 Getting a Personal Loan with bad Credit? |
| Anyone have any suggestions on how to get a personal loan with very bad credit. I have tired and tried and tried to get a loan and just keep getting turned down. I gotten payday loans after payday ... |
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 Need an auto/personal loan for 5000, I have horrible credit but a cosigner... where do I go??? |
| I'm looking to get 5000 for a loan, I have job security, been at my job for 3 years, I also have my father for a co-signer... where should I go? I'm getting so frustrated with all this! All ... |
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 What would you do if you won $15 million dollars in the lottery? |
After the house, and the car and the quitting my job,
I'd buy a movie theater and some restaurants, and go from movie I wanted to see to restaurant where I wanted to eat. Always ... |
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 What to do when someone owes me money put won't pay? |
| I work for an individual she was not able to pay so I let her pay it out she owes me over three thousand dollars and has stopped paying anything at all. What should I do ... |
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 Does sending a 1.00 to six people really pay off? |
| i have gotten a couple of letters in the mail about sending 1.00 to six people and getting alot in return. is this a scam?? i am curious to know if this works and what sites or addresses are legit. ... |
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 I just found $100! What should I do with it? |
Earlier today, I was walking to my car, on my way home, and right in the parking lot on the ground I found $100! Sweet! So, now, tell me... what should I do with it?
...and no, you cannot ... |
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 A way to make some extra money? |
| what are some good legal ways to make some extra money besides getting a job? I do scrapbooking but i'm not good enough to sell them i think, i already know yard sales and things like that but i ... |
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 My Dad has 100K in the bank and wanted to know if he had to put my Mom in a nursing home..would they take it? |
| Several years ago he put their house in their kids names, so I don't think they would be able to get that, but he was wondering about his cash in the bank. If he transfers it into us kids ... |
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 Help! I'm wayyy in debt!? |
| I'm 13 but I owe my mom like $150 or some thing and she said its fine if I pay her in the summer when I have my job. But my cell phone broke in half and I NEED a new one. I litterally need it ... |
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 How to make extra money? Please read the situation as well.? |
| I asked this question last night, but I do not believe I was specific enough, and the answers sucked. I am 19, full-time college student, I have a job in a hospital, but my area of expertise tends to ... |
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 How come people say $1,000,000 is not much these days? |
| I understand that it is not worth as much as it use to be, but it still would be ALOT of money for most people in this country... People talk about $1,000,000 like they would not take it if someone ... |
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 How much money would you like to give ? |
If i want to sell my Golden Heart, How much money would you like to give me if you want to buy it?
Additional Details
Hahaha...crewsaid thanks for your trading offer, however i can give ... |
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 I just opened up my first savings account? |
| the monthly interest rate is .25 is that good or bad.... |
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 I wish to put a cheque in my friends bank account as i do not have one of my own. how do i go about this? uk? |
i do not have a bank account as i dont like them, but i need to put a cheque addressed to me into one to cash.
My friend has offerd me his account to cash the cheque but we are unsure how its ... |
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amala a | People who are suffering bcos of huge debts and dont have any resources to solve the debts what do they do? |
People who aer suffering bcos of financial crisis what sort of measures can they take to prevent themselves in legal consequences and the harrassments from the people whom they owe money |
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Bajan Deane
 |
Contact the Citizens Advice Beareau who will be able to give you stepp by step guidance on how to make the move towards sorting out your problems.
As a simple measure, you could just contact all of your creditors and tell them that you are having financial problems and negotiate smaller repayment amounts.
Never ignore them though - you will end up bankrupt and at worse, imprisoned. |
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Mitan
 |
Bankruptcy is an easy get out and more and more people are entering into this without care!
Another way out is insolvency.
A growing way out these days is Individual Voluntary Arrangements.
Read a great short(ish) article at http://uk.biz.yahoo.com/23082006/389/bust-solve-debt-crisis.html that explains it all for you. |
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Alice S
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Try contacting a non for profit credit counseling agency. It is a free service which consolidates debt, works with your creditors to lower your month payments and interest rates, and actually does not harm, and may improve your credit rating over the long haul.
There are numerous agencies you can research on the internet, but I used this agency, and I was able to not only take hold of my finances, but I was able to improve my credit to obtain a mortage 5 years after enrolling.
