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JeSyka Maree | Should I start saving cash while in High school? |
Im a 16 year old high school student who is in the 11th grade and i have only 1 more grade left which is the 12th grade. I was wondering since 2009 is coming around should i save money for college so i can pay off my debt? Cause i know i will have 2 pay off some kinda debt. I will be searching 4 a well payed job so i can stack up my money from 2009 to 2010 and so on. Because where i live in Ny they will hire a 16 year old like me. What do you think?
If your not going 2 give me a good answer dont say anything
at all or i will say Tu' Madre thankz.
Additional Details
I know the Economy is ******* up but cant i have a lil faith? |
 |
 
kw_realtor1
 |
That would actually be a real smart and responsible thing to do. I am a Realtor, and if I knew in high school what I know now, my credit would be amazing..lol
Save money but don't save money to pay of debt you might incur. Save money so you don't have to go into debt. If you are thinking about going to college the first thing many college students do is rent an apartment, I was one of those students and let me tell you it was a waste of money. If I had to do it over I would have save money to buy a home while I was in college, I would have gotten roommates and they would have been paying my mortgage....That would have been a great investment.I wouldn't have been throwing my money down the drain.
Second I wouldn't have gotten as many credit cards as I did, totally ruined my credit.
Save money to pay for things you might need in the future, things that usually cause people to go into debt such as student loans, cars, rent, etc.. Make sure you keep your credit score as perfect as you can keep it. |
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Angel
 |
By all means, start saving young. Smart girl. Put your money in an account like ING, you know the Orange guy that says, Save your money. You do save better there because you tend to not touch the money as easy, plus they don't charge all the service charges of most banks. You go for it girl. |
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Mel :)
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It's a good idea. I did that in high school, and it at least gave me some spending money in college. |
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ibu guru
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The more you save, the better off you will be. The sooner you start, the better off you will be. You've left this awfully late since you are already a junior, so you are going to have to squirrel away every cent.
Do not count on getting student loans! Last spring, only one tranche (out of 15) of the bonds that provide the money for student loans was sold. With the meltdown of the economy, financial aid is getting scarcer than ever and more people need it. There is NO way you can borrow enough to pay for college.
You and your parents are going to have to come up with all or nearly all of your college costs. Average cost for 4 years (as of last year) = $250,000 (tuition, fees, books & supplies, room & board, etc). It is time for you and your parents to sit down and have a long talk about college finances, develop an action plan, and get to work putting a lot of money together very fast. |
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LissaLiz12
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I think it would be a very wise idea to start saving money. I'm currently in college, and I work along with taking classes. This money does not go towards my loans, however. I use it to pay for gas, food, extra fun expenses, etc. I also save money over the summer, but tend to use it along with the extra cash i get at my school job. College is expensive! I wish I were as smart you when i was your age!!! |
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benjamenfarr
 |
I think you should defiantly start saving money as soon as possible. Saving money is the best thing a high schooler could do. The best way to do it, right now would be to open up a savings account with an online bank. They are very easy and have huge interest rates. The two best are www.ingdirect.com and www.hsbcdirect.com. These are both great sites and are insured with the FDIC. Etrade.com is also a good one. Bottom line, Save as soon as you can. If you have a question on how much to save, I have an easy way to figure it out. Email me |
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Katie B
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well yah its a very good idea because it will get you ready to move out live on ur own and go to college if you want to. and plys the sooner you start saving money the smarter you will be with it. if you dont start soon then when u get older you might start blowing ur money when u really need it |
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dman
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Your parents should have had safe money for you before you where born. |
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grand lake bum
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In this economy you can forget about saving any money, it will be paycheck to paycheck. Trust me on this one. Sorry to shatter your dreams. |
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JoeSki
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Yes saving while still in high school would be a wise decision on your behalf.
Only if you can afford to do so.
the website below will give you some cool statistics and facts about saving money at a young age.
hope this helps.
happy saving! |
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spidermonkee624
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Saving money is always a good idea. If you find a job (and good luck!) you should try to set aside part of your paycheck for the future. When you are in college you will probably take time off work and need cash to tide you over. And when you get out of college you will need even more money! Save as much as you can. |
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bm
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Saving up now would mess up student loans and they might not give you enough. It all depends on your situation and not enough information is given... Money for college should already be there but unfortunately some people just don't have it. |
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n_louis@ymail.com
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Yes, cause a lot of people run out of money after college. They end up spending the rest of their life paying their student debts. So, if you start saving now and don't touch the money you can put in certificate of deposit. That way you have at least a little money for college. |
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