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 I owe a couple of banks money, now I can't open a bank account. Any suggestion's?
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 What does "For Deposit Only" legally mean on a check endorsement?
I work in a small community bank and I have to "teach" about proper check endorsements at our monthy teller meeting. I'm just looking for a good way to explain it....


 How do I get ride of a car that I can no longer afford?
I have a 06' Eclipse that I got in 05' that I can no longer afford to keep. Any suggestions..??? Any and all will be greatly appriciated....


 How do you save energy/electricity at home?
Any ideas or hints are welcome....


 Why do many people in Britain have huge debts?
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 Is there really a way to make money online?
I always read about it but I don't know if there legit or not.

Any links?...


 SMART ADULTS. help.?
if the father is the only person that supports his wife that does not have a job, with four kids, and his income is 44,000 dollors a year,

do you think if he pays 775 dollors per month ...


 Rent or Food?
I just got off the phone with a friendgirl and she is having the toughest time financially. My husband and I helped buy her children Christmas gifts because her and her husband couldn't afford ...


 I have so me old money from the 1930's and 50's is it worth a lot of money? they are 10, 5 and 1 dollar bills
can I spend them still? could I go to the mall and shop with them? or should I save them. is it still leagal to use them? thanks!
Additional Details
they say silver ...


 When someone is the recipient in a will, but is already dead, does the estate go to that person's family?
My father has recently died and I believe has left all his money (less than £20k) to my stepmother, who predeceased him by a few weeks. They were both elderly widows when they married 12 years ago. ...


 Can you take money out of your savings?
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 Is having some debt a bad thing?
I am 26/almost 27 years old. newly single after 11 years.... paying rent and bills all byself for the first time. Since the split, I have accurred $4,000 debt. I figure it'll either take me a ...


 Do companies have to pay you remaining vacation days if you quit or get fired?
i am quiting my job soon, and leaving on a bad note(in thier eyes) because they are left high and dry with no one to fill in my responsibilities. my supervisor and manager are the backstabbing ...


 Would you shop around to save money, even if it's only pennies ?
I was always told, if you look after the pennies, the pounds will look after themselves ........... but can you really be bothered ?...


 How long would it take you to pay of this debt?
About $7000 Credit Card. I don't eat out. And my rent and bills are about $700. I make about 1800 a month. How long you think this will take??...


 (whenever i had money i must buy any thing so that no money will left for me is there any sol. to save money?
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 How can you make fast cash in 1 day?
i need at least 10 dollars but im broke now.................... any advice??...


 Charges from bank?
When you go over your overdraft you get charged, I have been told that banks should not charge this [should only charge to reclaim their losses/get you back under overdraft limit] – is this true ...


 How can get a $25,000 grant from the Government without paying it back?
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 What all can you buy for 500 bucks?
I have earned 500 bucks and I dont know what do buy with it. Any ideas???...



DM
Paypal error, DEBT HELP!!!?
I had someone gain access to my bank account, and had to close it, it was paired with my paypal account.
i had recently bought something on ebay, and the transaction was approved by paypal after my account had been closed.

I currently have no way to pay my negative balance, and paypal has hired a collection acency.

Is it my fault that they authorized the payment, and since i never got an email telling me to pay them, what should i do.,

the collection acency says I have 30 days before i guess i get sued.
Additional Details
I have tried to talk to IC, but i am under 18, and they want to speak with my parents.
They dont know about this debt, and need to keep it under my hat.

I know i am not legally tied to this, but i know IC want their money, and do not want anything to happen to my father's credit.

i am broke, but am saving up, I owe 320.01.
                     
 




csigeoffrey
Rating
*****Pick up the telephone and contact them. Explain to them what happened honestly, and have a plan to pay them back immediately. There is no agency that will not work with you on such an issue. These things happen more frequently than you probably realize.
Don't Sweat It! Just Do It!


jodi c
something similar to this happened to me. I too bought something from e bay but I paid for it with my pre-paid debit/credit card. If the money wasn't on the card, the transaction should not have been approved. I wrote a few e-mails to e-bay and told them that the transaction should not have been approved since I used a prepaid (reloadable) card. They took the transaction off my account and I haven't heard anything since.


Alice K
Rating
Can you open another bank account, list it on your Paypal account, and transfer the money to pay for the item? Or just pay for the item again from the new account. (Don't send the money to the collection agency).

Okay, I just had a better idea. Go get one of those prepaid Visa or MasterCard debit cards, put enough on it to pay for your purchase, and use it to pay Paypal. I should have thought of this before---I have a prepaid debit card that I use for all my eBay transactions just so I don't have to give them my banking info.


Mr Shallow
paypal had IC Systems calling for me for about 4 months trying to collect a debt, that wasnt my fault either... in the end, I had to pay. Paypal has a long history of not being very customer friendly. All the Cust.Serv. reps would not help me, they would not even listen to the info I was providing to clear the debt. So, I was out $244, just save up and pay it. If the collection people want you to make a payment, ask if you can do a partial payment, then offer up only $1.


magical_katt
If they have hired a collection agency then the agency should be able to settle the debt for you.
If you closed your bank, did you open a new one because you should be able to add the new bank account to your pay pal and go from there, or charge it on a credit card. But, if I were in your place I would contact the agency and find out through them the best way to pay them.
The agency will not sue you after 30 days either. It usually sits on collections for a while and they will call you and bug you and send you annoying letters. If you contact them after they send you letters and you still don't pay then yeah your saying you owe it and they prolly can sue.


ARTmom
If you bought something then pay the collection agency and make it right. Though you did not cause the problem with your account of course, it is also not paypals problem. Neither did they and your purchase must be paid for-check in with your seller and with paypal-you must keep on top of this-if your credit with paypal was fine before-well of course they oked it-its your responsibility to pay your bills-figure out how to do that very thing and make things right. I'm sure your bank etc are trying to work with you-so work with paypal-they are a legit business


Jennifer
Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://simurl.com/hinwoc


trackstar2683
Rating
If you explain how you plan to pay them then they will not sue.

Saying they will SUE is simply a threat to try to get you to pay.


korngirl313
I would email both ebay and paypal until you get a response.


Religion Kills!
Rating
http://www.paypalsucks.com


John F
Rating
bad idea


ღAliyahღ
Rating
thats why you dont sign up for sites like that dangerous...


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