bluebell
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In Ireland, cheques don't usually have the person's address as well as name and account number. I expect it is the same in UK
Go to a branch of the bank that this cheque was drawn on, and ask them to forward a letter from you to this lady, asking if she had sent it to you in error. If not, what is it for? The bank might even tell you if there are sufficient funds. They wouldn't be at liberty to give you her address, but they should be willing to forward a letter, ready stamped for postage.
Don't cash it yet, until you get some answers. |
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VooDooSoul
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take it to your bank & find out if it's legitimate? |
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Scouse
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I think you are correct to be very suspicious. I can think of some reasons why this should happen but not without a covering letter ever.
If you cash it and it bounces you wil be charged by your bank especially these days so I would not try to cash it until I was certain. If it is genuine but made out to you wrongly you will have to pay it back.
I have a gut feeling it is some sort of scam. i have no idea how it works but it would be possible to have the chequer eturned and use the stamps on it to somehow trace your account. Again I do not know how such a scam could work but you can bet someone else does |
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silverbullet
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Try googling the person or firm on the cheque to see if that gives you any clues.... |
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Al Zymer
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I suggest you do nothing with it. If it has been sent to you by mistake, it can be traced after you pay it into your account. Ask at a branch of the issuing bank if it is genuine. |
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Lily B Talus
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this is a scam, |
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Lilly
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The bank will charge you if it bounces. Can you take it to the original bank it was written on? |
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darcymc
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if you go the the bank it was issued on they can tell you if there is enough money in account to have the check clear
also the bank said they would call this lady and have her call you?
wow thats hard to believe
the check should have on it the persons name and address why dont you look up their phone number on line and give them a call
or maybe the less intrusive thing to do is write them a quick note to ask what its all about |
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winkie 692
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You should forward it to me immediately. |
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Steve L
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The check is probably no good. Yes to all your questions You can be arrested sued for the money plus all bank charges. |
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Cherry Blossom
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It's fake. |
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kaznaid
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Wow! My first thought would be brill then I would get a bit suspicious. First you need to check with the issuing bank that the cheque is genuine.
If it is, then I am not sure if they can give you any details about the person on the cheque.
You obviously don't recognise the name. Until you have checked it out I wouldn't cash it!
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mo3_lys
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dont do anything with it leave it to one side and if its genuine whoever posted it should contact you. these are generally scams so dont get duped into it |
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idk...
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dont take it
return it to the police station. u may even be in the news paper if the sender is caught for sending wrong cheque.. |
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gotmeridindirty
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Sorry to say but if it seems to good to be true it more than likely is! I'm not really sure what would happen if you cashed it depending on whether it's fake or not. If it's fake it'll just bounce, but the charges would more than likely be on the account that it's trying to be drawn from.
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SimonC
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Are you in business? Do you have customers that owe you money? If so do you have a customer with the same name as is on the cheque, or can you work out who owes you £900? Even if not, its probably a legit cheque from a customer who owes you (or thinks they owe you) money.
It makes no difference if the cheque if fake. The worst that can happen is that the bank refuse to take it, or they later take the money back out of your account. This won't be a problem if you don't spend it. But why would someone send you a fake cheque? Check with your bank, but I doubt you will be charged for banking a bounced cheque.
If you bank the cheque knowing its not yours then you could be liable for theft, but if you have an honest belief that it is from someone who owes you then you are OK, even if you later turn out to have been mistaken. Although you would have to pay it back if it has been sent in error.
The person who sent it must know who they've sent it to and why. If they've made a mistake the quickest way to get in touch with them is to bank the cheque and wait for them to ask for the money back. |
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rtfm
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It's a scam. The check is either forged or stolen. Just tear it up and throw it away. |
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Andy H
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sounds b.s, bang the cheque in the bank, see if it clears, iif not, who cares? |
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nikineophytou
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If its got yur nameeful on it then bank it but be car |
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*** Princess ***
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the cheque has to be signed by someone, if it's not it's a fake |
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wine-o
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BANK IT!!!! |
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