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 Someone is taking money out of my bank account and no one is helping me. What do i do?
Yesterday i noticed on my online statement that someone withdrawled a penny from my account. I wasnt worried much about it because it was a penny, but it still felt fishy, so i called my bank service ...


 I spend money compulsively, how do I stop?
If I have any money at all, I waste it on stupid stuff I don't need. I try not going out to stores and stuff, but then I end up on amazon.com or some other site using my credit card. I even ...


 One million pounds....?
I have a spare one million pounds, what would you be willing to do to get your hands on it? Sensible answers only please
Additional Details
I have billions of pounds to do with what i ...


 Why does money make us happy?
I love shopping and going places that cost money. Why are all the crap things free like ducks yet good things like the cinema costs money
Additional Details
no offence to duck heck ...


 Should I have to Pay?
I was eating spaghetti outside and my neighboor just threw a pile of grass in my food, i didnt do anything she just did it cause her sister pretended to do it as a joke, she knew it was but did it ...


 Does anybody find it wrong that rich people get richer by basically putting their money in a bank?
I find it slightly wrong that people who earn a normal amount get a bit 4p interest from te bank a year (after they've took off all the interest they've paid TO the bank off!)

YET...


 If you had $100,000 how would you use it to make money?
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 How much money do you earn weekly?
...


 I'm fed up with HSBC and their bad customer service. Thinking of switching to Nationwide. Any good?
...


 How do I really make money on the internet? No, I mean really?
No wait, before you answer, I mean actually really? Not 'make money on the internet now!' nonsense, but really? Please only reply if you're actually doing this successfully and not ...


 What do you think is the best and easiest way to make/save Money??!?
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 Can u use a debit card to purchase stuff online?
cause i just got my debit card and i really want to buy stuff online but i dont know if i can plz ...


 Does anyone have any good money saving tips.?
Thank you for your answers.
I have decided as of now I am going to be a penny-pincher.
Why not??...


 Is a stimulus check good?
...


 Can teenagers buy a money order?
I want to get a money order so I can get something off the net. My parents don't want to pay for it so yeah.

Also the product is 12.39. Can money orders be exact like that?...


 I have had offers of money from abroad nigeria but have to pay fee?
can anyone tell me if this is real or is it a con and dont want to give bank details until i am ...


 How much should my son pay to live at home?

Additional Details
He is 20years old, with a pay around £180.00...


 Does it cost money to have a yard sale?
I need to donate money to my family but does it cost?...


 Is this really a scam?
I always see the infomercials on the television about the government giving free money for people who need help to pay their bills and start small businesses,and so on. Has anyone ever tried to buy ...


 What is a money order ?
I'm thinking of purchasing products online from the apple store and plan to pay with a money order. I don't own a credit card, and have no intention to for a while to come. What are the ...



Den
Spend or save?
Lets say it is pay day, what do you do with your money - spend or save it? if you save it how much do you save?
                     
 




Smilin'Bob_ The Enzyte Guy
I pay myself first........

Compound interest is a wonderful friend to have......


theoneandonly
save a little and spend a little


Ilya S
I spend half on bills (house, car, phone, cable... etc), spend a quarter on maintenance and upgrades for the house, save one eighth for my 401k and savings. The rest goes to life (but I need to cut down on life a bit to live better). The solution is always make more money than what you make now, so that way all of your savings and spendings become a smaller hassle.


komolatiger
i would save it for the future, but if i want to spend some, i guess it depends an how much you get, but i would say about 20% of it goes to spending and the rest saving.


angie n
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the good news is to save spending the interest later its great


jjjjjjjjj
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I feel sorry for you people. I just live off of the interest my money makes.


HeartBreakAgony
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I save all of it cause I need to buy a car -_-


kja63
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When payday rolls around, I pay myself first. That means I put my savings away before anything else.

Next I pay all my bills. Then I set aside the money I need for gas, groceries, etc...

Whatever is left over is "mad money" -- I usually put some away for vacation and spend a little of it.

It kind of looks like this for my net paycheck:

Savings/401 K: 30%
Bills: 45%
Incidentals: 15%
Mine: 10%


sammie
My money goes on the household bills .. mega boring but it is worthwhile .. every month i save 10% of incomes and put it in a savings account it is called the just incase fund


mister ed
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i am happy retired now but when i use to have a paycheck the first person i would pay is myself -- 15% right off the top-- they made it easy when they came out with the 401k so i just insure that i have the max and any less than 15% i still put toward savings.. also the night before payday i always try to go out for a good meal, with let over money -- that made be feel like i was getting paid for what i was worth.!!!


bee
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i save it all


Sabrina Devareoux
spend half, save the other half.


op_mommy
Well, I spend what I have to on bills, gas, food, etc. I am not the best at money and it has gotten me into trouble in the past, but I am no longer using credit cards so I can keep out of trouble and only spend what I have. On a good month, I try to do the 10-10-80 rule - 10% to my church, 10% to savings, 80% to everything else. Sometimes I don't have enough to go around but that is what I'm aiming for. I'm a work-in-progress.


laplandfan
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I save all mine for now


turtlemadlady
save for a rainy day, then go out and play!!!


°°Steffi°°
I´d handle it fifty-fifty. Even if you want me to decide between those 2 possibilities, I think that it´s not easy and it depends on the situation what you choose.
Generally, you have to be a little bit egoistic to care for yourself, that´s why I´d take parts of the money on my own. Nevertheless, there are lots of people who need help, therefore I´d also spend something.


precious
i don't really have anything to spend money on! lucky me! i'm in a mad amount of debt, but have everything i need. so i say save. anything that you don't have already, you probably don't need. i guess save around seventy percent of what's left after mandatory payments have been released (i.e. bills). but then again, that depends on what you make.

but either way, save something, a base that you put aside every month or every week, even it's only ten pounds. oh! and have a book on your account instead of a card, then you're less likely to spend because it's just long to access!!


RAS
TRY SAVING MORE THAN 50% OF UR PAY AS IT WILL HELP U IN THE FUTURE,,I AM NOT SAYING DONT ENJOY,,COZ U YOURK HARD U DESERVE TO ENJOY EVERY BIT OF IT,,,BUT DONT ENJOY THAT MUCH KEEP SOME FOR LATER AS U MIGHT NEED IT


shrsandy
You should save at least enough to cover 3 to 6 months of living expenses in case of an emergency. Also, get into a 401K at work and contribute as much as you can, or at least up to what the company matches.


Sexysassy20something
I spend it only on going out on the weekend. I don't buy any big ticket items and I save the rest.


Richard S.
Pay yourself first. Take 10% out of each check and save it for long term. However, if you have lots of bills (credit cards) pay them first. If you have a credit card at 20% interest you should pay it off. It's like making 20% interest on your money if you think about it. Rather than put it in your savings account at 2-3%.


mouche
I'm saving for a house deposit as well as other things like a car, holiday, husband's birthday gift etc.

So when my paycheck comes in the first thing I do is move:

40% - to the household account to spend on rent, bills, food, eating out, furniture, gifts etc.
28% - to savings accounts for the house deposit (this should be 30% but I can't manage it with our rent being so high)
12% - to other savings account for the smaller things I'm saving for. When I save enough I buy them and then save again for the next thing.
The remaining 20% goes on things like transportation, mobile bills and entertainment


rainbow
spent you only live once


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