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 I need help to get a loan?
I need a legitimate business or individual. Please do not ask me to send money in advance of a loan. I have been scammed so many times, I am broke, bills past due, my wife is out of critical ...


 What happens if i write out a personal check--but there are not enough funds in the bank?
...will the person still get the money (but leave my account negative)?

or will he NOT get the money?

also, what is the difference between an NSF fee (non-suffecient funds) and ...


 Cheap rich people,what is their problem ?
Sometimes I see them at Wal-Mart,K-Mart,and BigLots just looking for the cheapest prices.
One of my co-workers mother in law buy her clothes at Sally's Army and got kicked out of there one ...


 If you were givin 50 thousand dollers right now how would you spend it?
...


 School loans v. car payments v. 401K?
I have 2 different school loans, one is at 7.2% interest rate, the other is twice the amount with a 2.8% interest rate. I've been paying about 2-3 times the minimum every month on the higher ...


 How Much Money Should a 20 Year Old Have Saved Up?
I'm 20 and running a web design company. I was just wondering how much does the average 20 year old usually have saved up?...


 Social Security Benefits?
I just recieved my Social Security Statement telling me what my benefits are as of my last years earnings. This may sound stupid but is there a way that I can cash out my earnings now? I am a ...


 How to make money online or easy money in the Philippines?
Hi, just wanted to know if there was a way to earn money online in the Philippines or if there was any other way to make money fast because of certain troubles. thanks
Additional Details
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 Is this email a scam?
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United Kingdom,

REF:UKL/65345543-98666
BATCH:2007UKL-01.
WINNING NOTIFICATION:

We happily announce ...


 Can two people survive w/ $60 only for a week?
One stays at home (unemployed) and the other will go to work from Tuesday-Friday (thank God there's no work on Monday).
Additional Details
All bills had been paid, including rent ...


 Has anyone dealt with pivotal payments before?
...


 What's the shortest legal way to be a Millionaire ????

Additional Details
Answeres from Millionaires are preferred if they have time to do so ;-)...


 Im in really bad debt and feel it is all getting worse i just?
cant seem to get a hold on my finances and i never have any money to do anything, im in serious arrears with everything are there any sites or anything i can go on?...


 Is $2000.00 a considerable payment on a credit card?
i owe 5500.00 on my visa and was wondering what the payment of 2000.00 would bring the minimum payment down to. the visa has an interest rate of 18% or do you think i should save up to 3000.00 then ...


 Money problem, please help?
Well, maybe just some advice. I am a mother of 3, all under the age of 12, and like everyone has at one time or another, i'm sure, i'm having some financial difficulty right now. Long ...


 How can i earn money online?
...


 A friend lent me money 7 years ago...please read....?
we lost touch shortly after. I found her. How much should I pay back? It was $100....


 How come all the rich ppl say money does not buy happiness.?
Can someone give me or lend me a miilion pounds so I can check this theory for myself or do they tell lies....


 I need a debit card, but can only get one by opening a checking account. Please read on for more info?
I currently only have a savings account. My roommate pays the bills and I just give him cash at the end of each month. However, I'm going to be doing a lot of traveling in January and will ...


 If I offered you payment of $100 or $3 x 4³ which one would you take?
...



kindafun2000
Should i pay off credit card debt or save for a down payment on a house?
                     
 




kmcpmgoodson
Rating
You should ALWAYS focus on paying off high interested debt before you consider using your money for anything else because you simply get more benefit from it by doing that. There are programs that will put you in a house without a down payment. I would recommend getting into a house as quickily as possible as home ownership is the best way to build wealth.


addison verbena
Work really hard to pay off credit card debt. Cut up the credit cards. Pay extra if you can even $15. Even if you saved enough money for a down payment on a house,and you still had a high credit card debt you probably would not get approved for a mtg. Unless it was at a high interest rate.


sxybaby90
Rating
Yes you should pay off credit card debt! Then later when you have enough saved up then you can put a down payment on the house but it would be better that you get out of debt otherwise you would be risking alot.


Frank Castle
Rating
Transfer your credit card debt to a new 0% "Introductory Rate for the First Year" Card and then you can Save for a Down Payment on a house.


frodo
Rating
Look at the interest rate you are paying on the card. If it is greater than the price increase on the homes in your area, (and that's usually the case). the answer will become obvious to you.


jishmael
I recommend that you pay off the debt, as your interest will only get compounded and increase dramatically over the next few weeks.


glavendale
transfer your credit card debt to a 0% APR offer and pay that thing off quickly then will be easy to save for house


linkUS
They kind of go hand in hand. Save all you can for a downpayment on a house while staying away from the credit card trap. That way you will be able so you can make the house payment after you buy a house. Discipline! tftp


Isabelle
Pay off your debt otherwise your credit will be affected and some banks will not give you a loan to purchase a house anyway. And a bad credit might deny you having a merchant to replace a roof or anything else...
Have heard a term about that :"being house poor"....spending all your money on your house whilst struggling for everything else.


Zoila
That all depends on how big is your debt. Perhaps pay half of it off and then start saving for your house. House prices are getting more and more expensive and you're waisting money instead of investing it in a home that will eventually be worth money!


my_first_love_85
Rating
I suggest you pay off credit card debt first, because if you do you will be able to borrow a lot more money when you do shop for a home loan. Good Luck!


Lady Death
Rating
Use your credit card for the down payment. Then get a Home equity loan to pay the credit card...


Confused and desperate
Rating
Definately pay off your credit card. If you never pay it off, you'll never be able to save up for a down payment. High interest adds up and you'll never be able to get out.


zadey1
you should pay off credit card debt, if you have bad credit you might have problems when you try to buy a house.


simryan4
Rating
Real estate is not appreciating at the same rate as credit card debt charges you. Pay off all of the debt first.


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