 Making money at my age (14)? |
i live in texas, and the legal age to work in a store is 16.
I cant babysit; I have no neighbors with little kids, and I dont want to mow lawns. Is there anything else that I can do? Are there ... |
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 I need money, and I'm only 13? |
| I'm thirteen and I have no clue how to make money. I'm too young for a job. My dad doesn't give me money. No one gives me money. But, I need money. I don't know what to do. S... |
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 Can I acomplish these things in the next two years? |
I am 25 years old. I have been thinking of the future and here are some of the things I would like to do.
-Get buff
-Travel to Japan
-Buy a house
-Get married
-Honeymoon in D... |
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 You can't file bankruptcy on student loans,what way is there to get Reid of them? |
| I have 5 kid's and there's never a nuff money around to even think of making a payment,and here pretty soon thier going to be on my wages and then won't even be able to ... |
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 Did anybody else had a bad day today>? |
| Today I had a bad day at work.. I work as leasing consultant, is very stressfull ... I came home bursting into tears.. If I dont make the 60 k quota from the month.. im fired.. I need this by the ... |
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 I'm 14, how do I earn $200 in 8 week holidays? |
It sucks.
I'm in the time were you're too young to get a real job but too old to do stupid jobs (cleang cars etc.) for parents.
I need to earn $200 in 8 weeks. I'm fit, ... |
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 Credit card debt problem, Help? |
| I am very embarrassed to say once again, that I have fallen into credit debt to the tune of £35,000! Two years ago I took out a loan with my mortgage company to clear one set of CC debts. Two years ... |
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 Ways for 13-year olds to make money ($300)? |
| Other than selling stuff on ebay? It is for the parents, so it can't be from the parents (can't work for parents, etc.)... |
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 Honest ways to make extra money? |
| I am at home a lot because I am disabled. I do bake breads and sell them on occasion, but I need something that will create more money for gas, shopping, and bills. Any good ideas?... |
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 How old do you have to be to get a mortgage? |
Additional Details
(in UK)
i am 18 in 2 months and im in a secure job but only earn £150 a week. would i be able to get a mortgage?... |
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 How do I get out of debt? |
| I am about $200 in debt to my bank and then I have about a $700 rent that needs to be paid, before the end of the next week or I'll get evicted. I have to pay a lady $220 because we were ... |
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 Have you ever been scammed? |
| If so, how did it happened?... |
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| Im looking to get a personal loan? |
| i need a loan of about $7,000 i have bad credit and i have been looking for a while and i have seen the scams out there so i dont want nothing where there asking for money up front.... |
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 How many of you would stay at a job that doesn't pay much instead of finding bigger and better money and why? |
| also this job may only pay minumum wage but you get along great with everyone there,they work with you with no hassel when you need them to,and you actually love the work you do,would you still go ... |
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Mephisto | Should we allow the Government to bailout the homeowners that borrowed more then their net worth? |
I am talking of those who borrowed more then they earn or remortagaged their homes to buy a 2nd b4 selling or for renting. Those who failed to plan for such an event.
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I have lived within my means for over 10 years and have debt of 10% of my net worth, owe 35K on a 90k home & 3k on a 12k vehicle by paying 1.5 of my mo. installments. We still take our 2 wk vacation by planning, however the fuel price did hurt our holidays, however my debt is the same. Still have 2mo worth save up for emergency use - Burned Once in Debt - Never Again.
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We are talking of our tax money & a tax burden on us for something of which WE own nothing nor had any part in. We are talking a tax burden in the future if the bailout goes thru..
Additional Details
Foxy, If I lived in a trailer home, I would not have internet - well maybe.. you just gotta look - currently I see homes at 100k - nice homes to, hhmmmm... not for me.. |
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TaxGurl
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Nope. I believe in personal responsibility. It is not my fault these people signed things without fully understanding the consequences. I'm still renting while I pay down my student loans and build my downpayment for a home. I'd love to buy a home but I want to make sure that I'll be able to handle all of the related expenses before making that jump. I don't think I should bail out these people who got greedy and bought more house than they could afford.
