Really desperate for $$$. Can't pay rent this month because of major car repairs. Will anyone please loan?

You're going to have better luck with family and friends that asking a stranger on Yhoo to loan you money. Here are some savings tips so you can save up for a rainy day...

-Costco membership to buy eye glasses, gas and tires; make sure everything else you buy really is a good deal before you get it
-Programmable thermostat on the heat/ac or shut it off when you leave the house
-Read The Tightwad Gazette by Amy Dichzyn. Get it from the library
- Carport sales are a great place to look for home furnishings. YouвЂ™d be amazed at the bargains you can find on high quality stuff that other people get tired of.
-Buy purchases with cash and negotiate the price
-Convenience food costs more, cook from scratch
-Check out this e-book about grocery shopping: http://www.grocerybook.com/
-Plant a garden.
-Live a simple life (and hang around others who do too so they don't tempt you to overspend)
-Look for cheap entertainment: walk in the park, library, rent a movie, camping, $1 movie theater
-It's amazing how easily additional services creep up on you. You sign up for one, and then another, and eventually you've got many. Here's just a partial list of stuff that adds up- Cable TV, DSL Internet, Netflix, Yahoo Music Subscription, cell phone, magazine subscriptions
-Considering halting the Blockbuster DVD service, or trimming it back from 3 DVDs at one time to 1 DVD at a time.
-Shave your home telephone bill by going to a 3rd party long distance carrier. They have great rates by the way, with no monthly fee or minimum usage requirements.
-Ditch your cell phone plan in favor of Prepaid. YouвЂ™ll save $20-$30 per month depending on how many minutes you use.
- Every year you should review your auto insurance coverage, and then shop around to a few different companies or sites to see if they can give you something better. One time, I reduced my rate by $500 per year this way. Make sure you check the rates your warehouse club offers if you are a member. Or if you aren't a member, check anyway. A $500 annual savings is worth a $35 annual membership.
-Save a little by using credit cards with a 1% payback, and use your card for everything. The catch is to make sure the balance is paid in full every cycle, or the plan is defeated.
-DonвЂ™t buy expensive cleaners, see http://www.practicalkitchen.com/hint_and_tips/homemade_cleaners.shtml for some good ideas.
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