 Help please!! Money problems:(? |
I need to make some money by tuesday, i have no one??? please help!
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I have no one to turn to!!... |
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 I need money?!? |
| okaii im 13 and i always feel like i dont have enough money for clothes ect. my dad doesnt really give me that much when i ask so what else could i do besides babysitting ?... |
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 Please advice me on a good way of saving without it making my life a misery? |
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 Which of these two are best suited for my needs Checking account? or Savings Account? read? |
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Asking out of ... |
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 What should i buy with my money? |
i hav £95 and a £10 new look voucher what should i spend SOME of my money on?
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and i am 11 years ... |
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 Im bogged down in debt, any advice? |
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| Should I get a new vehicle? |
I am at a job that is going through a company buy out. I am a supervisor that might not be hired. My 99 Grand Prix GTP needs about 1000 dollars worth of work to make it the perfect car. But I want a SUV. I just got word that this dealership is basically giving cars away. I want to try to get me a 2006 Equinox. My man works and he helps alot I just want a new car. Should I try to get one and if they let me get it should I take it??? Help me please!!!!
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I forgot to say that my credit is jacked up. |
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drunknfaded
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Your only young once.. Get it |
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MalteseLover
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Maybe you could find one with 0% finacing. |
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Rowi
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if you are financially stable to get a new car then do so..if you would be in debt if you got one then don't..it will screw you up |
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cardenas.salvador@sbcglobal.net
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if you really need it yes |
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Rebecca
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For God's sake, DON'T get a new SUV. If your job goes south, and it really could, you would be on the hook for that vehicle for the next five to seven years. If you default on that loan, the Repo is on your credit for the next seven years. Not only that, but new cars have to have full coverage insurance for the life of the loan because it belongs to the bank and not to you until it's paid off.
Dealerships don't give cars away, even if that's what they're advertising. They have to at the very least get out of the sale what they put into it, and for a 2006 SUV, that's around $25k.
If your credit is jacked up, they're not going to deal with you without a signficiant down payment. Oh, the sign says, If we can't finance you, we'll give you $1000 -- the trick is that they CAN finance you, WITH a huge down payment. Their trick is to get you in there because they are counting on the emotional, "I wanna new car" thing to override your logical senses. This is a safe bet for them because it happens every day.
If you really want and need a new car, get a used one. Okay, so it's not as exciting as a new one, but it won't depreciate by almost 50% once you drive it off the lot, you're actually paying for what it's worth, and your payments will be much lower.
Rebecca
http://www.ipowergrfx.com
http://www.publicadjuster.com |
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cosaxteacher
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Personally, I think you should just fix up your current car. After all, you only pay $1000 to fix it up, and that's it for a while. With a new SUV, you're dropping probably $350 a month, which means in 1 year you spend $4200. You also probably get worse gas mileage on the SUV than your current car, so then you've spent more money there too. I would drive your current car until repairs are worth a lot more than the value of the car, or until it dies. Then get a new car. |
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xopinkdragonflyxo
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you said u need 1000 to make it a perfect car. does this mean something is really wrong with it? save your money |
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scottFL007
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It would be foolish to get a new car until you know if you can afford it. But if you want to be poor, go ahead and buy it. After all, you're only poor once! |
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Virginia
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If you are thinking about it think about what if u are not hired when the buy out happens are u going to be able to afford the payments and the insurance on one in come can your man afford it and all the other bills.What if it takes a little longer to find a new job?If he can then go for it if not just wait till u find out if u will have a job to pay for it. |
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educated guess
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So many answers so much time. Can you afford it? Will it cut into your "slush" fund? You know, the money you have left OVER after all of your monthly bills are paid. If it makes a minor dent into the slush fund, then move forward. But, then you have to think about the rest of it. SUV? Gas guzzler probably. $1000.00 bucks to fix the Prix? It's about 2 car payments verses the 60 you will make for about $500.00 a month. Do the math. |
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TMH
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If your old vehicle is paid off and it costs $1,000 to fix, then it is worth it. If you buy a new vehicle, then you will be paying at least $500 per month in a car payment not to mention the downpayment. So, you can pay $500 per month for 5 years, or you can pay $1,000 and wait to see how your job goes.
Don't depend on your 'man' to make the payments. If you can't do it yourself, then wait until your job is more stable and you can afford this on your own. |
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choukaii
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have you heard of this saying:
use it up
wear it out
make it due or do without |
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dm_dragons
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It is ultimately your choice, but my advice is NO.
The first issue is should you fix you 1999 or should you dump it? Compare blue book to the $1,000 repair bill. If the repairs are 50% or more than the value, then stop fixing it. Sell it for what you can which is usually always more than a car dealership will give you for trade-in.
Then get yourself a car that is 2 to 3 years old and beats the blue book. You will thank yourself one day! |
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