from the courts over the repos, and some cell phone and bank charges that werent of my fault all this dating back to 2005 to now would it be a good idea to ... |
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 Is it bad to refinance and borrow 95% of the equity in your home? |
| Right now our single family home is worth @$290,000.00. We have a debt amount of @40k in h. equity and credit cards. We owe on our current loan @ $240k. I've been debating refinancing from a 3... |
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 Atm not gave me money? |
| jusy tried to withdraw some money out of a cash machine, i typed in the amount and it then returned my card and said please take your cash, but no cash came out.... the machine then got suspended.... ... |
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 Is it bad I'm always broke even though I have a job? |
| I'm in school, I work, I live alone and support myself. I can never seem to get ahead bill-wise and have been late on my rent the past 3 months. I always pay my bills when I have the funds and ... |
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 How can I realistically make money from home (UK)? |
| I'm out of work at the moment and looking to make some money to stay a float e.g. £100 ... |
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 Is it possible to take out a personal loan for $25,000 with a cosigner? |
| We are trying to consolidate some debt from business transactions which occurred 16 months ago. We've been paying credit cards on time with more than the minimum payment since then. We've ... |
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| How can i get out of debt.? |
| i have a wife and two kids,i'am desperate.... |
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 I need $7,000 fast...? |
I need $7,000 and fast to buy this mustang I found. Any ideas of how to come up with the money other than loans or selling drugs?
I would love to take out alone however I am not 18 and my mom ... |
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 Should I be upset that my girlfriend is buying an Altima ($450/mth) car when I support her most of the time? |
| My girlfriend has over 10k dollars in dept (two medical bills because she was not insured, credit cards, late school loans, etc) and when we go out on the weekends, I flip the tab for everything. S... |
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 Would it be different if my hubby took a loan from the bank as opposed to car finance from dealer? |
| I asked a question a few days ago concerning wether the car registration document could be in my name if the car finance was in my husbands name, generally most people thought it wouldnt be allowed. I... |
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 How can i get some money? |
| I need like 80 dollars to by thing blazer for my graduation and like i want new shoes to but that would add up to like 160 dollars, and like i have no money right now and my mom bought me some grad ... |
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 If I'm going to inherit $100,000.00, what should I do with it? |
| My average annual salary is around $40,000/year, and I live modestly. I feel some pressure to buy a home, but I can't afford the million dollar dumps all over town and I enjoy the neighborhood I... |
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 Return to Sender - waste of time?? |
| I keep getting mail for previous occupants at my flat so I have returned them all to sender but now I have the baliffs leaving notes through the letterbox saying they will remove items from the ... |
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 How do I live a financially free life? |
| What is the easiest way to live a life completely free of the worries of finances?... |
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| What happens to retirement 401k if fired/? |
| Do i still keep it or is it cancelled or what/ Or what if i plan to leave a job after areasonable amount of years would it make sense to invest in 401k?... |
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AL | Own five acre's in Florida an two manufacturer homes on it need loan? |
HERE IS THE QUESTION HAD HURRICANE DESTROY HOME IN 2004. INSURANCE CO. DIDN'T GIVE US ENOUGH MONEY SO HAD TO MORTGAGE FIVE ACRE'S TO GET MANUFACTURED HOME, THEN MOTHER MOVE ON LAND AFTER SHE BOUGHT HER MANUFACTURED HOME THAT ONE IS PAID IN FULL, HAD TO GET A SECOND MORTGAGE WHEN SHE GOT IN TROUBLE WITH MONEY, PAYMENTS ARE 287.00 AN 317.00 A MONTH / I HAVE NO JOB AT MOMENT / NEED TO PAY THESE OFF / I AM 53. MOTHER IS 80. BAD CREDIT BUT OWN FIVE ACRE'S 49,000.00 IS LOAN PAY OFF . EVEN IF NEED TO SIGN PAPERS WHEN ME AN MOTHER PASS AWAY COMPANY CAN TAKE ALL. NEED NAME OF COMPANY AN NUMBER NEED HELP FAST PLEASE. LAND IS WORTH BETWEEN $150,000.00 AN $300,000.00 |
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mister ed
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i think if i was you i would put the whole think up for sale and get what you can to pay off the 1st 2nd and land and move to waycross ga!!! |
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Kate T.
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I think you would be better off selling it all and getting out from under it . florida is hard on home owners . and with hurricanes even more so . But I do believe that you and your mother would be better off somewhere else and make a home somewhere else . You dont really want to live in florida right now with the property taxes and insurance mess. go to north carolina or tennesee you can get alot better house for less money . good luck. |
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Smilin'Bob_ The Enzyte Guy
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Sell the homes and land and payoff the mortgages. Dont let your credit go down the tubes... |
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bull_rooster_aardvark
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Hard to decipher all this but it sounds like you have several loans, one on the 5 acres and a few on the manufactured homes. The land is worth way more than the various loans. If that is the case I'd simply go refinance the loan on the land and use the proceeds to pay off all the other loans. Bank won't mind that there are manufactured homes on the property. You could probably get more for the homes but it sounds like one loan on the land would be enough. Just go to a bank, explain everything and tell them you want one loan on the land for however much they will give you - they'll take it from there. You should be able to get a land loan for half the value, no problem (with decent credit) so if its worth 200K you should get 100K - it sounds like this is enough, but if not you may need to refi the loans on one or both of the manufactured homes.
As to who to use for this, I'd first try a smaller local bank. They are better about local loans. If they can't make the loan ask them if they know anyone who can. |
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