I know that people are saying that it was "predatory lending" and there is some truth to that. These banks should have disqualified many of these loans BUT the buyer signed the paperwork and that is ultimately where the responsibility lies. If they can't afford the house, then they should sell it and move to something they can afford. Period.
I would like to see more free financial basics classes offered at community centers in the future though. The people who are targeted the most are often the least sophisticated when it comes to financial matters.
I see this used car company advertising on tv all the time. They try to push SUVs and higher end brands onto people with bad credit. It's like: we don't care if you have bad credit and can't afford this, you NEED a hot ride.....which we'll help you finance at a ridiculous rate. When you fall behind on the payments, we'll keep whatever you did pay us, repossess the car, and resell it to someone else in the same financial shape.
I think these car companies and home lenders did appeal to the emotions of the people which is a little dirty. But if you don't understand what you are signing, don't sign it. If you know you can't afford it, don't buy it. Don't spend money you don't have. Learn the difference between needs and wants. As a taxpayer, I'm not willing to bail them out for not doing their homework.
I've worked hard to dig myself out of the credit card debt I racked up while working in a low paying job and putting myself through school. At the time, I told myself it was unavoidable school expenses or that a little retail therapy was ok because I was working so hard. Total crap! When I think of all the interest I wasted, it makes me sick. The student loans were a necessary evil to finish the degree but those have been consolidated to the lowest possible interest rate and I always pay a little extra on them. I drove my (paid off) car for 11 years until major things started breaking and it was no longer cost efficient to repair it. I take care of my finances, I expect others to take care of theirs.
Sorry for the long rant but this question just got me going! |
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smartsassysabrina
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No way. People need to take responsibility for their actions. "Predatory lending" is a term made up by socialists who think we can't take care of ourselves. If you dug a hole, you climb out. Taxpayers shouldn't hand you a rope. |
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oooooolala!
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I agree with you. No way!
Why should we be saddled with their debt? What would that teach them? It would teach them to do it over again. Talk about a downward spiral heading nowhere.... Finally, where does it end?
Many people (like you) have learned by getting into debt too far and having to dig their way back out. (Good going! :-) You are right. It starts with personal responsibility with our own finances. If *everyone* was responsible, we wouldn't be in the mess we are in this country.
All of this goes back to a basic lack of financial education/understanding. And yes, the lending companies were greedy and took advantage.
However, this country was founded on the principle of personal responsibility. What has happened to this? Now we act like no one is responsible for *anything bad* and that we are all children and the government is our parent. Pitiful....
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STEVEN F
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I don't think the government should bail out ANYONE. The term used by economists is "Moral Hazard". This basically means that if you don't allow people to suffer the NATURAL consequences of their bad decisions, they tend to repeat them.
Note: Government shares the blame for the sub-prime mess. They pressured banks for NOT making these loans to people that could not afford them. This increase the number of bad loans made. |
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falcon
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No. |
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Fox Mulder
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90k home? Wow where do you live, the backwoods of Mississippi? Or just in some trailer somewhere?
You do realize that most homes nowadays go for 300-600k, right?
Who out there has a net worth MORE than what their house is worth, at the time they are buying it? (typically younger people or middle-aged working adults) No one I know.
If they DID make more or had a net worth more than their house, they wouldn't have needed a loan in the first place. That is the whole funcion of a mortgage. The problem is the lending practices, the penalties for late payments, etc. |
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Jeff
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You are 100 percent correct in you assessment and I agree; however it is not the sole responsibility of the borrowers. The lenders are at least half at fault if not more. They know that they were lending money to people that could barely make the minimum payment, and any increase in the interest rate would do them in. They also knew that the perspective borrows couldn't get a fixed rate at a decent percentage do to poor credit history.
