 Is there really a way to make money online? |
I always read about it but I don't know if there legit or not.
Any links?... |
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 SMART ADULTS. help.? |
if the father is the only person that supports his wife that does not have a job, with four kids, and his income is 44,000 dollors a year,
do you think if he pays 775 dollors per month ... |
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 Rent or Food? |
| I just got off the phone with a friendgirl and she is having the toughest time financially. My husband and I helped buy her children Christmas gifts because her and her husband couldn't afford ... |
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 I have so me old money from the 1930's and 50's is it worth a lot of money? they are 10, 5 and 1 dollar bills |
can I spend them still? could I go to the mall and shop with them? or should I save them. is it still leagal to use them? thanks!
Additional Details
they say silver ... |
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 When someone is the recipient in a will, but is already dead, does the estate go to that person's family? |
| My father has recently died and I believe has left all his money (less than £20k) to my stepmother, who predeceased him by a few weeks. They were both elderly widows when they married 12 years ago. ... |
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 Is having some debt a bad thing? |
| I am 26/almost 27 years old. newly single after 11 years.... paying rent and bills all byself for the first time. Since the split, I have accurred $4,000 debt. I figure it'll either take me a ... |
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 Would you shop around to save money, even if it's only pennies ? |
| I was always told, if you look after the pennies, the pounds will look after themselves ........... but can you really be bothered ?... |
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 How long would it take you to pay of this debt? |
| About $7000 Credit Card. I don't eat out. And my rent and bills are about $700. I make about 1800 a month. How long you think this will take??... |
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 How can you make fast cash in 1 day? |
| i need at least 10 dollars but im broke now.................... any advice??... |
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 Charges from bank? |
| When you go over your overdraft you get charged, I have been told that banks should not charge this [should only charge to reclaim their losses/get you back under overdraft limit] – is this true ... |
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 What all can you buy for 500 bucks? |
| I have earned 500 bucks and I dont know what do buy with it. Any ideas???... |
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 If i gave you a million bucks what would you spend it on and why? |
| I would go on a million dollar shopping spree! Whats your answser?... |
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 Sould I pay off my debt if the money comes around? |
I'm in the process off receiving enough funds to consolidate my major credit card debt. My plan is to pay everything off in full. Would paying them in full be the ideal thing to do?
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april is trying again! ttc#1 | Should I have a seperate account from my hubby? |
Should married couples split all their bills down the middle and do things seperate? Right now we are behind on a lot (which the hubby blames me for because i have always handled the bills) and his idea is to do things seperate. Realizing he makes more $$ than me (but at the same time he spends more than I do)
Any takes on this? good idea? |
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bxLady
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If bills are split down the middle, what happens when one person comes up short. If one person pays their half of the car note and the other person doesn't, the car company doesn't care. They repo the car and both parties are using mass transit. I say if bills are being paid together, money should be together.(And I make more than my fiance right now) But, I notice men feel differently. Recently my fiance said he wanted to split finances. However, instead of taking his name off of the joint account, he opened his own account (without saying anything) and kept his name on the joint account as well. He wants that much control. No problem though. I will be taking my name off of the joint account and opening a new account and my check will be mine alone. I know he'll have a problem with this and we'll probably break up. Finances is the # 1 cause for divorce. |
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Jeff T
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You should only have a separate account if you are planning a divorce.
Assuming you aren't planning that, here's what you and your husband should do:
1) A couple days before payday, one of you needs to sit down and write out on paper exactly where all of the money is going to.
This job should go to the nerd who enjoys the number crunching.
2) The day before payday, you and your husband need to sit down together for a "budget meeting".
The nerd hands the budget to the spouse.
The nerd then shuts up, while the spouse reads over it.
Then, the spouse makes some changes.
Once you and he both agree, that's the budget for the month.
Before payday, you and your husband are the budget's boss.
3) After payday, the budget is your boss.
Not a dime gets spent by either of you, unless it's in the budget.
