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 Why I will never take advice from another yahoo answerer again?
Last year at market high I asked if I should pay off my mortgage (320yr fix 5.25%) or stay in stocks (OVERWHELMINLY you all said stay in stocks)

WRONG!

I could have went all ...


 Is the gross amount before or after taxes?
...


 How should I deal with Chase after they lost a deposit that I made?
I made a deposit via the Chase ATM in my Bank for checks worth almost $4,000. Days passed and the money was not added to my account. After I complained and showed them the ATM receipt they added the ...


 Can someone explain to me? These email scams where they are looking for your bank account etc, why cant u give
one that is new/or is never used? they cant take money with that >? So how can you be scammed? or am i missing something(must be i think)
Additional Details
I dont and would not reply ...


 What would you do if you had 20,000 $?
If you had $20,000 what would you do with it? Smart answers only!...


 Whats the most amount of $$$ you have ever had in your bank account?
And i dont want to hear any rubbish like 'Oh, thats none of your business'...


 Whats one percent of two-hundred?
...


 Does it make sense to "cash-out" my 401K to pay off and close high debt credit cards?
...


 I got a mail from"The National Lottery"I got prize of money,in lottery i didn't buy any ticket, is it fraud?
I got this mail from the UK lottery and I have replied to that mail after that I got mail from that company manager that I have to contact the courier agent which is provided in the mail,I have ...


 Is it possible to live in the U.S. and not have debt?
Have homes always taken 15 to 30 years to pay off?

I'm asking about average Americans, not the wealthy.

What about cars? Is it possible to afford a brand new car without ...


 Has anyone ever tried to earn extra money by taking the surveys online?
I've been having emails asking me to take surveys to get paid or get prizes, ever heard of that or is it just another trick?...


 I want to be rich by the time I am 30?
I am 22. I only have $4000 saved. I am only able to currently save $300-$400 a month. I really want to learn how to manage my money and be financially secure. I don't spend alot, but I am ...


 I used my debit card yesterday at a bar and wasn't asked for a PIN or signature to confirm. Is this legal?
I used to work on a till and was always told it was illegal not to obtain a signature/confirm a PIN when a transaction was processed. When I presented my card the other day I entered my PIN and was ...


 Can a car finance company force you to take payment protection and other additional insurances.?
A car company has said they will only let us take car finance if we take all the additional insurances. Is this legal....


 Is it ok when i let my BF go out in public secretly filming upskirts just to make extra money to pay my bills?
...


 How do you make money when your 13 ?

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i want to buy stuff and i get pocket money but its not enough so is there anyway of me earning any on the ...


 Can you get a job when your 13 ?

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I am not 13.....


 Why can you finance a $40,000.00 car for 5 years and have to finance a $40,000.00 house for 20 or 30 years?
...


 If i go bankrupt how can i get my wages paid to me as i will not be allowed to hold a bank account.?
I am deep in debt and struggling to make payments. My wife is about to go on maternity leave which means less money coming in. How can i get my wages paid. I can,t use my wife's account as it is ...


 How do I cash an out of state personal check written by my father in law?We live in NYC and check is from FL?
My wife and I both recently moved here from NC and thus both have NC ID cards. The bank is Bank of America. Thanks in advance fro any replies....



Just here to learn
People who don't like benefit scroungers?
I work 16.5 hours per week. I earn just over 90 pounds for that, I also get 115 in working tax credits. I get 92 pounds in housing benefit and free prescriptions. I live with my wife and we have no children. I 'earn' 297 pounds per week tax free because I'm below the threshold for tax.

Would you consider me a scrounger?
Additional Details
That's approx 15k per year for 16.5 hours, if I worked full time I'd get less than 12k. Plus I'd have to pay full rent and council tax...
                     
 




Cool Hal
Without knowing the rest of your circumstance I could not pass judgement.

But assuming your didn't have any disabilities or other reasons as to why you couldn't work more than 16.5 hours a week - they yes I would call you a scrounger as you can work more.

And some peole blame immigration for the unemployment levels in the UK.

