 I need a $5000 loan, but have no credit and only make $300 a month. What do i do? |
My car died and itll cost $4000 to replace it. Problem is, my car is only worth 5000, so i wanna get a used car--that isnt broken.
HELP!... |
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 Has anyone ever noticed this? |
| A roll of regular toilet paper has 197 sheets per roll if you buy a 12 roll pack for $4.00 - $6.00 depending on the brand. You are only buying 2364 sheets of tp. A roll of regular scott tp has 1000 ... |
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 I received a cashiers check from a bank, do i put it in my account? |
| I received a cashiers check from a bank, do i put it in my account? the bank says i won this blank amount of money and must be deposited into my bank accont and please contact my claim agent to ... |
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 Why do some banks intentionally let people overdraw their checking account with a debit card? |
| My bank claims they will not approve the transaction over your account balance and any overdraft protection that you may have. I just can not see why people get overdrawn that just use debit card ... |
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 What is the best way to get out of debt when you are drowning in it. No option for credit.? |
Additional Details
I have five kids and my husband and I work full time. I adopted four of the kids that were abuse by their natural parents. The state waited so long to give funds for ... |
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 How can I make some money during the summer? |
| I am thirteen, during spring and fall i make some money by reffing little kid soccer, but have no idea on how i can make some extra moneyduring the summer.... |
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 I'm being sued by a friend for $2000 but no contracts or agreements were made, should I worry? |
| Hi guys, so my friend let me borrow $2000 last year, we did not make any contracts or agreements. As a good citizen I told my friend that because of my financial difficulties at this time I would ... |
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 Will somone please donate 250,000 dollars to me? |
| I have a job! I make about 41,000 a year. Its not much after your wife takes everything and your parents go broke because the housing maket for sellers turned to crap. They manage to keep it all ... |
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 What is the quickest way to earn 50 pounds a day legally? |
| I just need any work for a couple of months but don't want to apply for any permanent positions because am waiting on another project. Fast learner, excellent management skills will turn my hand ... |
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 Would you consider this retired couple to be average, well-off, or very well off.? |
| They have no mortgage, no debts and an income after tax of £500 per week from pensions and ... |
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 Can I borrow $5? |
| I need to buy a pack of cigarettes....... |
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 What should I do? |
| I am a BIG money spender. Once, I have saved up 20 dollars for some hermit crabs, and I blew it on 2 stuffed animals! Right now i'm saving up for a guinea pig. But I found lots of cute clothes I ... |
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 Is this worth anything? |
| I have a 1971 penny with a "bite" taken out of the edge of it. The bite is a circular slice out of the coin at the 8 o'clock position looking at the obverse side from where Lincoln... |
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 How to survive on a student budget? |
Additional Details
what do you mean and? like how to cut food costs low and clothes spending?... |
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 Where can a 16 year old work that pays a lot of money? |
hi,
i am 15 now but i will turn 16 in 30 days and i am looking for a job that pays a lot because i am saving up to buy a car.
and if that helps i like and i know a lot about cars...
... |
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bella224me | Should you have a joint account with your spouse? |
Should your spouse moniter every money move you make in the banking account?? |
 |
 
Tyler H
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You should have a joint account because when you become married, you become one. It isn't so much that you can spy on each others spending, but it helps to be able to put all the money in one place. This way it doesn't become "my" money and "your" money, and "my" bills and "your" bills, it becomes "our" money/bills. It makes it soooooo much simpler to have it all in a joint account for making a budget and paying bills. My parents do it this way and it works, but they both each have their own checking accounts where $25 or $50 (i don't remember which) a paycheck goes to that account, and they spend that money on whatever they want. |
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brown one
 |
yes, someone has to keep track of money flowing in and out of house to keep everything insync unless you have money to toss out |
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~*Bubbles*~
 |
A joint checking and/or savings account with your spouse is a good idea. It makes sense for paying bills, family purchases, etc. You should still maintain your own personal accounts, though, for personal purchases, rather than things for your family. It makes things less complicated so you won't run into the problem of "YOU spent OUR money on THAT?" However, joint accounts should not be used to monitor each other's spending or try to control each other. While it is practical, it isn't about spying, it's about sharing. |
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je t'♥
 |
Yes. When you get married you become one person, not literally of course. Your stuff becomes your spouse's and your spouse's stuff becomes yours. If you have separate bank accounts, one could sneak around easier and you wouldn't really be 'one person'. They don't really need to monitor your every move, but they should be able to have access to stuff like that, just in case. |
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kenjinuk
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your planning a life together, you can both make credits and take withdrawals and you can see where the money goes. Keeping separate funds seems like your not ready to trust one another. Unles of course you dont want to share and plan to leave in the future!
You can have any number of accounts, it might help to make standing orders, direct debits all go from one account and have a monthly payment to this account, so that it never goes overdrawn.
If your self-employed you might need to have separate accounts, chat with your bank manager or accountant first. |
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Mom madness
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Only if you are both diciplined enough to check and balance with eachother. |
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C. Donahue
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It's all about trust. From a financial stand point I would keep them separate and have a joint. Then, you both have assets to your names in loan situations ect. |
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AB
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It is more of a matter of trust. Are you nervous your spouse will find things he wouldn't like? If there is trust, why does it matter if the accounts are joint or separate. My fiance and I have separate accounts, but I have full access to his account and vice versa. If you're so worried, why don't you open a joint count that pays for all of the bills and expenses, then each have a separate account with spending money for the month? |
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johnlee1049
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sometime couple have there own checking or saving account alone with joint account, it depend on the couple if they want that |
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hunter_bug_4me
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Please, please take my advise!!! I married what I believed to be the most perfect man for me...we shared a bank account...he drained it...we got seperate accounts...he ran out of money and couldn't pay his half of the bills...I made him direct deposit his paycheck into MY accout....I left him after recooping my money!!! So please becareful that your spouse is not a gold digger. |
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?
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Get your own account and share the bills each month. This is better in Case of a breakup. And for your credit rating. |
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Funnygirl
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We tried to have a joint checking account and it isn't working out. After tens yrs of marriage we have decided to get seperate accounts. I prefer to save money and he prefers to spend it. I feel having two seperate accounts will make us come to the table and discuss our budget together instead fighting about it. Once bitten twice shy..... |
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