Good Luck! |
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housefullofboys3
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file bankruptcy? |
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steve adams
 |
that seems to be most of the country
if not the world
including me
i have a feeling the goverment may have to do something soon
after all they managed to get the banks to reduce
the fees they charge for over due letters,
failing this the uk economy will grind to a halt, |
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Donna M
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You need to face up to it - running away never helps. The CAB will give you unbiased advice - it may be an idea for you to file for bankruptcy, depending on how bad the situation is. |
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jititi j
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Three Suggestions 1) Consolidate your debts 2) File bankruptcy (bankruptcy is not advised for all cases) 3) Contact a credit counselor:
Ways to Consolidate Debt
Consolidating debt is an ideal way to reduce your amount and tenure of debt. You make a single payment to one lender on a certain date and this will help you clear off the debts faster. But the fact remains that debt .....
http://www.debt-explained.com/category/Ways-to-Consolidate-Debt.html
How to Avoid Bankruptcy Explained
With the rising consumerism, aggressive advertising campaigns and increasing incomes, people are living well beyond their means. As a result, they are burdened with heavy debts. If they are unable to repay the dues, they have to file bankruptcy. Bankruptcy is the last resort when you are reeling under financial problems....
http://www.debt-explained.com/category/How-to-Avoid-Bankruptcy-Explained.html
Credit Counseling Programs
When you are stuck in debt, consider all the available options. You will need to work closely with experts who will provide right guidance to clear off your debts. Credit counseling agency is one such set of experts, equipped to fight debt. These agencies ....
http://www.complete-debt-info.com/category/Credit-Counseling-Programs.html |
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taketwo
 |
file bankruptcy in the courts |
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CeeVee
 |
Bankruptcy is the obvious solution.
A fresh start, no more credit and no more begging letters from your creditors. |
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eflatsharp
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Perhaps they should have thought of the consequences of spending money they didn't have and knew full well that they'd never have before they borrowed it. As regards the alleged suffering, where are all the items they bought with somebody elses' cash? |
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ME666ME
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The one that would be ok is ( TRY.MYANMAR)
i think that would be the best answer BUT i need 10 points as well SO please PAY... |
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laostransport
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I don't know for all, but in Denmark you just go to the community and say you can not pay. Then they give you 1 year break from paying, and then after 1 year you have to start pay again. But again you can go up and say you can't pay - and this way you can continue all your life. But then you can't buy anything in your name, ex. car, house, big stereo etc. People or companies you own money can't go to your house to try get them, its not allowed. They have to go to the community who will tell them you have 1 year break from paying. |
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bigbyone
 |
When the debt collectors call tell them youl pay them on payday. When they ask when is payday? Tell them " Hell I dont know, you tell me, your the one working. LOL |
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Texas Cowboy
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RUN!!!!!!!!!!!!!! |
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Ruthie
|
It depends on what kind of debt. If you have credit card debt you can always call your CC companies and see if they are willing to lower your monthly payment. Chances are if you have ever been late, they have raised your original interest rate. Yes, they can do this! It might even be as high as 30%. It is hard to notice unless you pay real close attention to your credit card statements. Try to get that lowered as well. Remember, they would rather make it more affordable for you to pay your bill then not pay at all.
If you have vehicle debt, there is not much you can do about that. But whatever you do, don't ignore your debtors. Call them and explain your situation before things get worse. Especially if you have any medical bills. They are usually very flexible.
Worst case scenario, file bankruptcy. This is horrible for your credit and unfair to your debtors, but it is intended for those that have got themselves in unresolvable situations.
Good luck. I hope things get better for you. |
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jstar14
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Unless one can get all the debtors to the table under an agency such as Consolidated Consumer Credit, the only other way out would be to file for "bankruptcy". |
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Phil J
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File for bankrupcy if it's that bad... then reflect on how they got into such a state in the first place. It's not enough to solve the immediate problem if recurrance is likely. |
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seb
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Only way was to file for bankruptcy |
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girl
 |
You need proper money management read some tips on it on this site |
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Morrelle
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GO broke get dumped on the street apply for welfare move into subsidized housing, sell drugs, buy new cars & T.V.s....................."and they all lived happily ever after." |
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