Whats wrong with a bit of pride my man? That is priceless.


weeleesie
i agree with mystical mamba. Haven't you thought about it this way? - you may not be getting taxed on your earnings, but we are to pay for scroungers like you. Go get a full time job.


Johnny Rotten
Yes.


Katie
Rating
Why dont you work full time and look after your family along with your wife and pay your own way!?! So basically you dont want to struggle like everyone else?! I wish I had £297 TAX FREE!!! per week but I dont, cos I have to pay my rent, council tax, and many other bills!! I cant have kids because I can only just afford to keep myself!

I think its wrong you should get off the benefits and pay your own way if you are fit to work.

To end it, yes you are a scrounger.

How can you say enjoy your free time.... i have 2 jobs one full time and an evening job just to keep my head above water..... and your swanning off enjoying yourself on tax payers money......people like you are what is wrong with this country!!


Ash L
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Yes i would. That's not to say i don't think that what you're doing is smart and ideal for any slacker to give a try, yes, I think you're a scrounger.

I work 35 hours a week, and while i get around a grand less than you annually i'm proud of the fact that I work for my money and every penny of it has been earned.

I don't get any government handouts, my rent and council tax are both sky high but you know what? I'm standing on my own feet- I'm supporting myself. And that's something that you can't say.


Johnny
The newspapers make up stories about benefit scroungers to take attention away from tax evaders like News International.


cafferysmum
Pride, where is it...

Im in agony, im disabeled, i work more than full time hours to get a decent wage on minimum wage... i could sit on my backside and claim everything that you are doing but no... I have pride, and love working and getting my own independence and a decent wage knowing no matter what pain i am in i wont let my disability stop me and will work for my standard of living...

I would never do what your doing, why isnt your wife working, why arnt you doing a full time job?


Mystical Mamba
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Yes - you are a scrounger
what's wrong with working full time, as you'd be able to work your way up a career ladder.. eventually earning more etc etc

do you do unpaid/volunteer work for the rest of your working hours?


putonyourflipflops
Rating
I don't think its you that is wrong...you are doing your best in a bad situation.
The system is at fault because you should be able to earn a living wage...then the benefits you receive wouldn't be needed.
The minimum wage and tax system in this country is a joke and completely unfair.
With the scraping of the 10p tax rate and the increases to come because of the debt Gordon is wracking up ,it will only get worse for the low paid I am afraid.
The little propaganda trick they played to make everyone think that they reversed the tax decision didn't actually help the poorest..but rewarded those who weren't even on that rate! And that just about sums the system up doesn't it.


andrew c
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Some people are so short sighted it amazes me.And their math is poor too! 7000 jobs being created at asda at £5.73 an hour.37.5 hours a week = £214.88 a week before deductions.So all those who feel that the adult who works full time to support their families are scroungers! Should we not be applauding somebody who works full-time to support their family instead of calling them scroungers.The fact that their full time wage is insufficient to support their families is not their fault,as for bettering themselves with more education for better wages people on three time as much are still entitled to benefits .What do you want a nation of brain surgeons so there is no need to give out benefits.Two adults with children both working full time on minimum wage would still be entitled to several thousand in benefits.I don't hear of the £50k+ a year workers with children giving back the family allowance...now these are the scroungers.When you complainers are having your dustbins emptied your post delivered and the tesco van dropping of your shopping remember these people are scroungers .you disgust and embarrass me.


Hot Answers - Artemisâ„¢
Rating
I wouldnt call you a scrounger.

Your doing your best in a man eat man world.

Kudos to you my friend.


dugs
no not a scrounger, very lucky to have any work at all , you are working with the system that we have in this country, over 3 million unemployed, the statistics tell us there are only 66,000 jobs


Michael J
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I don't consider you a scrounger. But the system is wrong. You should be able to earn more working than not working. But as someone else said, by working you may be able to improve your situation by promotion etc. but of course that cannot be guaranteed - and you could be made redundant at any time anyway. It is about time we had a government strong enough to correct the situation. In your circumstances I would probably do as you are doing.


rennickelizabe
no i wouldn't but at the moment the way things are people are being made redundant every day so its no one s fault you or they are on benefits


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