 Do banks have ATM cash withdrawl limits? |
I took out $300 to go on vacation out of my ATM, on the same dad my husband took out $300. (almost at the same time - at a different bank branch ATM).
Are there no limits?
Has anyone taken ... |
|
 How do I stick to an eatting out budget of $45 a month? |
| I'm trying so hard to cut down on eatting out to $45 a month for me, my husband, and son. Do you have any tips? We all pack our lunches. Somestimes we're so tired to cook dinner we eat out.<... |
|
 What's best way to make money from home? |
| I am jobless and need money fast. I need a fast way to make money (online?) that doesn't require monetary investment in the beginning.... |
|
 How could i get aloot of money quick? |
| i am only 13 so i cant really get a job or rob a bank or anything... but what is a good way to earn a lot of money quick??... |
|
 My fiance says he loves me but makes me feel guilty about my money that i have? |
| he has a huge debt from his divorce(he chose to give her everything) now i have never been married and saved all my life(36 yrs) and have about 100k.he asked me awhile ago to pay of his debt and i ... |
|
 Bank Error in MY favor!? |
I woke up this morning and noticed that the bank made a $2,200 bank error in my favor. I know it sounds like a monopoly game, but it actually happened to me.
I know , I know what I should do ... |
|
 Brink of recession - what does that mean to me and you? |
Being on the brink of recession, what will this mean to the average man in the street?
From the unemployed, to the working class, the wealthy and business, how will it affect us all?... |
|
 Got letter today asking for a 13 year old debt to be paid. This is the first letter i have had. Do i still pay |
| The letter i received was from a debt collecting agency telling me to pay in full within seven days. I heard somewhere that if you receive nothing about a debt for six years then you do not have to ... |
|
 Anyone know where I can get a LEGIT loan? |
| I am recently lost my job, however I do have income from my boyfriend, but I have horrible credit. Does anyone know where I might be able to get a loan?... |
|
 How to make quick money? |
| I need 50 dollars before October 20th. How can I get it? I am 13, I live in the middle of nowhere with no neighbors. How can I earn that kind of money quickly?... |
|
|  |
Nicole S | Should I take out a LOAN? |
I am having definete money problems right now. My husband and I just bought our first house, and it is such bad timing!
It seems like we just keep having bad luck lately....his truck keeps breaking down, and just little things like that. Plus, I am trying to work on my career as a mortgage broker/insurance agent, and its hard because I am just starting out. I figure within three months we will be just fine with money, but I think we need to take out a loan to give us a boost!!
We keep getting letters in the mail saying that we are approved, and I am not sure if I should do it or not!!!
I really need the money though.....I dont even have any career clothes to wear to work....Im basically wearing the same pants everyday!!
AHHH!! |
 |
 
Memster
 |
If things will be getting better soon, just try to wait it out. Loans will get you in way over your head with another monthly loan payment plus interest. The letters you get in the mail that say you are "approved" are letters that we ALL get. Once, I got a letter that said I was approved for $1,500.00 and when I called about it they did a credit check and said that I was denied. Another one said that they could loan me $800.00 but when I called about it, they said the best they could do was only $150.00. These letters are usually meaningless. Try to cut corners the best you can. If the truck is a big expense, look into trading it in for a better and cheaper one perhaps. I am sorry, I am in the same boat with you until my job begins in December. Hang in there and please don't take out a loan. You will regret it in the future. |
|
Lily S
|
Nicole dear my advice would be NO if you are not starving or freezing and you only need a couple months DON'T DO IT DEAR!
Try instead to work with utilities to put you on a budget plan and check out yard sales or thrift shops for a few things to wear. It just does not sound like a good idea - especially to be tempted by the mailings. Many Credit companies prey on couples like yourself and once you are in it is very difficult to live without their money.
Best of luck! |
|
happy chappy
 |
stick it out without a loan if you can as its easy to get one but harder to pay back seems as though you are paying twice for something. don`t borrow unless you really have to but think seriously before you do |
|
kimjoey
|
Yes, I did and it has helped, as long as you pay extra on your bills so that incase you are not making it like you thought you were you do not have to worry about your bills. If you are going to get a small loan be sure you can make your payments on it. |
|
Alexis
 |
no try not to. |
|
kurtis k
|
do u not no wat those ppl do??? they steal your money tilll your dirt poor then expect u to pay |
|
Kanesha J
|
no. i think you'd rather struggle. i know you don't want to end up owing them more money than they'd loan. they charge high rates of interests |
|
MarieMN
 |
Loans can be helpful at time. But if you really will be fine in 3 months I would try to wait. The amount of interest and the increase in monthly payments may not be worth it. If you were to take out 5,000 your paying 2-5 years paying that back. If you miss payments that effects your credit. So in a year you may look back and be like Why did we even do that. You can always buy clothes at the Good will or Salvation Army. Although not the most stylish you will get good clean appropriate clothes.
However if you need the cash bad and your credit says your approved and you get your hubbys car up and working and new clothes plus a nice little lump in the bank for just in case. In 3 - 6 months you can pay it all back and that will help your credit alot. And then you will also feel better now and your confidence will transfer into you career and that is AWESOME! Good Luck |
|
Julzy
|
do not take loans |
|
Ricky K
 |
I don't believe taking out a loan is a good option. You will only be putting yourself in more debt. If I were you I would just stick it out. If you have to wear the same pants every day thats what you have to do......just make sure there clean. Good luck. |
|
strfait
|
Stay away from the loans and credit cards that state you are pre-approved. They are BAD news.
I would suggest to get a line of credit from your mortgage company. That way you pay back only what you use.
I am an accountant. I hope this was helpful. |
|
Jer$ey Girl
 |
Not really |
|
Mel
|
You should only get a loan if you know for sure you will be able to afford the monthly payments.
And if you do decide to get a loan, go through your bank. These letters you get in the mail, are from companies that rip off people, they always have very high intrest rates.
Good Luck!! |
|
voluntarheel
|
You learn a lot more by struggling a bit. You also appreciate what you have more when you finally get on your feet. Just cut back on your expenses - don't eat out, brown bag your lunch, etc. It's only 3 months!!! You'll make it. |
|
pureevilpopstar
|
Why don't you and/or your husband get a part-time second job until you get caught up? If you work at a clothing store you'll also get a discount on clothes. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
15 | 27 minutes(s) ago
| | | |
15 | 49 minutes(s) ago
| | | |
1 | 1 hour(s) ago
| | | |
15 | 6 hour(s) ago
| | | |
15 | 7 hour(s) ago
| | | |
15 | 2 day(s) ago
| | | |
15 | 4 day(s) ago
| | | |
15 | 6 day(s) ago
| | | |
15 | 1 week(s) ago
| | | |
15 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