Try it for 90 days. If it doesn't work, try something else. |
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andy
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It depends on the couple. If your debts are joint then it will be hard to separate them. If most of your joint bills are home related then combine income to pay these off then having separate accounts for the rest would be ok. Just make sure if you do this that neither of you have joint credit cards or are authorized users on the other's credit cards. |
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mommyof4....#5 due May 1
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I do not personally do this, because I stay at home with my kids. We are both are aware of the bills, my husband pays them, but I am also a part of it. I have a few friends who do have seperate accounts and it works great for them. She makes less so he pays the mortgage,his car ,and a few others. She pays the smaller bills and her car payment, they also have seperate credit cards. They have a joint savings account that their tax return goes to and they both contibute to it monthly (he more than her) for large purchases that could come up and family vacations. They both buy presents for their kids and take turns paying for dinners when they go out. It works great for them they never argue about money. Good luck, I would suggest figuring out a way to pay your past due debts then work out a good system. It does not in my opion mean your marriage is suffering:) |
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Tim
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Some states are community property states, which mean it belongs to both of you anyways. You need to check on your state rules.
My belief is that when you are married you become one and everything should go into the same pot. When you separate things, you might as well have stayed single. |
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v b
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There is no good solution to this.
I would recommend that you take a financial class together and do the bills together--this will get you on the same page and maybe get you caught up.
As far as separate accounts, no biggie (unless you rack up fees due to low balances); I do have a problem with splitting everything down the middle. The two of you will NEVER have the same income and it's a bad idea to have a marriage/partnership where the one who makes more thinks it's their money and they automatically deserve a bigger say in how it's spent.
Each of you should have an allowance (money you don't have to defend to each other and yeah, he can have a bigger allowance), but the rest of the money is BOTH of yours. The basic bills get paid out this share. |
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Flyby
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If you have a joint account then it is usually best for one to handle the bills. If you do split your account then it would probably be better for each to have specific things for which you pay out of your respective accounts. Some people find it helpful to set a certain time of the week or month to pay bills. By paying bills on a certain date it helps to make sure they get paid on time. You both could probably benefit from sitting down together and establish a budget. If one is spending too much it would let both of you see where your money is being spent. |
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kbk823
 |
My husband and I do both. We have a joint account that we pay the big bills out of, and separate accounts that we pay other things out of. We both get an allowance put into our individual accounts, and the majority of our checks go to the joint account. This way we have some freedom with what we spend, but the household expenses get paid first. This way he doesn't freak out when I buy $150 of books, and I don't freak when he buys $150 of shoes (the man has a shoe fetish). |
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sunshinegirl
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My husband and I have a shared bank account and it works fine to us. Only I handle money right now. But, I started working also, so my husband and I will budget everything together now. I am the one who pays everything. My income goes toward saving and credit card payment. So we live with only my husband's income. It works well. It is nice to have a separate banking account, but both of my husband and I are not spenders at all. So I rarely use my checking account. I need to have one for a direct deposit from my work. |
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Antonio B
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What is a marriage all about? 2 people living together as 1.
This is not a financial issue. This is about whether you 2 are living 1 life, together, or 2 separate lives. The more you can live your lives together, as 1 life, the stronger your bonds to each other will become.
The money issue is a good opportunity for you 2 to sit down and discuss the fundamental ideas of what it means to be married.
As a starting point I suggest that you make a list of all your financial necessities, i.e. mortgage, health insurance, food budget, etc.
Pool your money into 1 account. Pay these necessities from that account.
Decide what your savings goals are and save together.
Any major unusual purchase, such as a large screen TV or vacation should be made together, from the same account.
Finally, whatever money is left is discretionary. You will need to decide how you wish to "split" it up.
Personally I am repelled by the idea that the person who makes more gains some kind of right to spend more. I think that in general any large expenditure should be agreed to by both of you. Be flexible with the small stuff. Don't sweat the details. If all the big stuff is taken care of harmoniously then the little expenses won't matter. |
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2blessed2bstressed
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I think you all should have an account for bills only that the both of you contribute to and an account of your own. |
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Starlight
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My husband and I have been married almost 13 years and have always split the bills and have separate accounts. This only works, though, when you make large purchase decisions together and are willing to loan money, and pay it back, if one or the other can't pay something. I will tell you that my husband and I appear to be the ONLY couple of anyone we know who have been able to do this successfully. Everyone else I know who has tried has ended up in huge money fights. |
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