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 How would one make £300,000 within a few years? |
Starting with £6000 that the owner of would not like to spend much of?
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Or make £10,000 a year easily without working at some cr***y place for pennies a week? (£300,0... |
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cause ... |
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Hello,
What Ways have you made money from the internet?
Also Have they ever payed you?
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Cherrs
LittleBoyH... |
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scuba | Should I refinance to pay off credit cards? |
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voluntarheel
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probably not - you are putting your house at risk if you default on this loan. Obviously you have a spending problem if you've racked up so much debt that you can't pay it off in a timely manner. So why would you want to risk your house, too? I recommend reading and listening to people like Dave Ramsey and Suze Orman - they have some excellent things to say on this topic and neither would recommend refinancing for cc debt. Just get serious about paying off this debt, get mad at it, set up a budget and systematically pay those things off (and never use them again). |
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mcmoehring@sbcglobal.net
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Refinance what?
Your credit cards are what is considered "short term" debt.
Why make a bad situation worse by making it "long term"?
Perhaps a home equity loan (not line of credit) with a short (1 year) term.
If you refinance, you'll be paying the interest for that Ipod for 15 years. |
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Adrienne D
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I don't advise to roll a short term debt into a long term debt. |
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Doodlestuff
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That should be a last ditch. I would contact a debt consolidator first. Too many people refinance to pay off credit cards and then build their debt up again! |
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baserunner316
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CONSOLIDATE. make that one monthly payment. then you pay the overdraft protection on your checking account and learn to manage a debit account. |
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moonman
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If it will lower the interest rate, sure. But try to keep paying the same payment. Otherwise, refinancing will lengthen the term that you are paying it off, so in the long run you will pay more interest, even though you have a lower payment and lower interest rate. |
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L
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credit cards charge extortionate amounts of interest. anyway you can pay them off at a lower rate has got to be a good thing. |
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KathyS
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That depends on a few things. What is the rate on your credit cards? I recently took out a modest Home equity line of credit and the interest rate was half of one of my credit cards so along with some home improvements, I paid off the credit card. |
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Tina
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yes. |
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C
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depends on the amount of your cc debt |
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peechie49
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no...go bankrupt |
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