Here lies the dilemma, if bought out the tax payer pays for it. If foreclosed the owners are homeless and the tax payer again pays for it. The money grabbing banks and other financial institutes should pony up and pay for their mistake of loaning money to people who could not possibly pay it back. |
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linda
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No. They the buyers made this decision knowing what the payments were and how much they made in income.
Make them be responsible for their own decisions. |
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donald e
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i agree with u 100%, financial situation is very similar to urs, and all we are doing is mortgaging our children and their children, what is going on isnt a rebate or a stimilus package, lets call it what it really is HANDOUT. LETS SEE FANNIE MAE AND FREDDIE MAC BACK THE MORTGAGES AND PART OF THE NEW PACKAGE WILL BE LARGER INCREASES THE LIMIT NOW IS 417000, I HEAR ITS GOING TO 700000, HMMMMM NOW IF MY MEMORY SERVES ME RIGHT THE TAX PAYER FUNDS FANNIE AND FREDDIE SO WHO PAY WE DO, I AM A LIFE LONG REPUBLICAN, BUT RIGHT NOW SHOOT THEM ALL, THIS IS THE ROAD TO SELF DESTRUCTION, AND SOONER OR LATER SOMEONE WILL HAVE TO PAY THE PIPER. |
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Hello
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Simply, no.
Individuals and mortgage companies need to take responsibility for their poor decision making. It is not the government's responsibility to bail out those people who shouldn't have been purchasing a home they knew they couldn't afford. Or the mortgage companies for taking loans from high risk individuals simply b/c of greed. This current mortgage crises really speaks to the core problem of American society. Which is that people do not want to take personal responsibility for their failures. It is without a doubt a cancer in our society that continues to erode our withering core values and ethics. |
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Prof. Dave
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No the fact is these lending companies are the ones to blame. They chose to allow people who are high risk take out money. They should have to pay for it (the lenders and the ones who got the loans) It is unfair to make the US taxpayer pay for other peoples mistakes. They the lending companies should have known better than to allow these people to get that much money. Now, these people can not pay it back, well then they need to sell their homes they can't afford, or get a second or third job and start paying back the money. The people who got these loans are not the only ones at fault here, the fools in the lending industry are also just as guilty. |
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RANDALL M
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Absolutely not. I agree with you. Why should the burden of this bailout be placed on the taxpayers who know don't get in trouble. I am not debt free but I surely don't expect anyone to bail me out. I fluctuate up and down depending on family circumstances. But, I will eventually pay off what I have created. I certainly wouldn't over-extend on my mortgage. I think the brokers that let these people put themselves in this position should be partially responsible as well. They are just as much as fault. It's also affecting my property value.
We all suffer. |
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Sly Fox [King of Fools]
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I will make this short and sweat.
I personally think that many people and those of government should try a little harder to understand the meaning of the word Society! |
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lpkruger
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I don't like it but I have to answer yes. The people who overpaid for their home should have to pay for their mistakes I agree, BUT the problem is that everyone else would have to pay for their mistakes too because it makes the global economy crash. There has to be a bailout to prevent another great depression where lots of innocent people get hurt. |
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Ranjeeh D
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No. In fact make the immoral greedy lenders cover the shortfall, as it was their own greed and poor judgement that allowed it to happen. |
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Misty Blue
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Well you allow your government to do some pretty atrocious things why complain when they want to do something benevolent. |
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Steve C
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clearly your going going after the wrong people....
the goverment already spent billions to bail out the banking institutions that lent these people money. They were the ones that basically defrauded the consumer and the government. It was corporate greed, not joe consumer.
and yes, they used our tax money to bail out the corporations.... namely Citi lending group.
Everytime a bank gets in trouble the Gov bails em out... with our money.... everytime Joe Shmo gets in trouble... they throw the book at him.... its BS |
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Alexis B
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Use the tax money to stimulate the economy and create jobs. Subsidise education so people don't start their lives with a multi-k debt. |
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