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mr2babe2000 | Plz help me. I borrowed £5000 over 3 years with an apr of 5%.? |
Can anybody tell me how much interest I will be paying? Thanx xxx |
 |
 
RRM
 |
Simply multiply your monthly payment by 36 (months) and then deduct the original amount you borrowed, hey presto, the figure you are left with is the interest. |
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steelseller
 |
3 Headers, 6 missionaries and 9 doggies. |
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sabbathdei
|
try reading the bloody thing before you sign... |
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slice264
|
A loan of only 5%!!! What a bargain. I think you might be fibbing. Is this homework?
Mortgages have the lowest interest rates around and they are well above that! |
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Michelle C
|
well 5% of 5000 = £250.
Although I don't think thats right. Call the bank! If you take out a loan in future please make sure you completely understand the terms and conditions! |
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Polo
 |
£394.6 |
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Ralfcoder
 |
I did a back-of-the envelope calc. (OK, I used a spreadsheet) and got monthly pmts. of 150 pounds for all but the last month. The last month was about 145 pounds. The total interest paid was 394.36 pounds. |
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wasislos
|
approx. £662 |
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Colin C
 |
APR is a difficult calculation and is usually calculated on either a monthly or daily basis. Daily is usually cheaper.
Every week/month you will be charged 5% of the outstanding, which includes interest applied in the previous charging period.
But the key thing to remember is that in the early months/years of the loan it will feel like the balance is never going down (because of the interest on interest). Dont get too stressed by it, just pay as much to the loan as you can afford to end up paying as little as possible.
Have I confused you yet? |
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NONAME
|
you need to talk to a few banks or something, pick out the one with the best apr%. and go with them. -good luck-
p.s. avoid borrowing money for items, "if you can't pay cash then you don't need it" |
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deadman
 |
not with those figures. the apr is not as striaght forward to use as you might think. the apr is calculated using a very complex equation based on various percentages.
check the small print, the loan company should have given you a financial breakdown which would detail the total amount you would be paying back. |
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derekbradley4000
|
The bank might be able to tell you? |
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What, what, what??
|
5000 x 5% x 3= 750. BUT, this is if you paid it off now. Amount of APR is usually relative to how much you left on each year cycle. And, it depends on your agreement. Look your contract over. |
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gusdiamond
|
If it's a fixed 5%, you'll pay £750 over three years in interest. If it is 5% of your outstanding balance, you need to say how much and how often you pay your repayments. Borrowing at 5% interest is quite good going, seeing as the base rate is now 5.5%. Shame you can't borrow 10 mil at 5% and deposit it elsewhere at the base rate. |
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East link
|
why dont u lend money from me i ll give u for 3%.. which is cheaper than 5%
pounds 225 only... |
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